Financials
- Fiscal year
- 2024
- Total assets
- €82,613
- Profit
- €11,388
- Solvency
- 29.2%
Total assets▲ 12.7%
Net result
20182024
PROPERTY4U
ActiveSummary
PROPERTY4U has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24,141 and a net result of €11,388. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 19372 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€82,613total assets 2024
- Equity
- €24,141
- Profit
- €11,388
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 6 deeds read
Why 71- 1 financial year not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late- Figures for FY 2024 (filed 10-10-2025)+ Liquidity: current ratio 1.45, cash €59,884+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2024
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 56% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
54-14
equity 29.2% of total assets
Liquidity
63-8
short-term debt 68.7% · cash 72.5%
Profitability
86+86
return on assets 13.8%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 17 months
06-2025: 2.4%
07-2025: 2.5%▲ +3.7% vs 06-2025
08-2025: 2.9%▲ +16.7% vs 07-2025
09-2025: 3.4%▲ +17.5% vs 08-2025
10-2025: 4.7%▲ +37.5% vs 09-2025highest value
11-2025: 2.5%▼ -47.1% vs 10-2025
12-2025: 2.5%● 0.0% vs 11-2025
01-2026: 2.3%▼ -8.5% vs 12-2025
02-2026: 2.3%● 0.0% vs 01-2026
03-2026: 2.2%▼ -1.1% vs 02-2026
04-2026: 2.1%▼ -4.5% vs 03-2026
05-2026: 0.6%▼ -73.9% vs 04-2026
06-2026: 0.6%▼ -1.3% vs 05-2026
07-2026: 0.6%▲ +4.5% vs 06-2026
08-2026: 0.4%▼ -34.9% vs 07-2026lowest value
09-2026: 0.4%▲ +11.7% vs 08-2026
10-2026: 0.6%▲ +42.1% vs 09-2026
- Liquidity: current ratio 1.45, cash €59,884 lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 68 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 10-10-2025) raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.75 in 2023; short-term debt: 68.7% and cash: 72.5% of total assets), and 70.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 48%, liquidity 75%, profitability 83%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
57 d late
2022
61 d late
2021
31 d late
2020
28 d late
2019
59 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €11,388
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- 07-10-2025Annual accounts filed
- 31-12-2024Back to profit
- 26-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 03-10-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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