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PUBLI - CAR

Active
Private limited company (pre-2019)founded 199332 yrs activeMeensesteenweg 230-232, 8800 Roeselare, BelgiumKBO/BCE: BE 0451.810.756
Summary

PUBLI - CAR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,590 and a net result of €29,418. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
PUBLI - CARActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Advertising agencies
NACE 73110NACE 74401
1 site
Size
€227,457total assets 2025
Equity
€103,590
Profit
€29,418
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 119 d early0 of 1 deed read
Why 93- Liquidity: current ratio 0.78, cash €15,697+ Founded in 1993+ Size: total assets €227,457+ Figures for FY 2025 (filed 08-04-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 71+14
equity 45.5% of total assets
Liquidity 55+2
short-term debt 16.0% · cash 6.9%
Profitability 85+2
return on assets 12.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,123 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.4%▲ +6.3% vs 03-2025highest value 05-2025: 0.2%▼ -54.3% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.2% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -3.8% vs 03-2026 05-2026: 0.1%▼ -11.8% vs 04-2026 06-2026: 0.1%▼ -5.2% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1993 lowers the probability for this profile
  • Size: total assets €227,457 lowers the probability for this profile
  • Figures for FY 2025 (filed 08-04-2026) lowers the probability
  • Liquidity: current ratio 0.78, cash €15,697 raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.77 in 2024; short-term debt: 16% and cash: 6.9% of total assets), and 54.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 45%, liquidity 46%, profitability 61%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €227,457
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.78, cash €15,697
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €103,590
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
119 d early
2024
122 d early
2023
99 d early
2022
108 d early
2021
97 d early
2020
116 d early
2019
106 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 110 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €29,418 ▲11.4%
  3. Equity above €100,000Eq €103,590 ▲39.7%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1993founded 27-12-1993 32 years View
  • Total assets 20256 fiscal years filed €227,457 View

By topic

Financials

Fiscal year
2025
Total assets
€227,457
Profit
€29,418
Solvency
45.5%
Total assets▼ 1.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 03-04-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Advertising agenciesNACE 73110
Founded
27-12-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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