LYMVEST
ActiveThe computed 12-month bankruptcy probability of LYMVEST is 1.9% (moderate). The 2025 annual accounts show equity of €625k and a net result of €104k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 18% of 1613 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50=
Solvency30▼-29
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.17 in 2024; short-term debt: 73.2% and cash: 0.2% of total assets), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1613 sector peers (2025).
NBB · sector comparisonPosition among 1613 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
14 d early
2023
47 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€625k▲ 19.9%
2024 · €522k
2022: €304k
2023: €437k
2024: €522k
2022 → 2025
Total assets
€11.65M▲ 670%
2024 · €1.51M
2022: €1.57M
2023: €1.54M
2024: €1.51M
2022 → 2025
Net result
€104k▲ 22.1%
2024 · €85k
2022: €179k
2023: €133k
2024: €85k
2022 → 2025
Working capital
€-8.47M▼ 2,145%
2024 · €-378k
2022: €-260k
2023: €-346k
2024: €-378k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€304k-€437k▲ 43.7%€522k▲ 19.4%€625k▲ 19.9%
Operating result€251k-€207k▼ 17.5%€190k▼ 8.5%€199k▲ 5.0%
Net result€179k-€133k▼ 25.8%€85k▼ 36.1%€104k▲ 22.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.65M
Fixed assets
€11.60M▲ 707%
Current assets
€51k▼ 33.9%
Equity and liabilities €11.65M
Equity
€625k▲ 19.9%
Debt
€11.02M▲ 1,011%
The debt ratio rises from 65.5% to 94.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€218k▲
2024 · €192k
Cash flow
€122k▲
2024 · €88k
Solvency
5.4%▼
2024 · 34.5%
Current ratio
0.01▼
2024 · 0.17
Quick ratio
0.01▼
2024 · 0.17
Debt / equity
17.63▲
2024 · 1.90
ROE
16.6%▲
2024 · 16.3%
ROA
0.9%▼
2024 · 5.6%
Interest coverage
3.56▲
2024 · 2.93
Debt
€11.02M▲
2024 · €992k
Debt ≤ 1 year
€8.52M▲
2024 · €454k
Debt > 1 year
€2.48M▲
2024 · €524k
Income taxes
€35k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€11.65M▲
Fixed assets21/28€1.44M€11.60M▲
Tangible fixed assets22/27€10k€52k▲
Furniture and vehicles24€10k€52k▲
Financial fixed assets28€1.43M€11.55M▲
Current assets29/58€77k€51k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€4k€20k▲
Trade receivables40€4k€186▼
Other amounts receivable41€0€20k▲
Cash at bank and in hand54/58€71k€27k▼
Deferred charges and accrued income490/1€15€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.51M€11.65M▲
Equity10/15€522k€625k▲
Contributions10/11€125k€125k=
Reserves13€318k€318k=
Distributable reserves133€318k€318k=
Profit (loss) carried forward14€79k€183k▲
Amounts payable17/49€992k€11.02M▲
Amounts payable after more than one year17€524k€2.48M▲
Financial debts170/4€524k€2.48M▲
Amounts payable within one year42/48€454k€8.52M▲
Current portion of amounts payable after more than one year42€171k€191k▲
Trade debts44€446€0▼
Suppliers440/4€446€0▼
Taxes, remuneration and social security45€58k€56k▼
Taxes450/3€56k€56k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€225k€8.28M▲
Accrued charges and deferred income492/3€14k€19k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€19k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€40k€132▼
Gross operating margin9900€233k€219k▼
Operating profit (loss)9901€190k€199k▲
Financial income75/76B€1k€327▼
Recurring financial income75€1k€327▼
Financial charges65/66B€66k€61k▼
Recurring financial charges65€66k€61k▼
Profit (loss) for the period before taxes9903€125k€138k▲
Income taxes67/77€40k€35k▼
Profit (loss) for the period9904€85k€104k▲
Profit (loss) for the period to be appropriated9905€85k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€183k▲
Profit (loss) brought forward from the previous period14P€79k€79k=
Transfer to equity691/2€85k€0▼
To other reserves6921€85k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €85k ▼36.1%
Net result drops to €85k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €522k ▲19.4%
3 profitable years in a row build equity to €522k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolphe Mathieustraat 91050 ElseneGround area
395 m²
Building footprint
420 m²
Volume, LiDAR
6,109 m³
Parcel 21443C0202/00E002, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LYMVEST
since 20212.321.159.916
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0202/00E002 | Brussels | 395 m² | 1 · 420 m² | 21.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900L6ZWKIDN1VZ851
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 3,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.