Summary
INCRESCO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €32.3m and a net result of €780,654. Equity has been shrinking by about 3.7% per year since 2018. Its solvency ranks better than 95% of 40 sector peers (NACE 65, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 15-03-1989 Normal situation
- Registered office
- 101 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Insurance, reinsurance and pension funding, except compulsory social security NACE 65122
- Establishment unit
- 2.043.411.797 1000 Brussel, since 19-05-1989
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
Board
- Marc Van Begin SRLDirector · since 09-04-2025
- Nicolas DE BLIECKDirector
- Tatiana POSADirector
- Auditor
- SINIO SRL
Shareholders
- AG Insurance99.99%annual accounts 2019
- AG INSURANCEconsolidatesannual accounts 2025
- AGEAS SAconsolidatesannual accounts 2025
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €780,654
- ▼ 39.9%
- Equity
- €32.3m
- ▲ 2.5%
- Total assets
- €33.3m
- ▲ 0.7%
Filed on 27-04-2026, 95 days before the deadline
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 days early
2024
98 days early
2023
105 days early
2022
102 days early
2021
87 days early
2020
94 days early
2019
87 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 95 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Higher solvency than 95% of companies in insurance and pension fundingsector median 49.4% · 40 companies 97.0% View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €780,654 8 years View
- Caution: Result fell in 2025from €1.3m to €780,654 ▼ 39.9% View
Recent changes
- · Gazette deed Reappointments: Marc Van Begin SRL, Nicolas DE BLIECK and 2 othersPermanent representatives: Marc VAN BEGIN and Olivier RONSMANS
- · Gazette deed Resignation: Stijn SMEKENS (director)
- · Gazette deed Resignation: Erlinde Eeman (director)Appointment: Nicolas De Blieck (director)
Companies linked to INCRESCO
Comparable companies
These companies have the same main activity as INCRESCO: insurance, reinsurance and pension funding, except compulsory social security (NACE 65122). They are comparable in size and age: total assets between €4.3m and €74m, founded between 1965 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| INCRESCO Brussel | €33.3m | €1.8m |
| RR 60 Brussel | €35.8m | €3.5m |
| SOFA INVEST Brussel | €73.6m | €9.1m |
| LE CERTIFICAT FONCIER - HET VASTGOEDCERTIFICAAT Brussel | €4.3m | €1.1m |
| QOVER Brussel | €35.3m | - |
| HOMERAS Brussel | €4.8m | - |
Key facts about INCRESCO
- What is the company number of INCRESCO?
- The company number of INCRESCO is 0437.008.853. The VAT number is the same number with BE in front: BE 0437.008.853.
- Where is INCRESCO based?
- The registered office is at Kunstlaan 58, 1000 Brussel.Company details
- What does INCRESCO do?
- According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65122).
- What is the legal form of INCRESCO?
- The legal form of INCRESCO is Public limited company (NV).
- When was INCRESCO founded?
- INCRESCO was founded on 15-03-1989.
- Is INCRESCO still active?
- Yes, INCRESCO is an active enterprise in the KBO register.
- What is the turnover of INCRESCO?
- The turnover in financial year 2025 is ≈ €3.2m. This figure is estimated from the gross margin of €1.8m and 1,586 comparable companies of the same size. It probably lies between €2.1m and €5.2m. It is a rough estimate. In financial year 2020 turnover was €2.5m.Financials
- Is INCRESCO profitable?
- In financial year 2025, INCRESCO made a profit of €780,654.
- Where can I find the annual accounts of INCRESCO?
- INCRESCO filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INCRESCO due?
- INCRESCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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