Age16 yrs
Real estate1 parcel · 1,567 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of GO MODE is 1.1% (low). The 2024 annual accounts show equity of €8k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 6698 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.1%
Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Annual accounts: weaker financial profile
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
2 signals · with evidencePersistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 6698 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 22-08-2025 | 22 d late | 2025-00392692 |
| 31-12-2023 | 31-07-2024 | 25-08-2024 | 25 d late | 2024-00423254 |
| 31-12-2022 | 31-07-2023 | 27-08-2023 | 27 d late | 2023-00379789 |
| 31-12-2021 | 31-07-2022 | 27-08-2022 | 27 d late | 2022-20344003 |
| 31-12-2020 | 31-07-2021 | 30-08-2021 | 30 d late | 2021-62100504 |
| 31-12-2019 | 31-07-2020 | 24-10-2020 | 85 d late | 2020-64300581 |
| 31-12-2018 | 31-07-2019 | 28-08-2019 | 28 d late | 2019-58100197 |
| 31-12-2017 | 31-07-2018 | 28-08-2018 | 28 d late | 2018-59100284 |
| 31-12-2016 | 31-07-2017 | 29-08-2017 | 29 d late | 2017-55900110 |
| 31-12-2015 | 31-07-2016 | 30-08-2016 | 30 d late | 2016-56800376 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2009, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k+66.9%
Working capital€4k+444.4%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 22-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 100.0% | 20.4% | |
| Net result | €-2k | €4k | |
| Equity | €8k | €16k | |
| Gross operating margin | €-2k | €24k | |
| Total assets | €8k | €94k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Stable position over 2020-2024
· n=1365-6698
P29
Weakening position over 2020-2024
· n=1361-6678
P39
Stable position over 2020-2024
· n=1367-6712
P17
Weakening position over 2020-2024
· n=1356-6657
Describes the position versus peers, not a forecast.
€-2k
+15.1%
18-24
€-2k
+66.9%
18-24
€-2k
+14.8%
18-24
€8k
-23.7%
18-24
€8k
-23.7%
18-24
€4k
+444.4%
18-24
€0
-100.0%
18-24
€0
-100.0%
18-24
1.01
+43.5%
18-24
1.01
+43.5%
18-24
100.0%
0.0%
18-24
0.00
-
18-24
-31.0%
+56.7%
18-24
-31.0%
+56.7%
18-24
-39.99
+15.1%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-2k |
| Net profit | €-2k |
| Cash flow | €-2k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €8k |
| Equity | €8k |
| Debt | - |
| of which ≤ 1y | - |
| of which > 1y | - |
| Working capital | - |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | - |
| Quick ratio | - |
| Working capital ratio | - |
| Solvency | 100.0% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | -39.99 |
| Gross margin | - |
| Net margin | - |
| ROA | -31.0% |
| ROE | -31.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €8k |
| Fixed assets | 21/28 | €133 |
| Financial fixed assets | 28 | €133 |
| Current assets | 29/58 | €7k |
| Amounts receivable within one year | 40/41 | €15 |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €8k |
| Equity | 10/15 | €8k |
| Contributions / capital | 10/11 | €19k |
| Accumulated profits (losses) | 14 | €-11k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €45 |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed35
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Mons 181400 NivellesEstablishment units
1 locationChaussée de Mons 18, 1400 Nivelles
since 20122.209.224.290
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,567 m²
Buildings1
Building footprint579 m²
Volume (LiDAR)3,113 m³
Tallest building15.0 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25783E0243/00A002 | Wallonia | 1,567 m² | 1 · 579 m² | 15.0 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Snowflake analysis
financial profile on 5 axes63
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
35
Profitability
0
Solvency
100
Growth
78
Stability
100
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Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 215 of the 2,195 companies in this sector. 139 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in damesbovenkleding in gespecialiseerde winkels47711Detailhandel in damesbovenkleding47711Detailhandel in herenbovenkleding in gespecialiseerde winkels47712Detailhandel in herenbovenkleding47712Detailhandel in baby- en kinderbovenkleding in gespecialiseerde winkels47713Detailhandel in baby- en kinderbovenkleding47713Detailhandel in onderkleding, lingerie en strand- en badkleding in gespecialiseerde winkels47714Detailhandel in onderkleding, lingerie en strand- en badkleding47714Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716
Primary activity highlighted.
Names & trade names
| Legal nameFR | GO MODE |
Registered office
Chaussée de Mons 18 bus 69A
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.