ARC Construct
ActiveSummary
The computed 12-month bankruptcy probability of ARC Construct is 2.3% (moderate). The 2025 annual accounts show equity of €8k and a net result of €757. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 7777 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-48
Solvency30▼-28
Growth52=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05 against 1.45 in 2024; short-term debt: 95.1% and cash: 3.7% of total assets), and 95.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7777 sector peers (2025).
NBB · sector comparisonPosition among 7777 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
21 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€8k▲ 9.9%
2024 · €8k
2023: €5k
2024: €8k
2023 → 2025
Total assets
€170k▲ 625%
2024 · €23k
2023: €18k
2024: €23k
2023 → 2025
Net result
€757▼ 65.6%
2024 · €2k
2023: €3k
2024: €2k
2023 → 2025
Working capital
€8k▲ 13.3%
2024 · €7k
2023: €5k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€8k▲ 40.1%€8k▲ 9.9%
Operating result€4k-€3k▼ 19.6%€4k▲ 26.9%
Net result€3k-€2k▼ 26.1%€757▼ 65.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€430 ▼ 33.8%
Current assets
€170k ▲ 644%
Equity and liabilities €170k
Equity
€8k ▲ 9.9%
Debt
€162k ▲ 924%
Debt's share of the balance-sheet total rises from 67.4% to 95.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €3k
Cash flow
€977▼
2024 · €2k
Current ratio
1.05▼
2024 · 1.45
Debt to equity
19.22▲
2024 · 2.06
ROE
9.0%▼
2024 · 28.6%
ROA
0.4%▼
2024 · 9.3%
Interest coverage
1.49▼
2024 · 11.37
Debt ≤ 1 year
€162k▲
2024 · €16k
Income taxes
€433▼
2024 · €578
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23k€170k▲
Fixed assets21/28€650€430▼
Tangible fixed assets22/27€650€430▼
Plant, machinery and equipment23€650€430▼
Current assets29/58€23k€170k▲
Amounts receivable within one year40/41€21k€159k▲
Trade receivables40€20k€155k▲
Other amounts receivable41€771€3k▲
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€23k€170k▲
Equity10/15€8k€8k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€5k€6k▲
Amounts payable17/49€16k€162k▲
Amounts payable within one year42/48€16k€162k▲
Financial debts43-€100k
Credit institutions430/8-€100k
Trade debts44€182€19k▲
Suppliers440/4€182€19k▲
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€14k€42k▲
Accrued charges and deferred income492/3€39€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€220=
Other operating charges640/8€684€817▲
Gross operating margin9900€4k€5k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B€1€65▲
Recurring financial income75€1€65▲
Financial charges65/66B€289€3k▲
Recurring financial charges65€289€3k▲
Profit (loss) for the period before taxes9903€3k€1k▼
Income taxes67/77€578€433▼
Profit (loss) for the period9904€2k€757▼
Profit (loss) for the period to be appropriated9905€2k€757▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€6k▲
Profit (loss) brought forward from the previous period14P€3k€5k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €757 ▼65.6%
Net result drops to €757, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windmolenstraat 83582 BeringenGround area
568 m²
Building footprint
233 m²
Volume, LiDAR
968 m³
Parcel 71029B1359/00C002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ARC CONSTRUCT
since 20222.332.865.044
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1359/00C002 | Flanders | 568 m² | 1 · 233 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LDR-M&M
BE 1002.414.133
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BOUWWERKEN SPAPEN
BE 0474.603.380
Geel · Eq €8,413
PLAN.A RENOVATION
BE 0783.791.771
Jette · Eq €8,451
W.BLOC
BE 0767.457.961
Wemmel · Eq €8,451
W-WORK
BE 0755.902.687
Geel · Eq €8,466
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 3,740 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.