Filings
11 annual accounts since 2015
Three of the last ten came late. The 2016 accounts came latest: 29 days after the end of the period.
PACHA
Lifetime
11 annual accounts with figures on one time axispeak €2,629 (2016)
-€1,710▼ €3,399
lowest -€2,007 (2015)
-€1,486▼ €2,715
peak €156,844 (2024)
€155,358▼ 0.9%
€460▼ 64.7%
Board1 name since 2014
1 directorKoen Mertens
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €1,689 to -€1,710Loss of €1,486Debts from €1,303 to €460
Key points
from the 2025 annual accountsPosition in the sector
99.7%
Higher solvency than 95% of companies in advertising and market research. Sector median 53.3% · 8,615 companies.
Turnover not published (abbreviated or micro format)
Checked score
89
Excellent
Financially stronger than 49% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.3%▼ -0.1 percentage points vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%▼ -0.2 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.2%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €155,819
Liquidity: current ratio 333.26, cash €3,285
lowers risk
Founded in 2014
Equity €155,358 (99.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 43% on liquidity, 24% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as PACHA has now. Each dot stands for 18 companies, two years later.
90.8%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PACHA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for PACHA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Short-term debt is 0.3% and cash 2.1% of total assets. 0.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
29 days early
2023
1 day late
2022
31 days early
2021
33 days early
2020
31 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0561735017
Reappointment: Koen Mertens (director)
Issue of 5,000 shares · General meeting of 07-02-2023 · Gazette deed
Incorporation
published on 10-09-2014 · Gazette deed
First establishment
Hemelrijkstraat 19, Beveren-Kruibeke-Zwijndrecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PACHA Beveren-Kruibeke-Zwijndrecht | €155,819 | -€1,710 | 99.7% | - |
| BEERTEN CONSULTING Tongeren-Borgloon | €157,662 | -€21,812 | 62.1% | - |
| ARLO Waterloo | €164,015 | -€213,870 | -647.2% | - |
| J.T.D. INVESTISSEMENTS Lasne | €172,604 | -€36,145 | 80.2% | - |
| ESTJ Sint-Genesius-Rode | €161,686 | -€2,417 | 11.9% | 0 |
| Munros Court-Saint-Etienne | €141,599 | -€43,321 | 27.4% | - |
| JVDC Consulting Boutersem | €137,567 | -€28,175 | 92.3% | - |
These companies have the same main activity as PACHA: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €138,000 and €173,000, founded between 2013 and 2015.
Official details
Source: KBO- Status
- Active since 08-09-2014Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 3 others
- Establishment unit
- 2.234.433.6029150 Beveren-Kruibeke-Zwijndrecht, since 08-09-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €155,819▼ 1.5%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on PACHA
PACHA files the micro format. That format states no turnover. The gross margin fell from -€1,124 in 2015 to -€1,710 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PACHA
- What is the company number of PACHA?
- The company number of PACHA is 0561.735.017. The VAT number is the same number with BE in front: BE 0561.735.017.
- Where is PACHA based?
- The registered office is at Hemelrijkstraat 19, 9150 Beveren-Kruibeke-Zwijndrecht.Company details
- What does PACHA do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of PACHA?
- PACHA is a private limited company (BV).
- When was PACHA founded?
- PACHA was founded on 08-09-2014.
- Is PACHA still active?
- Yes, PACHA is an active enterprise in the KBO register.
- What is the turnover of PACHA?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is PACHA profitable?
- In financial year 2025, PACHA made a loss of €1,486.
- Where can I find the annual accounts of PACHA?
- PACHA filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PACHA due?
- PACHA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.