PLAN.A RENOVATION
ActiveSummary
The computed 12-month bankruptcy probability of PLAN.A RENOVATION is 9.8% (elevated). The 2024 annual accounts show negative equity (€-8k) and a net result of €-17k. Equity is shrinking by ~131.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 36375 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
15
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0▼-60
Growth32=
Track record94
Bankruptcy probability, 12 months
9.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 1.53 in 2023; short-term debt: 152.6% and cash: 51.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-52.6%
Return on assets
-107.2%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
53 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-8k
2023 · €8k
2022: €14k
2023: €8k
2022 → 2024
Total assets
€15k▼ 35.7%
2023 · €24k
2022: €19k
2023: €24k
2022 → 2024
Net result
€-17k▼ 192%
2023 · €-6k
2022: €4k
2023: €-6k
2022 → 2024
Working capital
€-8k
2023 · €8k
2022: €14k
2023: €8k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€14k-€8k▼ 40.2%€-8k
Operating result€5k-€-6k€-16k▼ 189%
Net result€4k-€-6k€-17k▼ 192%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2024 against €6k in 2023; the loss grows and 2024 has the lowest result in the available series.
Key figures and ratios
Solvency
-52.6%▼
2023 · 35.1%
Current ratio
0.66▼
2023 · 1.53
Debt to equity
-2.90▼
2023 · 1.85
ROA
-107.2%▼
2023 · -23.6%
Debt
€24k▲
2023 · €16k
Debt ≤ 1 year
€24k▲
2023 · €16k
Staff costs
€34k▼
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€24k€15k▼
Fixed assets21/28€201€0▼
Intangible fixed assets21€201€0▼
Current assets29/58€24k€15k▼
Amounts receivable within one year40/41€16k€7k▼
Trade receivables40€15k€6k▼
Other amounts receivable41€185€2k▲
Cash at bank and in hand54/58€8k€8k▲
Deferred charges and accrued income490/1€270-
Equity and liabilities
Total equity and liabilities10/49€24k€15k▼
Equity10/15€8k€-8k▼
Contributions10/11€10k€10k=
Reserves13€207€207=
Non-distributable reserves130/1€207€207=
Other1319€207€207=
Profit (loss) carried forward14€-2k€-18k▼
Amounts payable17/49€16k€24k▲
Amounts payable within one year42/48€16k€24k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€851€1k▲
Suppliers440/4€851€1k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€358€2k▲
Remuneration and social security454/9€12k€12k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€64k€34k▼
Gross operating margin9900€58k€18k▼
Operating profit (loss)9901€-6k€-16k▼
Financial charges65/66B€95€408▲
Recurring financial charges65€95€408▲
Profit (loss) for the period before taxes9903€-6k€-17k▼
Profit (loss) for the period9904€-6k€-17k▼
Profit (loss) for the period to be appropriated9905€-6k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-18k▼
Profit (loss) brought forward from the previous period14P€4k€-2k▼
Transfer to equity691/2€205-
To the legal reserve6920€205-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 53 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul De Mertenlaan 201090 JetteGround area
229 m²
Building footprint
90 m²
Volume, LiDAR
868 m³
Parcel 21464E0001/00X013, Brussels · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PLAN.A RENOVATION
since 20222.329.796.379
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0001/00X013 | Brussels | 229 m² | 1 · 90 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
W.BLOC
BE 0767.457.961
Wemmel · Eq €8,451
W-WORK
BE 0755.902.687
Geel · Eq €8,466
CHEMICONFORME
BE 1004.041.753
Flémalle · Eq €8,468
ARC Construct
BE 0784.549.757
Beringen · Eq €8,427
LDR-M&M
BE 1002.414.133
Buggenhout · Eq €8,427
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 3,745 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.