GIMMY
ActiveSummary
GIMMY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€11,136) and a net result of -€29,768. Equity is shrinking by ~38.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 175 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability0▼-57
Solvency11▼-36
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.35 against 2.68 in 2025; short-term debt: 64.5% and cash: 6.3% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-13.7%
Return on assets
-36.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year -€11,136
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 18-08-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
13 d early
2025
25 d early
2024
12 d early
2023
3 d early
2022
23 d early
2021
34 d early
2020
22 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 18 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-01-2027 close31-08-2027 deadline
History
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Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€29,768
2025 · €11,902
Working capital
€18,243▼ 60.6%
2025 · €46,257
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result-€4,699-€18,752▼ 299%€25,406€18,655▼ 26.6%-€22,609
Net result-€9,931below the sector's middle half-€27,332below the sector's middle half▼ 175%€19,810within the sector's middle half€11,902within the sector's middle half▼ 39.9%-€29,768
Equity€14,252below the sector's middle half▼ 41.1%-€13,080below the sector's middle half€6,730below the sector's middle half€18,632below the sector's middle half▲ 177%-€11,136
Total assets€120,701below the sector's middle half▲ 13.6%€76,484below the sector's middle half▼ 36.6%€87,903below the sector's middle half▲ 14.9%€86,243below the sector's middle half▼ 1.9%€81,365▼ 5.7%
Debt€106,449▲ 29.7%€89,564▼ 15.9%€81,173▼ 9.4%€67,611▼ 16.7%€92,502▲ 36.8%
Working capital€44,455within the sector's middle half▼ 11.9%€18,978within the sector's middle half▼ 57.3%€32,600within the sector's middle half▲ 71.8%€46,257within the sector's middle half▲ 41.9%€18,243▼ 60.6%
Solvency11.8%below the sector's middle half▼ 10.9pp-17.1%below the sector's middle half▼ 28.9pp7.7%below the sector's middle half▲ 24.8pp21.6%within the sector's middle half▲ 13.9pp-13.7%▼ 35.3pp
Current ratio1.67within the sector's middle half▼ 0.531.38within the sector's middle half▼ 0.291.79within the sector's middle half▲ 0.412.68above the sector's middle half▲ 0.881.35▼ 1.33
Return on assets (ROA)-8.2%below the sector's middle half▼ 14.6pp-35.7%below the sector's middle half▼ 27.5pp22.5%above the sector's middle half▲ 58.3pp13.8%above the sector's middle half▼ 8.7pp-36.6%▼ 50.4pp
Staff (FTE)0.9below the sector's middle half▼ 10.0%1.4below the sector's middle half▲ 55.6%1.4below the sector's middle half=1.2below the sector's middle half▼ 14.3%1.5▲ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €22,609 after €18,655 in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €81,365
Fixed assets
€10,620 ▼ 14.2%
Current assets
€70,745 ▼ 4.2%
Equity and liabilities
Equity-€11,136
Debt€92,502
Equity is negative: debt (€92,502) exceeds the balance-sheet total (€81,365).
Key figures and ratios
EBITDA
-€20,842▼
2025 · €20,410
Cash flow
-€28,001▼
2025 · €13,657
Quick ratio
0.68▼
2025 · 1.39
Interest coverage
-2.99▼
2025 · 2.49
Debt ≤ 1 year
€52,502▲
2025 · €27,611
Debt > 1 year
€40,000=
2025 · €40,000
Income taxes
€177▼
2025 · €340
Staff costs
€43,730▲
2025 · €38,871
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €16,556 | €35,823 | €40,198 | €38,871 | €43,730 | ▲ 12.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,926 | €3,518 | €3,813 | €1,755 | €1,767 | ▲ 0.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €5,039 | €2,126 | €1,653 | -€2,579 | €0 | ▲ 100% |
| Other operating charges640/8 | €4,069 | €4,468 | €4,831 | €5,150 | €5,441 | ▲ 5.7% |
| Gross operating margin9900 | €24,890 | €27,183 | €75,901 | €61,851 | €28,329 | ▼ 54.2% |
| Operating profit (loss)9901 | -€4,699 | -€18,752 | €25,406 | €18,655 | -€22,609 | ▼ 221% |
| Financial income75/76B | - | - | - | €1,791 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €1,791 | €0 | ▼ 100% |
| Financial charges65/66B | €5,232 | €8,580 | €5,484 | €8,205 | €6,982 | ▼ 14.9% |
| Recurring financial charges65 | €5,232 | €8,580 | €5,484 | €8,205 | €6,982 | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | -€9,931 | -€27,332 | €19,922 | €12,242 | -€29,592 | ▼ 342% |
| Income taxes67/77 | - | - | €112 | €340 | €177 | ▼ 48.1% |
| Profit (loss) for the period9904 | -€9,931 | -€27,332 | €19,810 | €11,902 | -€29,768 | ▼ 350% |
| Profit (loss) for the period to be appropriated9905 | -€9,931 | -€27,332 | €19,810 | €11,902 | -€29,768 | ▼ 350% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120,701 | €76,484 | €87,903 | €86,243 | €81,365 | ▼ 5.7% |
| Fixed assets21/28 | €9,797 | €7,942 | €14,130 | €12,375 | €10,620 | ▼ 14.2% |
| Intangible fixed assets21 | - | - | €9,627 | €8,627 | €7,627 | ▼ 11.6% |
| Tangible fixed assets22/27 | €9,629 | €7,775 | €4,335 | €3,580 | €2,825 | ▼ 21.1% |
| Furniture and vehicles24 | €2,332 | €3,205 | €2,326 | €1,993 | €1,660 | ▼ 16.7% |
| Other tangible fixed assets26 | €7,297 | €4,570 | €2,009 | €1,587 | €1,165 | ▼ 26.6% |
| Financial fixed assets28 | €168 | €168 | €168 | €168 | €168 | = |
| Current assets29/58 | €110,905 | €68,542 | €73,773 | €73,868 | €70,745 | ▼ 4.2% |
| Stocks and contracts in progress3 | €50,543 | €36,728 | €36,274 | €35,429 | €34,799 | ▼ 1.8% |
| Stocks30/36 | €50,543 | €36,728 | €36,274 | €35,429 | €34,799 | ▼ 1.8% |
| Amounts receivable within one year40/41 | €31,701 | €7,161 | €10,543 | €14,217 | €9,701 | ▼ 31.8% |
| Trade receivables40 | €31,701 | €7,161 | €10,543 | €14,217 | €9,701 | ▼ 31.8% |
| Current investments50/53 | €21,000 | €21,000 | €21,000 | €20,720 | €20,720 | = |
| Cash at bank and in hand54/58 | €6,145 | €3,653 | €3,402 | €1,779 | €5,113 | ▲ 187% |
| Deferred charges and accrued income490/1 | €1,516 | - | €2,555 | €1,723 | €412 | ▼ 76.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120,701 | €76,484 | €87,903 | €86,243 | €81,365 | ▼ 5.7% |
| Equity10/15 | €14,252 | -€13,080 | €6,730 | €18,632 | -€11,136 | ▼ 160% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Capital10 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Issued capital100 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Non-distributable reserves130/1 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Legal reserve130 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Profit (loss) carried forward14 | -€6,648 | -€33,980 | -€14,170 | -€2,268 | -€32,036 | ▼ 1,312% |
| Amounts payable17/49 | €106,449 | €89,564 | €81,173 | €67,611 | €92,502 | ▲ 36.8% |
| Amounts payable after more than one year17 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Financial debts170/4 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Amounts payable within one year42/48 | €66,449 | €49,564 | €41,173 | €27,611 | €52,502 | ▲ 90.1% |
| Financial debts43 | €6,944 | €977 | €1,175 | - | €7,211 | - |
| Credit institutions430/8 | €6,944 | €977 | €1,175 | - | €7,211 | - |
| Trade debts44 | €31,648 | €19,816 | €5,103 | €6,107 | €20,777 | ▲ 240% |
| Suppliers440/4 | €31,648 | €19,816 | €5,103 | €6,107 | €20,777 | ▲ 240% |
| Taxes, remuneration and social security45 | €27,857 | €28,771 | €34,895 | €21,504 | €24,514 | ▲ 14.0% |
| Taxes450/3 | €21,189 | €18,320 | €21,005 | €14,309 | €14,954 | ▲ 4.5% |
| Remuneration and social security454/9 | €6,668 | €10,451 | €13,890 | €7,194 | €9,560 | ▲ 32.9% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,931 | -€27,332 | €19,810 | €11,902 | -€29,768 | ▼ 350% |
| + Depreciation and write-downs630 | €3,926 | €3,518 | €3,813 | €1,755 | €1,767 | ▲ 0.7% |
| Operating cash flow (approximation) | -€6,005 | -€23,814 | €23,623 | €13,657 | -€28,001 | ▼ 305% |
| Investment in fixed assets (approximation) | - | -€1,664 | -€10,000 | €0 | -€13 | - |
| Change in cash | - | -€2,492 | -€251 | -€1,624 | €3,334 | ▲ 305% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Weakest financial yearnet -€29,768
Net result drops to -€29,768, the lowest in the series.
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-01
Financial
Back to profitnet €19,810
Net result €19,810 after 2 loss-making years.
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-01
Financial
Back to profitnet €6,817
Net result €6,817 after 2 loss-making years.
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 22 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2014
Ground area
1,273 m²
Building footprint
1,069 m²
Volume, LiDAR
12,507 m³
Parcel 25763L0424/00D000, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
143
companies at this address
See who is registered here
1 establishment unit
MUSE
since 20142.227.580.056
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763L0424/00D000 | Wallonia | 1,273 m² | 1 · 1,069 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in this sector we hold annual accounts for 888. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2009
Fiscal year end31-01
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47715Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0820628809
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.