ART BUILDERS
ActiveART BUILDERS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 87% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.48 against 62.07 in 2024; short-term debt: 20.3% and cash: 18% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
22.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year €7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
41 d late
2024
26 d late
2023
86 d early
2021
90 d early
2020
31 d late
2019
64 d late
2018
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 38.6%
2024 · €5k
2018: €4k
2019: €7k
2020: €10k
2021: €7k
2023: €2k
2024: €5k
2018 → 2025
Total assets
€9k▲ 71.1%
2024 · €5k
2018: €13k
2019: €9k
2020: €14k
2021: €7k
2023: €3k
2024: €5k
2018 → 2025
Net result
€2k▼ 22.3%
2024 · €2k
2018: €978
2019: €3k
2020: €3k
2021: €-3k
2023: €-8k
2024: €2k
2018 → 2025
Working capital
€6k▲ 25.1%
2024 · €5k
2018: €4k
2019: €6k
2020: €10k
2021: €5k
2023: €2k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€10k-€7k▼ 32.3%€2k▼ 64.1%€5k▲ 98.5%€7k▲ 38.6%
Operating result€3k-€-3k€-8k▼ 174%€3k€3k▼ 4.9%
Net result€3k-€-3k€-8k▼ 144%€2k€2k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€789▲ 689%
Current assets
€8k▲ 58.6%
Equity and liabilities €9k
Equity
€7k▲ 38.6%
Debt
€2k▲ 2,099%
The debt ratio rises from 1.6% to 20.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €3k
Cash flow
€2k▼
2024 · €3k
Solvency
79.7%▼
2024 · 98.4%
Current ratio
4.48▼
2024 · 62.07
Quick ratio
4.48▼
2024 · 62.07
Debt / equity
0.25▲
2024 · 0.02
ROE
27.8%▼
2024 · 49.6%
ROA
22.2%▼
2024 · 48.8%
Interest coverage
15.44▲
2024 · 11.68
Debt
€2k▲
2024 · €79
Debt ≤ 1 year
€2k▲
2024 · €79
Income taxes
€493
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€9k▲
Fixed assets21/28€100€789▲
Tangible fixed assets22/27-€589
Furniture and vehicles24-€589
Financial fixed assets28€100€200▲
Current assets29/58€5k€8k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€726€1k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€365€365=
Equity and liabilities
Total equity and liabilities10/49€5k€9k▲
Equity10/15€5k€7k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-1k€655▲
Amounts payable17/49€79€2k▲
Amounts payable within one year42/48€79€2k▲
Trade debts44€79€1k▲
Suppliers440/4€79€1k▲
Taxes, remuneration and social security45-€493
Taxes450/3-€493
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€244€125▼
Other operating charges640/8€185€190▲
Gross operating margin9900€3k€3k▼
Operating profit (loss)9901€3k€3k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€253€175▼
Recurring financial charges65€253€175▼
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77-€493
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€655▲
Profit (loss) brought forward from the previous period14P€-4k€-1k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-12
Financial
Liquidity times 14current ratio 62.07
Current ratio from 4.56 to 62.07; short-term debt falls from €604 to €79.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 10.58
Current ratio from 4.02 to 10.58; short-term debt falls from €3k to €542.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €3k ▲10.7%
Net result €3k, the highest in the series.
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 64 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 4.85
Current ratio from 1.45 to 4.85; short-term debt falls from €9k to €2k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 581600 Sint-Pieters-LeeuwGround area
200 m²
Building footprint
83 m²
Volume, LiDAR
429 m³
Parcel 23077A0033/00W000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselbaan 58, 1600 Sint-Pieters-Leeuw
since 20172.259.388.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0033/00W000 | Flanders | 200 m² | 1 · 83 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 7,740 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.