JVDC Consulting
ActiveJVDC Consulting has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €-32k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 7.11 against 9.02 in 2024), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
93 d early
2023
47 d early
2022
52 d early
2021
47 d early
2020
4 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€127k▼ 20.1%
2024 · €159k
2018: €36k
2019: €59k
2020: €69k
2021: €92k
2022: €128k
2023: €92k
2024: €159k
2018 → 2025
Total assets
€138k▼ 22.8%
2024 · €178k
2018: €78k
2019: €70k
2020: €82k
2021: €115k
2022: €155k
2023: €286k
2024: €178k
2018 → 2025
Net result
€-32k
2024 · €72k
2018: €4k
2019: €25k
2020: €9k
2021: €23k
2022: €36k
2023: €128k
2024: €72k
2018 → 2025
Working capital
€65k▼ 58.2%
2024 · €155k
2018: €-2k
2019: €30k
2020: €31k
2021: €66k
2022: €110k
2023: €85k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€128k▲ 39.1%€92k▼ 28.0%€159k▲ 72.8%€127k▼ 20.1%
Operating result€35k-€52k▲ 48.2%€168k▲ 222%€99k▼ 40.9%€-31k
Net result€23k-€36k▲ 54.9%€128k▲ 257%€72k▼ 43.7%€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €99k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€62k▲ 1,484%
Current assets
€75k▼ 56.7%
Equity and liabilities €138k
Equity
€127k▼ 20.1%
Debt
€11k▼ 45.1%
The debt ratio falls from 10.8% to 7.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-29k▼
2024 · €105k
Cash flow
€-30k▼
2024 · €77k
Solvency
92.3%▲
2024 · 89.2%
Current ratio
7.11▼
2024 · 9.02
Quick ratio
3.35▼
2024 · 7.08
Debt / equity
0.08▼
2024 · 0.12
ROE
-25.2%▼
2024 · 45.3%
ROA
-23.3%▼
2024 · 40.4%
Interest coverage
-101.95▼
2024 · 178.50
Debt
€11k▼
2024 · €19k
Debt ≤ 1 year
€11k▼
2024 · €19k
Income taxes
€616▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€138k▼
Fixed assets21/28€4k€62k▲
Tangible fixed assets22/27€4k€62k▲
Plant, machinery and equipment23€4k€62k▲
Furniture and vehicles24€33€0▼
Financial fixed assets28€170€170=
Current assets29/58€174k€75k▼
Stocks and contracts in progress3€37k€40k▲
Stocks30/36€37k€40k▲
Amounts receivable within one year40/41€31k€8k▼
Trade receivables40€17k€0▼
Other amounts receivable41€14k€8k▼
Cash at bank and in hand54/58€103k€25k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€178k€138k▼
Equity10/15€159k€127k▼
Contributions10/11€19k€19k=
Reserves13€140k€108k▼
Distributable reserves133€140k€108k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€11k▼
Amounts payable within one year42/48€19k€11k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Other amounts payable47/48€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€557€465▼
Gross operating margin9900€105k€-28k▼
Operating profit (loss)9901€99k€-31k▼
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€587€281▼
Recurring financial charges65€587€281▼
Profit (loss) for the period before taxes9903€99k€-31k▼
Income taxes67/77€27k€616▼
Profit (loss) for the period9904€72k€-32k▼
Profit (loss) for the period to be appropriated9905€72k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€-32k▼
Transfer from equity791/2€5k€32k▲
Transfer to equity691/2€72k€0▼
To other reserves6921€72k€0▼
Profit to be distributed694/7€5k€0▼
Return on contributions (dividend)694€5k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-32k ▼144%
Net result drops to €-32k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 9.02
Current ratio from 1.44 to 9.02; short-term debt falls from €194k to €19k.
31-12
Financial
Equity above €150kEq €159k ▲72.8%
7 profitable years in a row build equity to €159k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €128k ▲257%
Operating result €168k, net result €128k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €128k ▲39.1%
5 profitable years in a row build equity to €128k.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.77
Current ratio from 0.96 to 3.77; short-term debt falls from €42k to €11k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eksterstraat 223370 BoutersemGround area
848 m²
Building footprint
150 m²
Volume, LiDAR
912 m³
Parcel 24016B0258/00C005, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eksterstraat 22, 3370 Boutersem
since 20142.227.751.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24016B0258/00C005 | Flanders | 848 m² | 1 · 150 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EUROPEAN UTILITIES TELECOM COUNCIL
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CHRIS AERTSEN COACHING & CONSULTING
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MIDOLYM
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 5,508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2014
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.