Proactify
ActiveProactify has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €628k and a net result of €27k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-39
Solvency99▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.76 against 3.41 in 2024), and 36.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
2.8%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-03-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
37 d late
2024
4 d late
2023
on the day
2022
102 d early
2021
12 d early
2020
18 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€628k▲ 4.6%
2024 · €601k
2019: €258k
2020: €364k
2021: €557k
2022: €323k
2023: €528k
2024: €601k
2019 → 2025
Total assets
€992k▲ 17.2%
2024 · €846k
2019: €601k
2020: €724k
2021: €755k
2022: €972k
2023: €956k
2024: €846k
2019 → 2025
Net result
€27k▼ 62.5%
2024 · €73k
2019: €98k
2020: €106k
2021: €181k
2022: €106k
2023: €205k
2024: €73k
2019 → 2025
Working capital
€469k▼ 1.5%
2024 · €477k
2019: €322k
2020: €314k
2021: €346k
2022: €306k
2023: €382k
2024: €477k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€557k-€323k▼ 42.1%€528k▲ 63.6%€601k▲ 13.8%€628k▲ 4.6%
Operating result€228k-€126k▼ 44.5%€282k▲ 123%€110k▼ 61.0%€47k▼ 57.4%
Net result€181k-€106k▼ 41.6%€205k▲ 93.6%€73k▼ 64.4%€27k▼ 62.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992k
Fixed assets
€352k▲ 105%
Current assets
€640k▼ 5.2%
Equity and liabilities €992k
Equity
€628k▲ 4.6%
Debt
€364k▲ 48.1%
The debt ratio rises from 29.0% to 36.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€77k▼
2024 · €142k
Cash flow
€58k▼
2024 · €105k
Solvency
63.3%▼
2024 · 71.0%
Current ratio
3.76▲
2024 · 3.41
Quick ratio
3.76▲
2024 · 3.41
Debt / equity
0.58▲
2024 · 0.41
ROE
4.4%▼
2024 · 12.1%
ROA
2.8%▼
2024 · 8.6%
Interest coverage
20.29▼
2024 · 50.27
Debt
€364k▲
2024 · €246k
Debt ≤ 1 year
€170k▼
2024 · €198k
Debt > 1 year
€193k▲
2024 · €48k
Income taxes
€18k▼
2024 · €40k
Staff costs
€368k▲
2024 · €333k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€846k€992k▲
Fixed assets21/28€172k€352k▲
Tangible fixed assets22/27€172k€352k▲
Land and buildings22€169k€288k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€63k▲
Current assets29/58€674k€640k▼
Amounts receivable after more than one year29€17k€9k▼
Other amounts receivable291€17k€9k▼
Amounts receivable within one year40/41€249k€239k▼
Trade receivables40€177k€196k▲
Other amounts receivable41€71k€43k▼
Cash at bank and in hand54/58€409k€388k▼
Deferred charges and accrued income490/1€0€4k▲
Equity and liabilities
Total equity and liabilities10/49€846k€992k▲
Equity10/15€601k€628k▲
Contributions10/11€19k€19k=
Reserves13€582k€609k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€23k€23k=
Distributable reserves133€557k€585k▲
Amounts payable17/49€246k€364k▲
Amounts payable after more than one year17€48k€193k▲
Financial debts170/4€48k€193k▲
Amounts payable within one year42/48€198k€170k▼
Current portion of amounts payable after more than one year42€31k€52k▲
Trade debts44€46k€44k▼
Suppliers440/4€46k€44k▼
Taxes, remuneration and social security45€85k€27k▼
Taxes450/3€57k€12k▼
Remuneration and social security454/9€28k€15k▼
Other amounts payable47/48€36k€48k▲
Accrued charges and deferred income492/3-€171
Income statement
Code20242025
Non-recurring operating income76A€874€0▼
Remuneration, social security and pensions62€333k€368k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€30k▼
Other operating charges640/8€732€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€476k€448k▼
Operating profit (loss)9901€110k€47k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€113k€46k▼
Income taxes67/77€40k€18k▼
Profit (loss) for the period9904€73k€27k▼
Profit (loss) for the period to be appropriated9905€73k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€27k▼
Transfer to equity691/2€73k€27k▼
To other reserves6921€73k€27k▼
Social balance
Average headcount (FTE)90877.28.1▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 37 days late
2025
30-06
Financial
Weakest financial yearnet €27k ▼62.5%
Net result drops to €27k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €205k ▲93.6%
Operating result €282k, net result €205k, both a record.
30-06
Financial
Equity above €500kEq €528k ▲63.6%
5 profitable years in a row build equity to €528k.
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €500kEq €557k ▲53.3%
3 profitable years in a row build equity to €557k.
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiezelstraat 563500 HasseltGround area
966 m²
Building footprint
234 m²
Volume, LiDAR
1,327 m³
Parcel 71323C0998/00L000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Proactify
since 20162.259.344.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0998/00L000 | Flanders | 966 m² | 1 · 234 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 26,047 EUR awarded · 26,047 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 140 EUR | 140 EUR |
| 2024 | 1 | 1,214 EUR | 1,214 EUR |
| 2023 | 2 | 17,486 EUR | 17,486 EUR |
| 2022 | 1 | 7,207 EUR | 7,207 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Werkbaarheidscheque (stopgezet)
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 3,781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-12-2016
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.