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MS.TECH

Active Private limited companyfounded 2019active for 7 yearsRue de Longwy - AUBANGE 77, 6790 AubangeKBO/BCE: BE 0728.940.845

Overview

Lifetime

7 annual accounts with figures on one time axis
peak of €46,012 in 2021
€3,909▲ €9,830
lowest -€12,232 in 2024
€727▲ €12,959
peak of €22,213 in 2021
€3,728▲ 24.2%
€5,251▼ 60.1%
peak of 0.8 FTE in 2020
-not published
Board1 name since 2019
1 director
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from -€5,921 to €3,909Profit of €727, after a lossEquity from €3,001 to €3,728Debts from €13,169 to €5,251Cash from €3,611 to €210

Key points

from the 2025 annual accounts

Turnover

≈ €47,000 estimated

The accounts state no turnover.

Filings

7 annual accounts 3 late
AprilJune31 JulyOctober202020222024

The 2024 accounts came in latest, 103 days after the end of the period.

Position in the sector

€3,728

Less equity than 85% of companies in construction of buildings. Sector median €45,752 · 10,181 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,973 companies had the same profile as MS.TECH has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,973 companies, not a prediction for MS.TECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • associé actifdeed of 07-12-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0728940845
Transfer of 1 share from to Partner: (associé actif) · General meeting of 10-10-2022 · Gazette deed
Transfer of 1 share from to Partner: (associé actif) · General meeting of 01-03-2021 · Gazette deed
Incorporation Founding capital of €7,500 · Founder: · Appointment: (director) · published on 01-07-2019 · Gazette deed
All 15 events

Comparable companies

same main activity, similar in size and age
Company
MS.TECH Aubange €8,979 €3,909 41.5% -
Toptimalux Lier €9,395 €5,206 12.7% -
D.T. WORKS Berchem-Sainte-Agathe €9,949 €2,912 10.3% -
Algemene Bouwwerken Davy VGW Hechtel-Eksel €10,446 €2,637 52.8% -
HM Bouwwerken Oud-Turnhout €7,187 €5,578 -114.5% -
PRO INSTAL CONFORT Dilbeek €7,692 €5,315 93.5% -
ART BUILDERS Sint-Pieters-Leeuw €8,601 €2,890 79.7% -

These companies have the same main activity as MS.TECH: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €7,190 and €10,400, founded between 2016 and 2021.

Official details

Source: KBO
Status
Active since 27-06-2019Normal situation
Activity
General construction of residential buildingsNACE 41001and 1 other
Establishment unit
2.291.029.4396790 Aubange, since 27-06-2019
Financial year end
31 December
Peppol
Reachable since 14-04-2026
Company details

Annual accounts 2025

€3,909
€727
€3,728▲ 24.2%
€8,979▼ 44.5%
Filing
Filed on 28-08-2026
Financials

Insights on MS.TECH

MS.TECH files the micro format. That format states no turnover. The gross margin fell from €11,096 in 2019 to €3,909 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 28-08-2026, 28 days late
€3,909
▲ €9,830
€967
▲ €13,043
€727
▲ €12,959
€2,637
▲ 589%
41.5%
▲ 23.0 percentage points
1.50
▲ 0.47

The turnover shown is an estimate from the gross margin.

Turnover ≈ €47,000. Estimated: probably between €24,000 and €84,000.

Balance sheet

balance sheet total €8,979 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

41.5%

Higher than 48% of 10,178 companies in 2025.

1.50

Higher than 44% of 9,888 companies in 2025.

8.1%

Higher than 53% of 9,976 companies in 2025.

MS.TECH Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

Blue and white collar

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 8,97916,17030,59648,34963,45056,23947,411
20 -01283846408971,153
21/28 1,0912,6188,49614,37421,00228,3803,750
22/27 1,0912,6188,49614,37421,00228,3803,750
24 1,0912,6188,49614,37421,00228,3803,750
29/58 7,88813,55221,97233,59141,80826,96242,508
3 -2,000----10,525
30/36 ------10,525
37 -2,000-----
40/41 7,5396,6466,76813,2167,3368,6852,475
40 -43-4,139-2012,250
41 7,5396,6036,7689,0777,3368,484225
54/58 2103,61113,53420,09634,47217,17729,294
490/1 1391,2951,670279-1,100214
Balance sheet: equity and liabilities
10/49 8,97916,17030,59648,34963,45056,23947,411
10/15 3,7283,00115,23320,04122,21315,3438,044
10/11 7,5007,5007,5007,5007,5007,5007,500
100 -----7,5007,500
14 -3,772-4,4997,73312,54114,7137,843544
17/49 5,25113,16915,36328,30841,23740,89639,367
17 -02,6017,72712,75317,681-
170/4 -02,6017,72712,75317,681-
42/48 5,25113,16912,76220,58128,48423,21539,367
42 -2,6015,1265,0264,9284,831-
44 2,3783,758751,4021,156252686
440/4 2,3783,758751,4021,156252686
46 ------19,410
45 1,5383,6985,1556,63012,7196,0459,430
450/3 1,5381,6981,6554,5695,4322,2763,885
454/9 -2,0003,5002,0617,2873,7695,545
47/48 1,3353,1122,4067,5239,68112,0879,841
Income statement
9900 3,909-5,9211,7415,59946,01244,29011,096
62 ---29428,82229,6339,450
630 2,7946,0066,1346,8847,6345,016878
640/8 14914916415429125582
9901 967-12,076-4,557-1,7339,2659,386686
75/76B 44----1325
75 44----1325
65/66B 28415625143967827528
65 28415625143967827528
9903 727-12,232-4,808-2,1728,5879,124683
67/77 ----1,7171,825139
9904 727-12,232-4,808-2,1726,8707,299544
9905 727-12,232-4,808-2,1726,8707,299544
Appropriation of the result
9906 -3,772-4,4997,73312,54114,7137,843544
14P -4,4997,73312,54114,7137,843--
Social balance sheet
9087 ----10.8-
Hours worked1013 ----1,2961,380-
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00490987.

Financial year Type Filed Reference Document
31-12-2025 micro format 28-08-2026 2026-00490987 PDF
31-12-2024 micro format 11-11-2025 2025-00567228 PDF
31-12-2023 micro format 31-07-2024 2024-00323308 PDF
31-12-2022 micro format 10-07-2023 2023-00225725 PDF
31-12-2021 micro format 28-06-2022 2022-20142271 PDF
31-12-2020 full format 25-08-2021 2021-55700369 PDF
31-12-2019 full format 29-07-2020 2020-36900368 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
3,761-6,0701,5775,15116,89914,4021,564
3,521-6,2261,3264,71214,50412,3151,422
1,26712825625625629,3904,500
-3,401-9,923-6,562-14,37617,295-12,117-
2,6373839,21013,01013,3243,7473,141
41.5%18.6%49.8%41.5%35.0%27.3%17.0%
1.501.031.721.631.471.161.08
1.500.881.721.631.471.160.81
1.414.391.011.411.862.674.89
19.5%-407.6%-31.6%-10.8%30.9%47.6%6.8%
8.1%-75.6%-15.7%-4.5%10.8%13.0%1.1%
13.25-38.916.2811.7324.92--

EBIT margin not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2021
Employees at the balance-sheet date1
part-time1
in full-time equivalents0.8
0.8
On a permanent contract1

Source: social balance sheet in the 2021 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,267----
€2,794€6,006€6,134€6,884€7,634

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on MS.TECH

The operating result for 2025 is a profit of €967, after a loss of €12,076 in 2024. It is the highest result since 2021.

Debt's share of the balance-sheet total falls from 81.4% to 58.5%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 01-07-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 28-08-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 01-07-2019, still in office

See the board, name and registered office on a given date →

Control

Shareholder
This company
MS.TECH
Equity €3,728
Profit €727 in 2025

Capital

Contribution
€7,500
Source
deed of 01-07-2019

Articles of association

deed of 01-07-2019 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant,moitié acquéreurs proportionnellement si plusieurs, cessions entre vifs à titre onéreux ou gratuit,volontaires ou forcées,cas…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of June

Shareholders

Stated in the deed deed of 07-12-2022 ↗
  • associé actif
Share transfer deed of 07-12-2022 ↗
  • to 1 share
Stated in the deed deed of 15-04-2021 ↗
  • associé actif
Share transfer deed of 15-04-2021 ↗
  • to 1 share
At incorporation deed of 01-07-2019 ↗
  • sole founder · 100% at incorporation

Network & group

No group

MS.TECH has no parent and no holdings in its annual accounts. is the only director. MS.TECH shares no director with another company.

Timeline

Timeline

15 events since 2019

The 2026 accounts are due by 31-07-2027.

2026
Annual accounts 2025 filed NBBmicro format · 28 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0728940845
2025
Back to profit net €727 The net result is €727, after 3 loss-making years.
Annual accounts 2024 filed PDFmicro format · 103 days late
2024
Weakest financial year net -€12,232 The net result drops to -€12,232, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Annual accounts 2022 filed PDFmicro format · 21 days before the deadline
2022
Transfer of 1 share from to Partner: (associé actif) · General meeting of 10-10-20223 points ▸
  • General meeting, 10-10-2022
  • Partner, (associé actif)
  • Share transfer, , 1 share

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 33 days before the deadline
2021
Annual accounts 2020 filed PDFfull format · 25 days late
Transfer of 1 share from to Partner: (associé actif) · General meeting of 01-03-20213 points ▸
  • General meeting, 01-03-2021
  • Partner, (associé actif)
  • Share transfer, , 1 share

Open the deed in the Belgian Official Gazette

2020
Highest result from 2019 to 2025 net €7,299 ▲1,242% The operating result of €9,386 and the net result of €7,299 are both a record.
Annual accounts 2019 filed PDFfull format · 2 days before the deadline
2019
IncorporationFounding capital of €7,500 · Founder: · Appointment: (director) · published on 01-07-20195 points ▸
  • Founder,
  • Founding capital, €7,500
  • Registered office clause, Rue de Longwy 77, 6790 Aubange
  • Board rule, 1
  • Director appointment, (director (not named in the articles))
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue de Longwy - AUBANGE 77, Aubange

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

MS.TECH was incorporated on 27 June 2019 as a private limited company by one natural person, with a starting capital of €7,500.12 is director of the company, appointed by deed of 01-07-2019.2 Total assets fell from €47,411 in 2019 to €8,979 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-07-2019
  3. 3National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0728.940.845
VAT number
BE 0728.940.845
Peppol ID
0208:0728940845
Other Peppol ID
9925:BE0728940845
Legal form
Private limited company
Status
Active, normal situation
Founded
27-06-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of June
deed of 01-07-2019 (in French)
Peppol
Reachable since 14-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
MS.TECH in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-07-2019 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Rue de Longwy 77, 6790 Aubange”
deed of 01-07-2019 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
41201 General construction of buildings main activity
41203 Construction of residential and non-residential buildings
PurposeThe purpose describes the activities the company may carry out under its articles.
“Activités générales de la construction et de la rénovation; Travaux de démolition; Travaux d’isolation; Travaux de menuiserie; Travaux de…”
8 activities
  1. Activités générales de la construction et de la rénovation
  2. Travaux de démolition
  3. Travaux d’isolation
  4. Travaux de menuiserie
  5. Travaux de l’électricité générale
  6. Revêtements de murs et de sols
  7. Travaux de plafonnage
  8. Travaux sanitaires
deed of 01-07-2019 (in French)

Registered office and establishments

1 establishment
Establishment Start date Unit number
Rue de Longwy - AUBANGE 77 registered office 6790 Aubange 4100101 General construction of residential buildings 27-06-2019 2.291.029.439

Contact

E-mail sileanu_24@yahoo.com

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0728.940.845