Equity
€2.2m ▲ 10.3%
POOL CONCEPTion has made a profit in every financial year since 2012.
POOL CONCEPTion
Lifetime
14 annual accounts with figures on one time axispeak €1.8m (2024)
€1.1m▼ 37.1%
peak €631,762 (2024)
€208,574▼ 67.0%
peak €2.2m (2025)
€2.2m▲ 10.3%
€654,816▲ 8.9%
peak 12 FTE (2021)
11 FTE▼ 8.3%
Board8 names since 2019
5 directorsVincent PALERMO and 4 others
Owners
Documentsfilings and deeds
25-08-202625 days late
2025abbreviated format
Gross margin from €1.8m to €1.1mResult from €631,762 to €208,574Staff from 12 FTE to 11 FTEAppointment: SRL A&C - Bedrijfsrevisor (statutory auditor) 08-10Cash from €867,400 to €1.4m
Key points
from the 2025 annual accountsResult
€208,574 ▼ 67.0%
The result fell in 2025: different schema filed.
Turnover
≈ €2.0m estimated
The accounts state no turnover.
Staff
11 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Filings
14 annual accounts since 2012
Six of the last ten came late. The 2019 accounts came latest: 122 days after the end of the period.
Position in the sector
€2.2m
More equity than 94% of companies in building services and landscaping. Sector median €183,404 · 1,569 companies.
Checked score
97
Excellent
Financially stronger than 80% of small companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 482 companies (NACE 81, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Liquidity: current ratio 4.81, cash €1.4m
Equity €2.2m (76.3% of total assets)
Figures for financial year 2025 (filed on 01-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, small). It does better than 93% of them on solvency, 97% on liquidity, 67% on profitability and 63% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as POOL CONCEPTion has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of POOL CONCEPTion itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for POOL CONCEPTion. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.81 (6.12 in 2024), above the usual 1.5. Short-term debt is 17% and cash 48% of total assets. 23.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
25 days early
2023
27 days late
2022
13 days early
2021
25 days early
2020
on the day
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
SD
SA DEROOSE PROJECTS
Director, Dirk Deroose
- WILLY NAESSENS SWIMMING POOLS 69.35%score 65equity €1.8m (2025) · 2025 annual accounts of WILLY NAESSENS SWIMMING POOLS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0838124243
Appointment: SRL A&C - Bedrijfsrevisor (statutory auditor)
Permanent representative: Dirk Deroose · General meeting of 02-09-2024 · Gazette deed
3 directors appointed, 2 managers resigning
Change of role: Vincent PALERMO, from manager to director · Resignations: Ingrid VIRLEE (manager) and WILLY NAESSENS SWIMMING POOLS SA (manager) · Appointments: Filip VAN HAUTEGEM, SA DEROOSE PROJECTS and SA KOUTERMOLEN · General meeting of 16-09-2024 · Gazette deed
2 directors appointed, 2 reappointments
Appointments: Filip Van Hautegem and Deroose Projects · Permanent representative: Dirk Deroose · Reappointments: Cincent paermo and Ingrid Virlée · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| POOL CONCEPTion Tournai | €2.9m | €1.1m | 76.3% | 11 |
| GEOFFREY ET STEPHAN SATIN Somme-Leuze | €2.5m | €1.0m | 43.6% | 9.2 |
| ARCHITUIN Koksijde | €2.6m | €1.5m | 18.4% | 12 |
| Van Turnhout-Smidts tuinarchitectuur Zoersel | €3.2m | €1.0m | 81.5% | 9.5 |
| Nuis & Co Asse | €2.5m | €0.9m | 14.6% | 13 |
| SABGRO Asse | €3.7m | €1.3m | 61.2% | 9.1 |
| Witse's Tuinen Schilde | €2.4m | €1.3m | 43.0% | 8.4 |
These companies have the same main activity as POOL CONCEPTion: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €2.4m and €3.7m, founded between 2007 and 2011.
Official details
Source: KBO- Status
- Active since 27-07-2011Normal situation
- Activity
- Landscape service activitiesNACE 81300and 6 others
- Establishment unit
- 2.201.827.2497538 Tournai, since 27-07-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2025
Insights on POOL CONCEPTion
POOL CONCEPTion files the abbreviated format. That format states no turnover. The gross margin rose from €21,254 in 2012 to €1.1m in 2025.
WILLY NAESSENS SWIMMING POOLS holds 69.35% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about POOL CONCEPTion
- What is the company number of POOL CONCEPTion?
- The company number of POOL CONCEPTion is 0838.124.243. The VAT number is the same number with BE in front: BE 0838.124.243.
- Where is POOL CONCEPTion based?
- The registered office is at Rue des Français 36, 7538 Tournai.Company details
- What does POOL CONCEPTion do?
- According to the KBO register, the main activity is landscape service activities (NACE 81300).
- What is the legal form of POOL CONCEPTion?
- POOL CONCEPTion is a private limited company (BV).
- When was POOL CONCEPTion founded?
- POOL CONCEPTion was founded on 27-07-2011.
- Is POOL CONCEPTion still active?
- Yes, POOL CONCEPTion is an active enterprise in the KBO register.
- How many employees does POOL CONCEPTion have?
- POOL CONCEPTion had an average of 11 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of POOL CONCEPTion?
- The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €1.1m and 1,585 comparable companies of the same size. It probably lies between €1.3m and €3.2m. It is a rough estimate.
- Is POOL CONCEPTion profitable?
- In financial year 2025, POOL CONCEPTion made a profit of €208,574.
- Where can I find the annual accounts of POOL CONCEPTion?
- POOL CONCEPTion filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of POOL CONCEPTion due?
- POOL CONCEPTion must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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