ARTIZEN
ActiveSummary
ARTIZEN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,272 and a net result of €7,175. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 14173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-2
Solvency89▲+7
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.76 against 2.33 in 2024; short-term debt: 36% and cash: 2% of total assets), and 36% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
66 d early
2023
38 d early
2022
9 d early
2021
61 d early
2020
37 d late
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#8 oldest company in Rebecq, Real estate sector
Turnover
€425,265▲ 134%
2019 · €181,829
EBIT margin
6.3%▲ 16.0pp
2019 · -9.7%
Net result
€7,175▼ 2.5%
2024 · €7,356
Working capital
€44,908▲ 18.6%
2024 · €37,878
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€6,294▼ 76.5%€6,456▲ 2.6%€8,181▲ 26.7%€10,808▲ 32.1%€10,203▼ 5.6%
Net result€3,729▼ 85.0%€3,221▼ 13.6%€4,311▲ 33.8%€7,356▲ 70.6%€7,175▼ 2.5%
EBIT margin
Equity€23,208▲ 19.1%€26,429▲ 13.9%€30,740▲ 16.3%€38,096▲ 23.9%€45,272▲ 18.8%
Total assets€36,165▲ 21.6%€75,403▲ 108%€73,466▼ 2.6%€66,631▼ 9.3%€70,788▲ 6.2%
Debt€12,957▲ 26.2%€48,974▲ 278%€42,726▼ 12.8%€28,535▼ 33.2%€25,516▼ 10.6%
Working capital€22,948▲ 19.8%€26,142▲ 13.9%€30,507▲ 16.7%€37,878▲ 24.2%€44,908▲ 18.6%
Staff (FTE)1=1=1=1=
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70,788
Fixed assets
€363 =
Current assets
€70,425 ▲ 6.3%
Equity and liabilities €70,788
Equity
€45,272 ▲ 18.8%
Debt
€25,516 ▼ 10.6%
Debt's share of the balance-sheet total falls from 42.8% to 36.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.76▲
2024 · 2.33
Debt to equity
0.56▼
2024 · 0.75
ROE
15.8%▼
2024 · 19.3%
ROA
10.1%▼
2024 · 11.0%
Debt ≤ 1 year
€25,516▼
2024 · €28,389
Income taxes
€2,226▼
2024 · €2,451
Staff costs
€791▼
2024 · €4,938
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €35,837 | €37,211 | €6,718 | €4,938 | €791 | ▼ 84.0% |
| Other operating charges640/8 | €348 | €513 | €384 | €387 | €400 | ▲ 3.2% |
| Non-recurring operating charges66A | €1,000 | - | €61 | - | €1,016 | - |
| Gross operating margin9900 | €43,479 | €44,179 | €15,345 | €16,133 | €12,410 | ▼ 23.1% |
| Operating profit (loss)9901 | €6,294 | €6,456 | €8,181 | €10,808 | €10,203 | ▼ 5.6% |
| Financial income75/76B | €118 | €53 | €9 | €28 | €22 | ▼ 22.4% |
| Recurring financial income75 | €118 | €53 | €9 | €28 | €22 | ▼ 22.4% |
| Financial charges65/66B | €727 | €1,065 | €830 | €1,029 | €824 | ▼ 19.9% |
| Recurring financial charges65 | €727 | €1,065 | €830 | €1,029 | €824 | ▼ 19.9% |
| Profit (loss) for the period before taxes9903 | €5,685 | €5,444 | €7,361 | €9,807 | €9,401 | ▼ 4.1% |
| Income taxes67/77 | €1,956 | €2,223 | €3,049 | €2,451 | €2,226 | ▼ 9.2% |
| Profit (loss) for the period9904 | €3,729 | €3,221 | €4,311 | €7,356 | €7,175 | ▼ 2.5% |
| Profit (loss) for the period to be appropriated9905 | €3,729 | €3,221 | €4,311 | €7,356 | €7,175 | ▼ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,165 | €75,403 | €73,466 | €66,631 | €70,788 | ▲ 6.2% |
| Fixed assets21/28 | €363 | €363 | €363 | €363 | €363 | = |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €35,802 | €75,039 | €73,102 | €66,267 | €70,425 | ▲ 6.3% |
| Amounts receivable within one year40/41 | €27,013 | €66,920 | €72,796 | €56,403 | €68,674 | ▲ 21.8% |
| Trade receivables40 | €2,320 | €16,560 | €28,187 | €2,296 | €14,736 | ▲ 542% |
| Other amounts receivable41 | €24,694 | €50,359 | €44,609 | €54,107 | €53,938 | ▼ 0.3% |
| Cash at bank and in hand54/58 | €8,752 | €7,639 | €263 | €9,376 | €1,424 | ▼ 84.8% |
| Deferred charges and accrued income490/1 | €36 | €481 | €43 | €489 | €327 | ▼ 33.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,165 | €75,403 | €73,466 | €66,631 | €70,788 | ▲ 6.2% |
| Equity10/15 | €23,208 | €26,429 | €30,740 | €38,096 | €45,272 | ▲ 18.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €4,608 | €7,829 | €12,140 | €19,496 | €26,672 | ▲ 36.8% |
| Amounts payable17/49 | €12,957 | €48,974 | €42,726 | €28,535 | €25,516 | ▼ 10.6% |
| Amounts payable within one year42/48 | €12,854 | €48,897 | €42,596 | €28,389 | €25,516 | ▼ 10.1% |
| Financial debts43 | €4 | - | - | - | - | - |
| Credit institutions430/8 | €4 | - | - | - | - | - |
| Trade debts44 | €4,273 | €9,387 | €35,747 | €22,419 | €18,199 | ▼ 18.8% |
| Suppliers440/4 | €4,273 | €9,387 | €35,747 | €22,419 | €18,199 | ▼ 18.8% |
| Advances received on contracts in progress46 | - | €28,063 | - | - | - | - |
| Taxes, remuneration and social security45 | €8,577 | €11,448 | €6,848 | €5,970 | €7,266 | ▲ 21.7% |
| Taxes450/3 | €3,475 | €5,733 | €5,272 | €5,500 | €7,266 | ▲ 32.1% |
| Remuneration and social security454/9 | €5,102 | €5,715 | €1,576 | €470 | - | - |
| Other amounts payable47/48 | - | - | - | - | €51 | - |
| Accrued charges and deferred income492/3 | €103 | €77 | €130 | €145 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,729 | €3,221 | €4,311 | €7,356 | €7,175 | ▼ 2.5% |
| Operating cash flow (approximation) | €3,729 | €3,221 | €4,311 | €7,356 | €7,175 | ▼ 2.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,114 | -€7,376 | €9,113 | -€7,952 | ▼ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 37 days late
2020
31-12
Financial
Back to profitnet €24,802
Net result €24,802 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 2.87
Current ratio from 0.57 to 2.87; short-term debt falls from €13,016 to €10,224.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet -€18,249
Net result drops to -€18,249, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2013
Ground area
185 m²
Building footprint
192 m²
Volume, LiDAR
1,893 m³
Parcel 25090B0261/00Z003, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARTIZEN
since 20132.226.222.650
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25090B0261/00Z003 | Wallonia | 185 m² | 1 · 192 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,906. 4,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
68310Real estate agency activities
Contact
E-mail
artizensprl@gmail.comRebecq
Phone
0472/432515Rebecq
Scores and ratios are computed by Checked and are not a credit decision.