JCV CONSULT
ActiveSummary
The annual accounts of JCV CONSULT for fiscal year 2024 show a net loss of 60% of total assets and of 51% of the equity at the start of that year. The 2024 annual accounts show equity of €13,589 and a net result of -€14,343. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 37951 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-79
Solvency82▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.76 against 0.98 in 2023; short-term debt: 43.3% and cash: 12.6% of total assets), and 43.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.7%
Return on assets
-59.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
34 d late
2023
30 d late
2022
28 d late
2021
31 d late
2020
73 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€13,589▼ 51.4%
2023 · €27,932
Total assets
€23,983▼ 56.6%
2023 · €55,312
Net result
-€14,343
2023 · €4,377
Working capital
-€2,478▼ 277%
2023 · -€656
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€13,376▼ 6.7%€16,395▲ 22.6%€13,865▼ 15.4%€10,201▼ 26.4%-€13,496
Net result€5,544within the sector's middle half▼ 26.6%€8,471within the sector's middle half▲ 52.8%€7,009within the sector's middle half▼ 17.3%€4,377within the sector's middle half▼ 37.6%-€14,343below the sector's middle half
Equity€15,075below the sector's middle half▲ 58.2%€23,546below the sector's middle half▲ 56.2%€27,555within the sector's middle half▲ 17.0%€27,932within the sector's middle half▲ 1.4%€13,589below the sector's middle half▼ 51.4%
Total assets€32,537below the sector's middle half▲ 62.7%€71,048below the sector's middle half▲ 118%€67,570below the sector's middle half▼ 4.9%€55,312below the sector's middle half▼ 18.1%€23,983below the sector's middle half▼ 56.6%
Debt€17,462▲ 66.8%€47,502▲ 172%€40,015▼ 15.8%€27,380▼ 31.6%€10,395▼ 62.0%
Working capital€10,369within the sector's middle half▲ 17.9%-€1,791below the sector's middle half-€7,196below the sector's middle half▼ 302%-€656below the sector's middle half▲ 90.9%-€2,478below the sector's middle half▼ 277%
Solvency46.3%within the sector's middle half▼ 1.3pp33.1%within the sector's middle half▼ 13.2pp40.8%within the sector's middle half▲ 7.6pp50.5%within the sector's middle half▲ 9.7pp56.7%within the sector's middle half▲ 6.2pp
Current ratio1.59within the sector's middle half▼ 0.250.95below the sector's middle half▼ 0.650.78below the sector's middle half▼ 0.160.98below the sector's middle half▲ 0.190.76below the sector's middle half▼ 0.21
Return on assets (ROA)17.0%within the sector's middle half▼ 20.7pp11.9%within the sector's middle half▼ 5.1pp10.4%within the sector's middle half▼ 1.5pp7.9%within the sector's middle half▼ 2.5pp-59.8%below the sector's middle half▼ 67.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €13,496 after €10,201 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €23,983
Fixed assets
€16,066 ▼ 43.8%
Current assets
€7,917 ▼ 70.4%
Equity and liabilities €23,983
Equity
€13,589 ▼ 51.4%
Debt
€10,395 ▼ 62.0%
Debt's share of the balance-sheet total falls from 49.5% to 43.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€974▼
2023 · €23,227
Cash flow
-€1,821▼
2023 · €17,403
Debt to equity
0.76▼
2023 · 0.98
ROE
-105.6%▼
2023 · 15.7%
Interest coverage
-1.63▼
2023 · 25.86
Debt ≤ 1 year
€10,395▼
2023 · €27,380
Income taxes
€250▼
2023 · €5,099
Staff costs
€13,596▼
2023 · €20,555
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €12,537 | €14,653 | €20,555 | €13,596 | ▼ 33.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €952 | €9,140 | €11,474 | €13,026 | €12,522 | ▼ 3.9% |
| Other operating charges640/8 | - | €662 | €572 | €325 | €308 | ▼ 5.2% |
| Non-recurring operating charges66A | - | - | - | - | €75 | - |
| Gross operating margin9900 | €14,328 | €38,734 | €40,564 | €44,106 | €13,006 | ▼ 70.5% |
| Operating profit (loss)9901 | €13,376 | €16,395 | €13,865 | €10,201 | -€13,496 | ▼ 232% |
| Financial income75/76B | - | €140 | €369 | €174 | - | - |
| Recurring financial income75 | - | €140 | €369 | €171 | - | - |
| Non-recurring financial income76B | - | €1 | - | €3 | - | - |
| Financial charges65/66B | - | €707 | €647 | €899 | €598 | ▼ 33.5% |
| Recurring financial charges65 | €1,392 | €707 | €647 | €898 | €598 | ▼ 33.4% |
| Non-recurring financial charges66B | - | €0 | - | €1 | - | - |
| Profit (loss) for the period before taxes9903 | €11,983 | €15,829 | €13,587 | €9,476 | -€14,093 | ▼ 249% |
| Income taxes67/77 | €6,439 | €7,358 | €6,578 | €5,099 | €250 | ▼ 95.1% |
| Profit (loss) for the period9904 | €5,544 | €8,471 | €7,009 | €4,377 | -€14,343 | ▼ 428% |
| Profit (loss) for the period to be appropriated9905 | €5,544 | €8,471 | €7,009 | €4,377 | -€14,343 | ▼ 428% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,537 | €71,048 | €67,570 | €55,312 | €23,983 | ▼ 56.6% |
| Fixed assets21/28 | €4,706 | €39,049 | €41,614 | €28,588 | €16,066 | ▼ 43.8% |
| Tangible fixed assets22/27 | €4,706 | €39,049 | €41,614 | €28,588 | €16,066 | ▼ 43.8% |
| Plant, machinery and equipment23 | - | €1,073 | €2,500 | €1,158 | €320 | ▼ 72.4% |
| Furniture and vehicles24 | - | €37,976 | €39,114 | €27,430 | €15,746 | ▼ 42.6% |
| Current assets29/58 | €27,831 | €31,999 | €25,956 | €26,724 | €7,917 | ▼ 70.4% |
| Amounts receivable within one year40/41 | €10,140 | €3,968 | €14,327 | €9,615 | €4,892 | ▼ 49.1% |
| Trade receivables40 | - | €900 | €6,843 | €4,360 | - | - |
| Other amounts receivable41 | - | €3,068 | €7,484 | €5,255 | €4,892 | ▼ 6.9% |
| Cash at bank and in hand54/58 | €16,318 | €23,770 | €11,629 | €12,629 | €3,025 | ▼ 76.0% |
| Deferred charges and accrued income490/1 | - | €4,261 | - | €4,481 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,537 | €71,048 | €67,570 | €55,312 | €23,983 | ▼ 56.6% |
| Equity10/15 | €15,075 | €23,546 | €27,555 | €27,932 | €13,589 | ▼ 51.4% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €2,675 | €11,146 | €15,155 | €15,155 | €15,155 | = |
| Distributable reserves133 | - | €11,146 | €15,155 | €15,155 | €15,155 | = |
| Profit (loss) carried forward14 | -€10,418 | - | - | €377 | -€13,966 | ▼ 3,806% |
| Amounts payable17/49 | €17,462 | €47,502 | €40,015 | €27,380 | €10,395 | ▼ 62.0% |
| Amounts payable after more than one year17 | - | €13,713 | €6,864 | - | - | - |
| Financial debts170/4 | - | €13,713 | €6,864 | - | - | - |
| Amounts payable within one year42/48 | €17,462 | €33,790 | €33,151 | €27,380 | €10,395 | ▼ 62.0% |
| Current portion of amounts payable after more than one year42 | - | €6,843 | €6,849 | €6,849 | €6 | ▼ 99.9% |
| Trade debts44 | €2,910 | €4,209 | - | - | €3,542 | - |
| Suppliers440/4 | - | €4,209 | - | - | €3,542 | - |
| Taxes, remuneration and social security45 | - | €22,738 | €23,303 | €16,531 | €5,551 | ▼ 66.4% |
| Taxes450/3 | - | €22,578 | €21,597 | €13,850 | €250 | ▼ 98.2% |
| Remuneration and social security454/9 | - | €160 | €1,705 | €2,682 | €5,302 | ▲ 97.7% |
| Other amounts payable47/48 | - | - | €3,000 | €4,000 | €1,295 | ▼ 67.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,544 | €8,471 | €7,009 | €4,377 | -€14,343 | ▼ 428% |
| + Depreciation and write-downs630 | €952 | €9,140 | €11,474 | €13,026 | €12,522 | ▼ 3.9% |
| Operating cash flow (approximation) | €6,496 | €17,611 | €18,484 | €17,403 | -€1,821 | ▼ 110% |
| Investment in fixed assets (approximation) | - | -€43,484 | -€14,039 | €0 | €0 | - |
| Change in cash | - | €7,453 | -€12,141 | €1,000 | -€9,604 | ▼ 1,060% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Weakest financial yearnet -€14,343
Net result drops to -€14,343, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €8,471 ▲52.8%
Operating result €16,395, net result €8,471, both a record.
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
02-06
State Gazette act
General meeting · Share issue
Statutes amendment · Capital increase
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
19-06
State Gazette act
Board meeting · Director appointment
Permanent representative · Power of attorney
06-04
State Gazette act
General meeting · Capital increase
Bank account · Share issue
2016
25-05
State Gazette act
General meeting · Share issue
Capital increase · Capital
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2016
Ground area
3,795 m²
Building footprint
440 m²
Volume, LiDAR
2,594 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JCV CONSULT
since 20162.252.829.255
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104C0132/00Y002 | Flanders | 2,870 m² | 1 · 314 m² | 10.7 m · 2 fl. |
| 24302F0075/00Y003 | Flanders | 924 m² | 1 · 125 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 26,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded25-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0650792893
Also
9925:BE0650792893
Registered
26-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.