PARSEM
ActiveSummary
PARSEM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€17,996) and a net result of -€611. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its net result ranks better than 33% of 26012 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2023
Profitability-
Solvency-
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
19202122222324
2019 to 2024 · latest year -€17,996
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
23 d early
2022
1 d late
2022
71 d early
2021
89 d early
2020
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
-€17,996▼ 3.5%
2023 · -€17,385
Total assets
€1=
2019 · €1
Net result
-€611▼ 4.4%
2023 · -€585
Working capital
-€13,035=
2019 · -€13,035
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202220232024
Operating result-€1,349-€646▲ 52.1%-€1,657--€585▲ 64.7%-€611▼ 4.4%
Net result-€1,406within the sector's middle half-€701within the sector's middle half▲ 50.2%-€1,657within the sector's middle half--€585within the sector's middle half▲ 64.7%-€611within the sector's middle half▼ 4.4%
Equity-€14,442below the sector's middle half▼ 10.8%-€15,143below the sector's middle half▼ 4.9%-€16,800below the sector's middle half--€17,385below the sector's middle half▼ 3.5%-€17,996below the sector's middle half▼ 3.5%
Total assets
Debt€14,442▲ 10.8%€15,143▲ 4.9%€16,800-€17,385▲ 3.5%€17,996▲ 3.5%
Working capital
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Key figures and ratios
Debt to equity
-1.00=
2023 · -1.00
Debt ≤ 1 year
€17,996▲
2023 · €17,385
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€1,001 | -€646 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
| Operating profit (loss)9901 | -€1,349 | -€646 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
| Recurring financial income75 | €113 | - | - | - | - | - |
| Financial charges65/66B | - | €55 | - | - | - | - |
| Recurring financial charges65 | €170 | €55 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€1,406 | -€701 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
| Profit (loss) for the period9904 | -€1,406 | -€701 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
| Profit (loss) for the period to be appropriated9905 | -€1,406 | -€701 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Equity and liabilities | ||||||
| Equity10/15 | -€14,442 | -€15,143 | -€16,800 | -€17,385 | -€17,996 | ▼ 3.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €20,460 | €20,460 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | - | - | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Profit (loss) carried forward14 | -€34,902 | -€35,603 | -€37,260 | -€37,845 | -€38,456 | ▼ 1.6% |
| Amounts payable17/49 | €14,442 | €15,143 | €16,800 | €17,385 | €17,996 | ▲ 3.5% |
| Amounts payable within one year42/48 | €14,442 | €15,143 | €16,800 | €17,385 | €17,996 | ▲ 3.5% |
| Trade debts44 | €426 | - | - | - | - | - |
| Other amounts payable47/48 | - | €15,143 | €16,800 | €17,385 | €17,996 | ▲ 3.5% |
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,406 | -€701 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
| Operating cash flow (approximation) | -€1,406 | -€701 | -€1,657 | -€585 | -€611 | ▼ 4.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Weakest financial yearnet -€1,657
Net result drops to -€1,657, the lowest in the series; recovery starts the following year.
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2011
Ground area
765 m²
Building footprint
427 m²
Volume, LiDAR
3,332 m³
2 parcels, Brussels, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Quick-And-Easy
since 20112.232.597.233
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110B0592/00C003 | Wallonia | 559 m² | 1 · 226 m² | 11.6 m · 3 fl. |
| 21002A0136/00T021 | Brussels | 206 m² | 1 · 201 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in sector 47711 we hold annual accounts for 888. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47712Retail trade
Contact
E-mail
parsem@quick-and-easy.netOudergem
Phone
0472/89.39.29Oudergem
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.