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SAIVE CARTOON

Active
Private limited companyfounded 1994active for 32 yearsRue Grand'Route 196, 4610 Beyne-Heusay, BelgiumKBO/BCE: BE 0452.670.096
Summary

SAIVE CARTOON has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,737 and a net result of €46,167. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 39% of 8,547 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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SAIVE CARTOONActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Advertising agencies
NACE 73110
2nd oldest company in Beyne-Heusay, Professional and technical services sector1 site
Size
≈ €170,000turnover 2025, estimated
Equity
€110,737
Profit
€46,167
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 27 days late1 of 2 deeds summarised
Why 94lowers riskFounded in 1994Liquidity: current ratio 0.53, cash €35,402Size: total assets €276,158Figures for financial year 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 54% of its sector peers (NACE 73, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 65+13
equity 40.1% of total assets
Liquidity 37+21
short-term debt 56.2% · cash 12.8%
Profitability 90+74
return on assets 16.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,217 companies, NACE 73, micro)
Last 24 months 11-2024: 0.9%highest value 12-2024: 0.9%● unchanged vs 11-2024highest value 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 0.6%▼ -0.2 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.1%▼ -0.7 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.53, compared with 0.15 in 2024, below 1; short-term debt: 56.2% and cash: 12.8% of total assets), and 59.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 41% on solvency, 21% on liquidity, 67% on profitability and 88% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1994
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.53, cash €35,402
NBB · annual accounts
lowers risk · Size: total assets €276,158
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 27-08-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €110,737
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
31 days early
2023
56 days early
2022
56 days late
2021
19 days late
2020
26 days late
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €46,167
  3. Equity above €100,000equity €110,737 ▲71.5%

Key points

  • Positive: Back in profit in 2025after -€20,142 in 2024 €46,167 View
  • Positive: 2nd oldest company in Beyne-Heusay, Professional and technical services sectorin the Checked rankings No. 2 View
  • Active since 1994founded 21-04-1994 32 years View

By topic

Financials

Financial year
2025
Total assets
€276,158
Profit
€46,167
Solvency
40.1%
Turnover▲ 43.8%
Net result
20182021
Go to Financials

Board & ownership

Board
2 members
  • PAQUET Dominique Jeanne Odile GhislaineDirector
  • SAIVE Olivier Emile Marie PierreDirector
Go to Board & ownership

Timeline

Events
35
Since
1995
Next accounts
by 31-07-2027
  1. 30-06-2025Annual accounts filed
  2. 05-06-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
21-04-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
Third Wednesday of June at 15:00
Purpose
“La société a pour objet la création de bandes dessinées, d’illustrations, de scénarios en…” (deed in French)
Go to Articles of association

Key facts about SAIVE CARTOON

What is the company number of SAIVE CARTOON?
0452.670.096. In Belgium the VAT number is the company number with BE in front: BE 0452.670.096.
Where is SAIVE CARTOON based?
The registered office is at Rue Grand'Route 196, 4610 Beyne-Heusay.Company details
What does SAIVE CARTOON do?
According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of SAIVE CARTOON?
Private limited company (BV).
When was SAIVE CARTOON founded?
On 21-04-1994.
Is SAIVE CARTOON still active?
Yes, SAIVE CARTOON is an active enterprise in the KBO register.
What is the turnover of SAIVE CARTOON?
€167,160 in financial year 2021, according to the filed annual accounts.Financials
Is SAIVE CARTOON profitable?
In financial year 2025, SAIVE CARTOON made a profit of €46,167.
Where can I find the annual accounts of SAIVE CARTOON?
SAIVE CARTOON filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAIVE CARTOON due?
By 31-07-2027, for financial year 2026.Timeline

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