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PLAN.A RENOVATION

Active
Private limited company·Overige gespecialiseerde bouwactiviteiten, neg· 4 yrs active
Paul De Mertenlaan 20 ·1090 Jette, Belgium
KBO/BCE: BE 0783.791.771
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Board1
Staff (FTE)2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PLAN.A RENOVATION is 9.6% (elevated). The 2024 annual accounts show negative equity (€-8k) and a net result of €-17k. Equity is shrinking by ~131.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 11087 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
9.6% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 06-10-2025 67 d late 2025-00536807
31-12-2023 31-07-2024 22-09-2024 53 d late 2024-00468235
31-12-2022 31-07-2023 30-08-2023 30 d late 2023-00387827

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-17k-191.6%
Working capital€-8k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 06-10-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0€10kOperating result 2022: €5k€5kNet result 2022: €4k€4kOperating result 2023: €-6k€-6kNet result 2023: €-6k€-6kOperating result 2024: €-16k€-16kNet result 2024: €-17k€-17k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~131.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-60k€-40k€-20k€0€20k2025: €-19k (€-20k - €-19k)2026: €-30k (€-31k - €-30k)2027: €-42k (€-42k - €-41k)2022: €14k2023: €8k2024: €-8k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -52.6% 40.9%
better than 5% of 11087 sector peers
Net result €-17k €11k
better than 6% of 11069 sector peers
Equity €-8k €34k
better than 5% of 11090 sector peers
Gross operating margin €18k €35k
better than 31% of 11060 sector peers
Staff costs €34k €25k
higher than 56% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2022: P91 · n=65332023: P45 · n=90992024: P5 · n=110872022 2024
Weakening position over 2022-2024 · n=6533-11087
Net result P6
2022: P30 · n=65182023: P11 · n=90842024: P6 · n=110692022 2024
Weakening position over 2022-2024 · n=6518-11069
Equity P5
2022: P31 · n=65392023: P20 · n=91052024: P5 · n=110902022 2024
Weakening position over 2022-2024 · n=6539-11090
Gross operating margin P31
2022: P57 · n=65122023: P67 · n=90742024: P31 · n=110602022 2024
Weakening position over 2022-2024 · n=6512-11060
Describes the position versus peers, not a forecast.
Net profit
€-17k
-191.6% 22-24
Total assets
€15k
-35.7% 22-24
Equity
€-8k
- 22-24
Working capital
€-8k
- 22-24
Employees (FTE)
2
0.0% 22-24
Staff costs
€34k
-47.3% 22-24
Income taxes
€1k
- 22-24
Debt
€24k
+51.2% 22-24
Debt ≤ 1y
€24k
+51.2% 22-24
Current ratio
0.66
-57.1% 22-24
Quick ratio
0.66
-57.1% 22-24
Solvency
-52.6%
- 22-24
Debt / equity
-2.90
- 22-24
ROE
203.9%
- 22-24
ROA
-107.2%
-353.6% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-17k
Cash flow-
Staff costs€34k
Income taxes-
Dividends-
Total assets€15k
Equity€-8k
Debt€24k
of which ≤ 1y€24k
of which > 1y-
Working capital€-8k
Employees (FTE)2.0
Ratios (computed)
2024
Current ratio0.66
Quick ratio0.66
Working capital ratio-52.6%
Solvency-52.6%
Debt / equity-2.90
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-107.2%
ROE203.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€15k
Fixed assets 21/28€0
Intangible fixed assets 21€0
Current assets 29/58€15k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€15k
Equity 10/15€-8k
Contributions / capital 10/11€10k
Reserves 13€207
Accumulated profits (losses) 14€-18k
Amounts payable 17/49€24k
Amounts payable within one year 42/48€24k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€18k
Operating result 9901€-16k
Financial charges 65€408
Result before taxes 9903€-17k
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
22 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Alban ALUSHANI
    Director
    State Gazette act 26031635 (04-03-2026)
    Current
    01-01-2026 → present
Former directors (1)
  • Edison PLLANA
    Director
    State Gazette act 26031635 (04-03-2026)
    Former
    - → 04-03-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige gespecialiseerde bouwactiviteiten, neg(43990)
Legal form Private limited company(610)
Incorporation24-03-2022
StatusActive
Postal code1090

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
PLAN.A RENOVATION
Paul De Mertenlaan 20, 1090 JetteVervaardiging van metalen constructiewerken of gebinten voor de bouw
since 20222.329.796.379
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area229 m²
Buildings1
Building footprint90 m²
Volume (LiDAR)868 m³
Tallest building15.2 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21464E0001/00X013 Brussels 229 m² 1 · 90 m² 15.2 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Capital history · 1
04-03-2026
Capital change
All acts · 2 updated 5 months ago
2026
04-03-2026 All shares are now held by a single shareholder Capital & shares
2022
28-03-2022 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health22Profitability100Solvency37Growth32Stability94
57 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 22
Profitability 100
Solvency 37
Growth 32
Stability 94

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameFR PLAN.A RENOVATION
Registered office
Paul De Mertenlaan 20
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.