VALOR EVENT
ActiveVALOR EVENT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-34k) and a net result of €-42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-37
Growth38▼-3
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 1.05 in 2024; short-term debt: 136.5% and cash: 52.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-54.3%
Return on assets
-68.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
13 d late
2023
14 d early
2022
11 d late
2021
40 d early
2020
54 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€112k▼ 14.4%
2024 · €130k
2018: €83k
2019: €131k
2020: €98k
2022: €207k
2023: €161k
2024: €130k
2018 → 2025
EBIT margin
-37.2%▼ 10.9pp
2024 · -26.3%
2018: -28.8%
2019: 12.9%
2020: -24.2%
2022: -2.4%
2023: -7.8%
2024: -26.3%
2018 → 2025
Net result
€-42k▼ 20.8%
2024 · €-35k
2018: €-24k
2019: €17k
2020: €-24k
2021: €59k
2022: €-5k
2023: €-14k
2024: €-35k
2018 → 2025
Working capital
€-43k
2024 · €1k
2018: €-473
2019: €14k
2020: €2k
2021: €59k
2022: €54k
2023: €29k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€207k€161k▼ 22.3%€130k▼ 19.1%€112k▼ 14.4%
Equity€37k-€32k▼ 13.9%€45k▲ 39.4%€7k▼ 85.0%€-34k
Operating result€61k-€-5k€-12k▼ 155%€-34k▼ 174%€-42k▼ 21.2%
Net result€59k-€-5k€-14k▼ 163%€-35k▼ 157%€-42k▼ 20.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2025 against €34k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€21k▼ 22.1%
Current assets
€41k▲ 40.8%
Key figures and ratios
EBITDA
€-36k▼
2024 · €-28k
Cash flow
€-36k▼
2024 · €-29k
Solvency
-54.3%▼
2024 · 12.0%
Current ratio
0.49▼
2024 · 1.05
Quick ratio
0.49▼
2024 · 1.05
Debt / equity
-2.84▼
2024 · 7.36
ROA
-68.2%▼
2024 · -62.5%
Interest coverage
-50.65▼
2024 · -40.48
Debt
€95k▲
2024 · €49k
Debt ≤ 1 year
€84k▲
2024 · €28k
Debt > 1 year
€11k▼
2024 · €18k
Staff costs
€43k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€62k▲
Fixed assets21/28€27k€21k▼
Tangible fixed assets22/27€18k€12k▼
Furniture and vehicles24€18k€12k▼
Financial fixed assets28€9k€9k=
Current assets29/58€29k€41k▲
Amounts receivable within one year40/41€781€9k▲
Trade receivables40-€3k
Other amounts receivable41€781€6k▲
Cash at bank and in hand54/58€28k€32k▲
Deferred charges and accrued income490/1-€1
Equity and liabilities
Total equity and liabilities10/49€56k€62k▲
Equity10/15€7k€-34k▼
Contributions10/11€19k-
Capital10€19k-
Issued capital100€19k-
Reserves13€26k€7k▼
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Tax-exempt reserves132€24k€7k▼
Profit (loss) carried forward14€-38k€-40k▼
Amounts payable17/49€49k€95k▲
Amounts payable after more than one year17€18k€11k▼
Financial debts170/4€18k€11k▼
Amounts payable within one year42/48€28k€84k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€15k€77k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Turnover70€130k€112k▼
Goods, raw materials, services and sundry goods60/61€109k€103k▼
Remuneration, social security and pensions62€47k€43k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€3k€2k▼
Gross operating margin9900€21k€9k▼
Operating profit (loss)9901€-34k€-42k▼
Financial charges65/66B€700€703▲
Recurring financial charges65€700€703▲
Profit (loss) for the period before taxes9903€-35k€-42k▼
Profit (loss) for the period9904€-35k€-42k▼
Profit (loss) for the period to be appropriated9905€-35k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-80k▼
Profit (loss) brought forward from the previous period14P€-3k€-38k▼
Shareholders' contribution to the loss794-€40k
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 13 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 11 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 8.87
Current ratio from 2.99 to 8.87; short-term debt falls from €30k to €7k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.99
Current ratio from 1.06 to 2.99.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 54 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 46 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos des Digitales 21410 WaterlooGround area
6,329 m²
Building footprint
4,022 m²
Volume, LiDAR
87,013 m³
2 parcels, Brussels, Wallonia · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Esser.Immo
since 20112.200.465.289
Esser.immo
since 20202.310.930.671
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
| 25110A0406/00L000 | Wallonia | 657 m² | 1 · 144 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BDI Investments Partners
BE 0694.861.577
Elsene · Eq €7k
Immo T.L.C.
BE 0424.896.622
Tienen · Eq €7k
A1 Vastgoed
BE 0811.761.029
Herentals · Eq €7k
Heritage Vastgoed
BE 1006.578.502
Aalter · Eq €7k
RIANO
BE 0427.477.713
Elsene · Eq €7k
Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 2,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2011
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
74209Other photographic activities
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.