Equity
-€8,229
Debts exceed assets in financial year 2025.
HM Bouwwerken
Lifetime
5 annual accounts with figures on one time axispeak €5,670 (2023)
€5,578▲ €9,503
lowest -€9,701 (2022)
€3,748▲ €7,273
peak -€2,468 (2021)
-€8,229▲ €3,748
€15,417▼ 10.6%
Board1 name since 2020
1 director
Documentsfilings and deeds
30-03-2026123 days before the deadline
2025micro format
Gross margin from -€3,926 to €5,578Back to profit: €3,748Equity from -€11,977 to -€8,229Cash from €109 to €3,945
Key points
from the 2025 annual accountsTurnover
≈ €67,000 estimated
The micro format states no turnover.
Debts
€15,417 214% of the balance sheet
Financial debts 81%Suppliers 0%Taxes and wages 13%Other 6%
Of this, €2,917 falls due within a year.
Liquidity
2.22 was 0.21 in 2024
Short-term debts fell from €17,252 to €2,917.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 28 to 123 days before the end of the period.
Position in the sector
-114.5%
Lower solvency than 95% of companies in construction of buildings. Sector median 43.1% · 10,152 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as HM Bouwwerken has now. Each dot stands for 6 companies, two years later.
88.8%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for HM Bouwwerken. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0750499985
Incorporation
Founding capital of €2,500, 100 shares · Founder: · Appointment: (director) · published on 14-07-2020 · Gazette deed
First establishment
Steenweg op Ravels 246, Oud-Turnhout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HM Bouwwerken Oud-Turnhout | - | - | -114.5% | - |
| PRO INSTAL CONFORT Dilbeek | €130,813 | 3.7% | 93.5% | - |
| BC BATI SERVICES Frameries | - | - | 100.0% | - |
| Toptimalux Lier | - | - | 12.7% | - |
| GO WEST IMMO Wezembeek-Oppem | - | - | 49.4% | - |
| DAVIBAT CONSTRUCTION Herstal | €10,529 | 66.0% | -102.2% | - |
| MELIOR BOUW Hasselt | - | - | 84.4% | - |
These companies have the same main activity as HM Bouwwerken: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €4,970 and €9,670, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 10-07-2020Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.306.045.9302360 Oud-Turnhout, since 10-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 26-09-2025
Annual accounts 2025
- €7,187▲ 36.3%
- Filing
- Filed on 30-03-2026, 123 days before the end of the filing period
Insights on HM Bouwwerken
HM Bouwwerken files the micro format. That format states no turnover. The gross margin rose from -€3,448 in 2021 to €5,578 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HM Bouwwerken
- What is the company number of HM Bouwwerken?
- The company number of HM Bouwwerken is 0750.499.985. The VAT number is the same number with BE in front: BE 0750.499.985.
- Where is HM Bouwwerken based?
- The registered office is at Steenweg op Ravels 246, 2360 Oud-Turnhout.Company details
- What does HM Bouwwerken do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of HM Bouwwerken?
- HM Bouwwerken is a private limited company (BV).
- When was HM Bouwwerken founded?
- HM Bouwwerken was founded on 10-07-2020.
- Is HM Bouwwerken still active?
- Yes, HM Bouwwerken is an active enterprise in the KBO register.
- What is the turnover of HM Bouwwerken?
- The turnover in financial year 2025 is ≈ €67,000. This figure is estimated from the gross margin of €5,578 and 262 comparable companies (NACE 41001). It probably lies between €35,000 and €120,000. It is a rough estimate.Financials
- Is HM Bouwwerken profitable?
- In financial year 2025, HM Bouwwerken made a profit of €3,748.
- Where can I find the annual accounts of HM Bouwwerken?
- HM Bouwwerken filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HM Bouwwerken due?
- HM Bouwwerken must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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