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ARLO

Active
Private limited companyfounded 201412 yrs activeChaussée de Tervuren 389, 1410 Waterloo, BelgiumKBO/BCE: BE 0549.871.917
Summary

ARLO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.1m) and a net result of -€235,620. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.09 in 2024; short-term debt: 747.2% and cash: 14.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-647.2%
Return on assets
-143.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
71 d early
2024
49 d early
2023
13 d late
2022
22 d late
2021
38 d early
2020
8 d early
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ARLO was incorporated on 1 April 2014.1 Total assets fell from EUR 712,605 in 2018 to EUR 164,015 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1.1m▼ 28.5%
2024 · -€825,849
Total assets
€164,015▲ 98.2%
2024 · €82,768
Net result
-€235,620▲ 58.4%
2024 · -€565,986
Working capital
-€1.2m▼ 39.4%
2024 · -€828,548
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€17,991€79,785▲ 343%-€240,470-€233,084▲ 3.1%-€235,178▼ 0.9%
Net result€12,458within the sector's middle half€76,692above the sector's middle half▲ 516%-€240,953below the sector's middle half-€565,986below the sector's middle half▼ 135%-€235,620below the sector's middle half▲ 58.4%
Equity-€95,602below the sector's middle half▲ 11.5%-€18,910below the sector's middle half▲ 80.2%-€259,864below the sector's middle half▼ 1,274%-€825,849below the sector's middle half▼ 218%-€1.1mbelow the sector's middle half▼ 28.5%
Total assets€931,191above the sector's middle half▲ 15.4%€772,332above the sector's middle half▼ 17.1%€554,545above the sector's middle half▼ 28.2%€82,768within the sector's middle half▼ 85.1%€164,015within the sector's middle half▲ 98.2%
Debt€1.0m▲ 12.3%€791,243▼ 22.9%€814,409▲ 2.9%€908,617▲ 11.6%€1.2m▲ 34.9%
Working capital-€415,805▼ 43.7%-€275,784▲ 33.7%-€604,211▼ 119%-€828,548▼ 37.1%-€1.2m▼ 39.4%
Solvency-10.3%below the sector's middle half▲ 3.1pp-2.4%below the sector's middle half▲ 7.8pp-46.9%below the sector's middle half▼ 44.4pp-997.8%below the sector's middle half▼ 950.9pp-647.2%below the sector's middle half▲ 350.6pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€600,000-€400,000-€200,000€0Operating result 2021: €17,991€17,991Net result 2021: €12,458€12,458Operating result 2022: €79,785€79,785Net result 2022: €76,692€76,692Operating result 2023: -€240,470-€240,470Net result 2023: -€240,953-€240,953Operating result 2024: -€233,084-€233,084Net result 2024: -€565,986-€565,986Operating result 2025: -€235,178-€235,178Net result 2025: -€235,620-€235,62020212022202320242025-€600,000-€400,000-€200,000€0Operating result 2023: -€240,470-€240,000Net result 2023: -€240,953-€241,000Operating result 2024: -€233,084-€233,000Net result 2024: -€565,986-€566,000Operating result 2025: -€235,178-€235,000Net result 2025: -€235,620-€236,000202320242025
The operating result stays negative: a loss of €235,178 in 2025 against €233,084 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164,015
Fixed assets €93,123 ▲ 3,351%
Current assets €70,892 ▼ 11.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€214,497▲
2024 · -€221,409
Cash flow
-€214,939▲
2024 · -€554,310
Current ratio
0.06▼
2024 · 0.09
Debt to equity
-1.15▼
2024 · -1.10
ROA
-143.7%▲
2024 · -683.8%
Interest coverage
-742.72▼
2024 · -678.58
Debt ≤ 1 year
€1.2m▲
2024 · €908,617
Income taxes
€153▲
2024 · €102
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.1% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€82,768€164,015▲
Fixed assets21/28€2,699€93,123▲
Tangible fixed assets22/27€2,699€93,123▲
Furniture and vehicles24€328€91,002▲
Other tangible fixed assets26€2,371€2,121▼
Current assets29/58€80,069€70,892▼
Stocks and contracts in progress3€10,550-
Stocks30/36€10,550-
Amounts receivable within one year40/41€33,604€44,404▲
Trade receivables40€31,388€44,404▲
Other amounts receivable41€2,216-
Cash at bank and in hand54/58€32,282€23,972▼
Deferred charges and accrued income490/1€3,633€2,516▼
Equity and liabilities
Total equity and liabilities10/49€82,768€164,015▲
Equity10/15-€825,849-€1.1m▼
Contributions10/11€18,550€18,550=
Profit (loss) carried forward14-€844,399-€1.1m▼
Amounts payable17/49€908,617€1.2m▲
Amounts payable within one year42/48€908,617€1.2m▲
Trade debts44€52,048€33,959▼
Suppliers440/4€52,048€33,959▼
Taxes, remuneration and social security45€4,488€2,746▼
Taxes450/3€4,488€2,746▼
Other amounts payable47/48€852,080€1.2m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,676€20,681▲
Other operating charges640/8€475€626▲
Gross operating margin9900-€220,933-€213,870▲
Operating profit (loss)9901-€233,084-€235,178▼
Financial charges65/66B€332,799€289▼
Recurring financial charges65€326€289▼
Non-recurring financial charges66B€332,473-
Profit (loss) for the period before taxes9903-€565,884-€235,467▲
Income taxes67/77€102€153▲
Profit (loss) for the period9904-€565,986-€235,620▲
Profit (loss) for the period to be appropriated9905-€565,986-€235,620▲
Appropriation of the result
Profit (loss) to be appropriated9906-€844,399-€1.1m▼
Profit (loss) brought forward from the previous period14P-€278,414-€844,399▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€734€231,161----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34,237€20,000€20,000€11,676€20,681▲ 77.1%
Other operating charges640/8€3,976€19,626€40,354€475€626▲ 31.8%
Non-recurring operating charges66A€573-----
Gross operating margin9900€56,777€119,410-€180,117-€220,933-€213,870▲ 3.2%
Operating profit (loss)9901€17,991€79,785-€240,470-€233,084-€235,178▼ 0.9%
Financial income75/76B€579€272----
Recurring financial income75€579€272----
Financial charges65/66B€6,027€3,243€376€332,799€289▼ 99.9%
Recurring financial charges65€6,027€3,243€376€326€289▼ 11.5%
Non-recurring financial charges66B---€332,473--
Profit (loss) for the period before taxes9903€12,544€76,814-€240,846-€565,884-€235,467▲ 58.4%
Income taxes67/77€86€122€107€102€153▲ 50.4%
Profit (loss) for the period9904€12,458€76,692-€240,953-€565,986-€235,620▲ 58.4%
Profit (loss) for the period to be appropriated9905€12,458€76,692-€240,953-€565,986-€235,620▲ 58.4%
Line20212022202320242025Change
Assets
Total assets20/58€931,191€772,332€554,545€82,768€164,015▲ 98.2%
Fixed assets21/28€650,712€256,874€344,347€2,699€93,123▲ 3,351%
Tangible fixed assets22/27€550,712€31,874€11,874€2,699€93,123▲ 3,351%
Land and buildings22€498,839-----
Furniture and vehicles24€51,874€31,874€11,874€328€91,002▲ 27,662%
Other tangible fixed assets26---€2,371€2,121▼ 10.5%
Financial fixed assets28€100,000€225,000€332,473---
Current assets29/58€280,478€515,458€210,198€80,069€70,892▼ 11.5%
Amounts receivable after more than one year29€16,799-----
Trade receivables290€16,799-----
Stocks and contracts in progress3---€10,550--
Stocks30/36---€10,550--
Amounts receivable within one year40/41€133,518€146,592€25,588€33,604€44,404▲ 32.1%
Trade receivables40€133,518€146,592€25,588€31,388€44,404▲ 41.5%
Other amounts receivable41---€2,216--
Cash at bank and in hand54/58€127,012€365,631€181,253€32,282€23,972▼ 25.7%
Deferred charges and accrued income490/1€3,150€3,236€3,357€3,633€2,516▼ 30.8%
Equity and liabilities
Total equity and liabilities10/49€931,191€772,332€554,545€82,768€164,015▲ 98.2%
Equity10/15-€95,602-€18,910-€259,864-€825,849-€1.1m▼ 28.5%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Profit (loss) carried forward14-€114,152-€37,460-€278,414-€844,399-€1.1m▼ 27.9%
Amounts payable17/49€1.0m€791,243€814,409€908,617€1.2m▲ 34.9%
Amounts payable after more than one year17€324,716-----
Financial debts170/4€324,716-----
Amounts payable within one year42/48€696,283€791,243€814,409€908,617€1.2m▲ 34.9%
Current portion of amounts payable after more than one year42€64,674-----
Trade debts44€17,553€115,300€55,342€52,048€33,959▼ 34.8%
Suppliers440/4€17,553€115,300€55,342€52,048€33,959▼ 34.8%
Taxes, remuneration and social security45€8,215€28,414€4,320€4,488€2,746▼ 38.8%
Taxes450/3€8,215€28,414€4,320€4,488€2,746▼ 38.8%
Other amounts payable47/48€605,841€647,528€754,747€852,080€1.2m▲ 39.5%
Accrued charges and deferred income492/3€5,794-----
Line20212022202320242025Change
Profit (loss) for the period9904€12,458€76,692-€240,953-€565,986-€235,620▲ 58.4%
+ Depreciation and write-downs630€34,237€20,000€20,000€11,676€20,681▲ 77.1%
Operating cash flow (approximation)€46,695€96,691-€220,954-€554,310-€214,939▲ 61.2%
Investment in fixed assets (approximation)-€373,839-€107,473€329,973-€111,105▼ 134%
Change in cash-€238,619-€184,378-€148,971-€8,309▲ 94.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-08
State Gazette act General meeting · Capital contribution
Share issue · Other statement
21-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€565,986
Net result drops to -€565,986, the lowest in the series; recovery starts the following year.
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
30-04
State Gazette act General meeting · Share concentration
Director reappointment · Permanent representative
2023
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial Highest result since 2018net €76,692 ▲516%
Operating result €79,785, net result €76,692, both a record.
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €12,458
Net result €12,458 after 2 loss-making years.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
06-07
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
Show earlier events
2020
08-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
7,542 m²
Building footprint
684 m²
Volume, LiDAR
5,834 m³
2 parcels, Brussels, Wallonia · tallest building 20.1 m, ±4 floors. Linked by address, not a title deed.
54 companies at this address See who is registered here
1 establishment unit
ARLO
Sint-Bernardusstraat 1, 1060 Sint-Gillis (bij-Brussel)Financial service activities, except insurance and pension funding
since 20142.229.868.167
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25763I0362/00B000 Wallonia 7,205 m² 1 · 347 m² 10.5 m · 2 fl.
21013B0046/00R000 Brussels 338 m² 1 · 336 m² 20.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of ARLO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
4WINGS Foundation
Shared director
→

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1
1 location

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0549871917
Also 9925:BE0549871917
Registered 01-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.