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YER KONSULTING

Active
Private limited companyfounded 200322 yrs activeSinaaistraat 77, 9160 Lokeren, BelgiumKBO/BCE: BE 0860.892.519

YER KONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €628k and a net result of €61k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
83 / 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 19.19 against 15.13 in 2024), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.3%
Return on assets
9.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 d early
2024
on the day
2023
7 d late
2022
on the day
2021
4 d early
2020
3 d early
2019
9 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€628k=
2024 · €628k
2019: €234k 2020: €209k 2021: €409k 2022: €533k 2023: €621k 2024: €628k
2019 → 2025
Total assets
€659k▼ 1.1%
2024 · €666k
2019: €296k 2020: €352k 2021: €502k 2022: €557k 2023: €647k 2024: €666k
2019 → 2025
Net result
€61k▼ 17.9%
2024 · €75k
2019: €60k 2020: €71k 2021: €201k 2022: €124k 2023: €90k 2024: €75k
2019 → 2025
Working capital
€557k▲ 3.0%
2024 · €541k
2019: €198k 2020: €197k 2021: €390k 2022: €506k 2023: €536k 2024: €541k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€409k-€533k▲ 30.1%€621k▲ 16.7%€628k▲ 1.0%€628k=
Operating result€292k-€180k▼ 38.2%€126k▼ 30.1%€100k▼ 20.7%€85k▼ 15.2%
Net result€201k-€124k▼ 38.4%€90k▼ 27.7%€75k▼ 16.9%€61k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €292k€292kNet result 2021: €201k€201kOperating result 2022: €180k€180kNet result 2022: €124k€124kOperating result 2023: €126k€126kNet result 2023: €90k€90kOperating result 2024: €100k€100kNet result 2024: €75k€75kOperating result 2025: €85k€85kNet result 2025: €61k€61k20212022202320242025
The operating result has fallen four years in a row; 2025 is 15% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €659k
Fixed assets €71k▼ 18.6%
Current assets €588k▲ 1.5%
Equity and liabilities €659k
Equity €628k=
Debt €31k▼ 19.4%
The debt ratio falls from 5.8% to 4.7%: debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€104k
2024 · €119k
Cash flow
€81k
2024 · €94k
Solvency
95.3%
2024 · 94.2%
Current ratio
19.19
2024 · 15.13
Quick ratio
19.19
2024 · 15.13
Debt / equity
0.05
2024 · 0.06
ROE
9.8%
2024 · 11.9%
ROA
9.3%
2024 · 11.2%
Interest coverage
39.66
2024 · 366.32
Debt
€31k
2024 · €39k
Debt ≤ 1 year
€31k
2024 · €38k
Income taxes
€25k
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€666k€659k
Fixed assets21/28€87k€71k
Tangible fixed assets22/27€87k€71k
Plant, machinery and equipment23€8k€4k
Furniture and vehicles24€52k€42k
Other tangible fixed assets26€27k€25k
Current assets29/58€579k€588k
Amounts receivable after more than one year29€93k€26k
Other amounts receivable291€93k€26k
Amounts receivable within one year40/41€132k€166k
Trade receivables40€67k€96k
Other amounts receivable41€65k€70k
Current investments50/53€161k€161k=
Cash at bank and in hand54/58€188k€227k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€666k€659k
Equity10/15€628k€628k=
Contributions10/11€6k€6k=
Reserves13€622k€622k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€620k€620k=
Amounts payable17/49€39k€31k
Amounts payable within one year42/48€38k€31k
Trade debts44€19k€11k
Suppliers440/4€19k€11k
Taxes, remuneration and social security45€10k€10k
Taxes450/3€8k€7k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€9k€10k
Accrued charges and deferred income492/3€298€436
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€2k€2k
Gross operating margin9900€121k€106k
Operating profit (loss)9901€100k€85k
Financial income75/76B€6k€4k
Recurring financial income75€6k€4k
Financial charges65/66B€326€3k
Recurring financial charges65€326€3k
Profit (loss) for the period before taxes9903€106k€87k
Income taxes67/77€31k€25k
Profit (loss) for the period9904€75k€61k
Profit (loss) for the period to be appropriated9905€75k€61k
Appropriation of the result
Profit (loss) to be appropriated9906€75k€61k
Transfer from equity791/2€68k€60k
Transfer to equity691/2€75k€60k
To other reserves6921€75k€60k
Profit to be distributed694/7€68k€61k
Return on contributions (dividend)694€68k€60k
Directors or managers695-€1k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
05-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Liquidity times 6current ratio 32.81
Current ratio from 5.78 to 32.81; short-term debt falls from €82k to €16k.
30-06
Financial Equity above €500kEq €533k ▲30.1%
4 profitable years in a row build equity to €533k.
27-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €201k ▲184%
Operating result €292k, net result €201k, both a record.
30-06
Financial Liquidity doublescurrent ratio 5.78
Current ratio from 2.57 to 5.78; short-term debt falls from €126k to €82k.
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
14-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sinaaistraat 779160 Lokeren
Ground area
5,400 m²
Building footprint
204 m²
Volume, LiDAR
1,007 m³
Parcel 46014A1595/00F000, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yer Konsulting
Sinaaistraat 77, 9160 LokerenNACE 7414101
since 20032.139.537.116
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46014A1595/00F000 Flanders 5,400 m² 1 · 204 m² 9.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 3,781 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-10-2003
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.