Financials
- Financial year
- 2025
- Total assets
- €9,395
- Profit
- €1,553
- Solvency
- 12.7%
Total assets▲ 68.6%
Net result
20212025
Toptimalux
ActiveSummary
The computed 12-month bankruptcy probability of Toptimalux is 1.7% (moderate). The 2025 annual accounts show equity of €1,198 and a net result of €1,553. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 9,302 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001Painting of buildings NACE 43341
1 site
Size
€9,395total assets 2025
- Equity
- €1,198
- Profit
- €1,553
Turnover not published (micro format)
Structure
2025 accounts 56 days early2 of 3 deeds summarised
Why 55raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020lowers riskLiquidity: current ratio 1.00, cash €1,493Figures for financial year 2025 (filed 05-03-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 43% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency
38+19
equity 12.7% of total assets
Liquidity
23+23
short-term debt 84.5% · cash 15.9%
Profitability
60+60
return on assets 16.5%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.6%
12-2024: 6.6%● unchanged vs 11-2024
01-2025: 7.6%▲ +1.0 percentage point vs 12-2024
02-2025: 8.0%▲ +0.4 percentage points vs 01-2025
03-2025: 8.2%▲ +0.2 percentage points vs 02-2025
04-2025: 11.2%▲ +3.0 percentage points vs 03-2025highest value
05-2025: 11.2%● unchanged vs 04-2025highest value
06-2025: 11.2%● unchanged vs 05-2025highest value
07-2025: 11.2%● unchanged vs 06-2025highest value
08-2025: 11.2%● unchanged vs 07-2025highest value
09-2025: 10.8%▼ -0.4 percentage points vs 08-2025
10-2025: 10.8%● unchanged vs 09-2025
11-2025: 10.6%▼ -0.2 percentage points vs 10-2025
12-2025: 5.3%▼ -5.3 percentage points vs 11-2025
01-2026: 5.4%▲ +0.1 percentage points vs 12-2025
02-2026: 6.0%▲ +0.6 percentage points vs 01-2026
03-2026: 6.0%● unchanged vs 02-2026
04-2026: 2.3%▼ -3.7 percentage points vs 03-2026
05-2026: 2.4%▲ +0.1 percentage points vs 04-2026
06-2026: 2.3%▼ -0.1 percentage points vs 05-2026
07-2026: 2.3%● unchanged vs 06-2026
08-2026: 2.3%● unchanged vs 07-2026
09-2026: 2.3%● unchanged vs 08-2026
10-2026: 1.7%▼ -0.6 percentage points vs 09-2026lowest value
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 20% on solvency, 19% on liquidity, 33% on profitability and 97% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9302 sector peers (2025).
NBB · sector comparisonPosition among 9302 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 days early
2024
36 days early
2023
8 days early
2022
6 days early
2021
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 25 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 12 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end24-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €1,553
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2022
- Next accounts
- by 30-04-2027
- 02-10-2024Registered office
- 30-09-2024Weakest financial year
- 22-04-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 20-10-2020
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Key facts about Toptimalux
- What is the company number of Toptimalux?
- 0756.786.674. In Belgium the VAT number is the company number with BE in front: BE 0756.786.674.
- Where is Toptimalux based?
- The registered office is at Sint-Bernardusstraat 36, 2500 Lier.Company details
- What does Toptimalux do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Toptimalux?
- Private limited company (BV).
- When was Toptimalux founded?
- On 20-10-2020.
- Is Toptimalux still active?
- Yes, Toptimalux is an active enterprise in the KBO register.
- How many employees does Toptimalux have?
- On average 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of Toptimalux?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Toptimalux profitable?
- In financial year 2025, Toptimalux made a profit of €1,553.
- Where can I find the annual accounts of Toptimalux?
- Toptimalux filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Toptimalux due?
- By 30-04-2027, for financial year 2026.Timeline
Companies related to Toptimalux
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