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CHEMICONFORME

Active
Private limited companyfounded 20232 yrs activeRue Hôtel Communal 23, 4400 Flémalle, BelgiumKBO/BCE: BE 1004.041.753
Summary

The computed 12-month bankruptcy probability of CHEMICONFORME is 2.7% (moderate). The 2025 annual accounts show equity of €8,468 and a net result of €6,084. Equity is growing by ~193.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 28374 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability81▼-2
Solvency45▲+11
Growth78=
Track record82
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 28374 sector peers (2025).
NBB · sector comparison
Position among 28374 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
17 d late
2024
31 d early
2023
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (3 of the last 3 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHEMICONFORME was incorporated on 29 December 2023 as a Private limited company.1 Total assets rose from EUR 11,754 in 2023 to EUR 41,607 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,468▲ 255%
2024 · €2,384
Total assets
€41,607▲ 51.6%
2024 · €27,449
Net result
€6,084▲ 94.1%
2024 · €3,134
Working capital
€4,665
2024 · -€870
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€2,750-€4,500€10,574▲ 135%
Net result-€2,750below the sector's middle half-€3,134within the sector's middle half€6,084within the sector's middle half▲ 94.1%
Equity-€750below the sector's middle half-€2,384below the sector's middle half€8,468below the sector's middle half▲ 255%
Total assets€11,754below the sector's middle half-€27,449below the sector's middle half▲ 134%€41,607below the sector's middle half▲ 51.6%
Debt€12,504-€25,065▲ 100%€33,139▲ 32.2%
Working capital-€5,261below the sector's middle half--€870below the sector's middle half▲ 83.5%€4,665within the sector's middle half
Solvency-6.4%below the sector's middle half-8.7%below the sector's middle half▲ 15.1pp20.4%below the sector's middle half▲ 11.7pp
Current ratio0.58below the sector's middle half-0.96below the sector's middle half▲ 0.391.14within the sector's middle half▲ 0.18
Return on assets (ROA)-23.4%below the sector's middle half-11.4%within the sector's middle half▲ 34.8pp14.6%within the sector's middle half▲ 3.2pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2023: -€2,750-€2,750Net result 2023: -€2,750-€2,750Operating result 2024: €4,500€4,500Net result 2024: €3,134€3,134Operating result 2025: €10,574€10,574Net result 2025: €6,084€6,084202320242025-€5,000€0€5,000€10,000Operating result 2023: -€2,750-€2,750Net result 2023: -€2,750-€2,750Operating result 2024: €4,500€4,500Net result 2024: €3,134€3,130Operating result 2025: €10,574€10,600Net result 2025: €6,084€6,080202320242025
The operating result has risen two years in a row; 2025 is 135% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,871
Fixed assets €3,067 ▲ 19.1%
Current assets €37,804 ▲ 58.2%
Equity and liabilities €41,607
Equity €8,468 ▲ 255%
Debt €33,139 ▲ 32.2%
Debt's share of the balance-sheet total falls from 91.3% to 79.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,728▲
2024 · €5,654
Cash flow
€7,238▲
2024 · €4,288
Debt to equity
3.91▼
2024 · 10.51
ROE
71.8%▼
2024 · 131.5%
Interest coverage
5.23▼
2024 · 6.68
Debt ≤ 1 year
€33,139▲
2024 · €24,761
Income taxes
€2,660▲
2024 · €915
Staff costs
€53,766▲
2024 · €38,218
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,449€41,607▲
Formation expenses20€983€736▼
Fixed assets21/28€2,575€3,067▲
Intangible fixed assets21€1,199€899▼
Tangible fixed assets22/27€1,176€568▼
Plant, machinery and equipment23€1,176€568▼
Financial fixed assets28€200€1,600▲
Current assets29/58€23,891€37,804▲
Amounts receivable within one year40/41€12,335€25,367▲
Trade receivables40€3,435€3,386▼
Other amounts receivable41€8,900€21,981▲
Cash at bank and in hand54/58€11,556€12,289▲
Deferred charges and accrued income490/1-€148
Equity and liabilities
Total equity and liabilities10/49€27,449€41,607▲
Equity10/15€2,384€8,468▲
Contributions10/11€2,000€2,000=
Reserves13-€6,468
Distributable reserves133-€6,468
Profit (loss) carried forward14€384-
Amounts payable17/49€25,065€33,139▲
Amounts payable within one year42/48€24,761€33,139▲
Financial debts43€1,695€1,515▼
Other loans439€1,695€1,515▼
Trade debts44€5,026€8,596▲
Suppliers440/4€5,026€8,596▲
Advances received on contracts in progress46-€4,097
Taxes, remuneration and social security45€7,066€18,931▲
Taxes450/3€4,102€8,281▲
Remuneration and social security454/9€2,964€10,650▲
Other amounts payable47/48€10,974-
Accrued charges and deferred income492/3€304-
Income statement Code20242025
Remuneration, social security and pensions62€38,218€53,766▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,154€1,154=
Other operating charges640/8€801€2,688▲
Gross operating margin9900€44,673€68,182▲
Operating profit (loss)9901€4,500€10,574▲
Financial income75/76B€396€413▲
Recurring financial income75€396€413▲
Financial charges65/66B€847€2,243▲
Recurring financial charges65€847€2,243▲
Profit (loss) for the period before taxes9903€4,049€8,744▲
Income taxes67/77€915€2,660▲
Profit (loss) for the period9904€3,134€6,084▲
Profit (loss) for the period to be appropriated9905€3,134€6,084▲
Appropriation of the result
Profit (loss) to be appropriated9906€384€6,468▲
Profit (loss) brought forward from the previous period14P-€2,750€384▲
Transfer to equity691/2-€6,468
To other reserves6921-€6,468

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62-€38,218€53,766▲ 40.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43€1,154€1,154=
Other operating charges640/8-€801€2,688▲ 236%
Gross operating margin9900-€2,707€44,673€68,182▲ 52.6%
Operating profit (loss)9901-€2,750€4,500€10,574▲ 135%
Financial income75/76B-€396€413▲ 4.3%
Recurring financial income75-€396€413▲ 4.3%
Financial charges65/66B-€847€2,243▲ 165%
Recurring financial charges65-€847€2,243▲ 165%
Profit (loss) for the period before taxes9903-€2,750€4,049€8,744▲ 116%
Income taxes67/77-€915€2,660▲ 191%
Profit (loss) for the period9904-€2,750€3,134€6,084▲ 94.1%
Profit (loss) for the period to be appropriated9905-€2,750€3,134€6,084▲ 94.1%
Line202320242025Change
Assets
Total assets20/58€11,754€27,449€41,607▲ 51.6%
Formation expenses20€1,229€983€736▼ 25.1%
Fixed assets21/28€3,282€2,575€3,067▲ 19.1%
Intangible fixed assets21€1,499€1,199€899▼ 25.0%
Tangible fixed assets22/27€1,783€1,176€568▼ 51.7%
Plant, machinery and equipment23€1,783€1,176€568▼ 51.7%
Financial fixed assets28-€200€1,600▲ 700%
Current assets29/58€7,243€23,891€37,804▲ 58.2%
Amounts receivable within one year40/41€5,243€12,335€25,367▲ 106%
Trade receivables40-€3,435€3,386▼ 1.4%
Other amounts receivable41€5,243€8,900€21,981▲ 147%
Cash at bank and in hand54/58€2,000€11,556€12,289▲ 6.3%
Deferred charges and accrued income490/1--€148-
Equity and liabilities
Total equity and liabilities10/49€11,754€27,449€41,607▲ 51.6%
Equity10/15-€750€2,384€8,468▲ 255%
Contributions10/11€2,000€2,000€2,000=
Reserves13--€6,468-
Distributable reserves133--€6,468-
Profit (loss) carried forward14-€2,750€384--
Amounts payable17/49€12,504€25,065€33,139▲ 32.2%
Amounts payable within one year42/48€12,504€24,761€33,139▲ 33.8%
Financial debts43-€1,695€1,515▼ 10.6%
Other loans439-€1,695€1,515▼ 10.6%
Trade debts44€9,300€5,026€8,596▲ 71.0%
Suppliers440/4€9,300€5,026€8,596▲ 71.0%
Advances received on contracts in progress46--€4,097-
Taxes, remuneration and social security45-€7,066€18,931▲ 168%
Taxes450/3-€4,102€8,281▲ 102%
Remuneration and social security454/9-€2,964€10,650▲ 259%
Other amounts payable47/48€3,204€10,974--
Accrued charges and deferred income492/3-€304--
Line202320242025Change
Profit (loss) for the period9904-€2,750€3,134€6,084▲ 94.1%
+ Depreciation and write-downs630€43€1,154€1,154=
Operating cash flow (approximation)-€2,707€4,288€7,238▲ 68.8%
Investment in fixed assets (approximation)--€447-€1,646▼ 268%
Change in cash-€9,556€733▼ 92.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial Highest result since 2023net €6,084 ▲94.1%
Operating result €10,574, net result €6,084, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €3,134
Net result €3,134 after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Hôtel Communal 234400 Flémalle
1 establishment unit
CHEMICONFORME
Rue Hôtel Communal 23, 4400 FlémalleConstruction of residential and non-residential buildings
since 20242.354.952.241

Similar companies · same sector, comparable size

Of 15,518 companies in this sector we hold annual accounts for 7,427. 3,745 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded29-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
18130Pre-press and pre-media services
41001General construction of residential buildings
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
85510Sports and recreation education
Contact
E-mail chemiconforme@gmail.com
Phone +32493824165
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004041753
Also 9925:BE1004041753
Registered 16-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.