CJP Project Engineering
ActiveSummary
The annual accounts of CJP Project Engineering for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €42k and a net result of €-43k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 14079 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-18
Solvency55▼-41
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 25.72 against 16.73 in 2024; short-term debt: 3.9% and cash: 5.2% of total assets), but 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.4%
Return on assets
-31.1%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-43k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
14 d late
2024
2 d early
2023
15 d late
2022
1 d early
2021
4 d late
2020
12 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 50.6%
2024 · €85k
2019: €23k
2020: €83k
2021: €76k
2022: €92k
2023: €94k
2024: €85k
2019 → 2025
Total assets
€138k▲ 15.3%
2024 · €120k
2019: €224k
2020: €698k
2021: €450k
2022: €555k
2023: €123k
2024: €120k
2019 → 2025
Net result
€-43k▼ 355%
2024 · €-9k
2019: €3k
2020: €61k
2021: €-8k
2022: €17k
2023: €2k
2024: €-9k
2019 → 2025
Working capital
€133k▲ 17.9%
2024 · €112k
2019: €115k
2020: €526k
2021: €278k
2022: €540k
2023: €116k
2024: €112k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€92k▲ 22.1%€94k▲ 2.2%€85k▼ 10.0%€42k▼ 50.6%
Operating result€12k-€26k▲ 115%€7k▼ 73.9%€-9k€-42k▼ 377%
Net result€-8k-€17k€2k▼ 88.0%€-9k€-43k▼ 355%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €138k
Equity
€42k ▼ 50.6%
Debt
€96k ▲ 176%
Debt's share of the balance-sheet total rises from 29.1% to 69.6%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
25.72▲
2024 · 16.73
Quick ratio
7.08▲
2024 · 2.74
Debt to equity
2.29▲
2024 · 0.41
ROE
-102.3%▼
2024 · -11.1%
ROA
-31.1%▼
2024 · -7.9%
Debt ≤ 1 year
€5k▼
2024 · €7k
Debt > 1 year
€90k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€138k▲
Current assets29/58€120k€138k▲
Stocks and contracts in progress3€100k€100k=
Stocks30/36€100k€100k=
Amounts receivable within one year40/41€18k€31k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€120k€138k▲
Equity10/15€85k€42k▼
Contributions10/11€19k€19k=
Reserves13€72k€72k=
Distributable reserves133€72k€72k=
Profit (loss) carried forward14€-6k€-49k▼
Amounts payable17/49€35k€96k▲
Amounts payable after more than one year17€27k€90k▲
Financial debts170/4€27k€90k▲
Amounts payable within one year42/48€7k€5k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€5k€5k=
Taxes450/3€5k€5k=
Accrued charges and deferred income492/3€667€667=
Income statement
Code20242025
Other operating charges640/8€2k€407▼
Gross operating margin9900€-7k€-42k▼
Operating profit (loss)9901€-9k€-42k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€565€608▲
Recurring financial charges65€565€608▲
Profit (loss) for the period before taxes9903€-9k€-43k▼
Profit (loss) for the period9904€-9k€-43k▼
Profit (loss) for the period to be appropriated9905€-9k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-49k▼
Profit (loss) brought forward from the previous period14P€3k€-6k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
31-03
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-03
Financial
Liquidity times 14current ratio 36.61
Current ratio from 2.62 to 36.61; short-term debt falls from €172k to €15k.
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
31-03
Financial
Highest result since 2019net €61k ▲2003%
Operating result €103k, net result €61k, both a record.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 553 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eversemsesteenweg 851852 GrimbergenGround area
1,040 m²
Building footprint
170 m²
Volume, LiDAR
735 m³
Parcel 23005B0135/00H000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23005B0135/00H000 | Flanders | 1,040 m² | 1 · 170 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VICTORY-MED
BE 0447.300.850
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MAISON RION
BE 1023.807.680
Visé · Eq €41,905
NOBITRUI
BE 1003.851.614
Herk-de-Stad · Eq €41,903
EV LATEM
BE 0893.764.235
Gent · Eq €41,973
IMMOLABADIA
BE 0670.748.367
Genk · Eq €41,975
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2014
Fiscal year end31-03
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.