Financials
- Financial year
- 2025
- Total assets
- €73.6m
- Profit
- €2.5m
- Solvency
- 12.4%
Summary
SOFA INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.1m and a net result of €2.5m. Equity is shrinking by about 7.7% per year across the filed financial years. Its solvency ranks better than 22% of 50 sector peers (NACE 65, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65122
Largest company by total assets in Belgium, Insurance and pension funding sector1 site
Size
€73.6mtotal assets 2025
- Equity
- €9.1m
- Profit
- €2.5m
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- AG INSURANCE NV
Accounts 50 days early2 of 24 deeds read
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 50 sector peers (2025).
NBB · sector comparisonPosition among 50 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 days early
2024
55 days early
2023
50 days early
2022
54 days early
2021
47 days early
2020
51 days early
2019
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Liquidity more than 453 timescurrent ratio 514.95
- Reappointments: Amaury de Crombrugghe BV, Laurent…Permanent representatives: Amaury DE CROMBRUGGHE…
Key points
- Positive: Largest company by total assets in Belgium, Insurance and pension funding sectorin the Checked rankings No. 1 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €2.5m 8 years View
- Controlled by AG INSURANCE NVultimately: AGEAS NV parent View
By topic
Board & ownership
- Parent
- AG INSURANCE NV
Network & group
- Group
- AGEAS NV
Timeline
- Events
- 23
- Since
- 2011
- Next accounts
- by 31-07-2027
- 06-06-2025Annual accounts filed
- 31-12-2024Liquidity more than 7 times
- 02-12-2024Capital & shares
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance, reinsurance and pension funding, except compulsory social…NACE 65122
- Founded
- 16-12-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
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