MPcreative
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
MPcreative has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,343 and a net result of €13,290. Its solvency ranks better than 73% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 21-09-2023 Normal situation
- Activity
- Graphic design and visual communication NACE 74120
- Establishment unit
- 2.350.160.045 9041 Gent, since 21-09-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 16-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €18,653
- ▼ 23.1%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €13,290
- ▼ 28.9%
- Equity
- €36,343
- ▲ 52.2%
- Total assets
- €50,476
- ▲ 23.2%
Score breakdownraises riskFounded in 2023Size: total assets €50,476lowers riskLiquidity: current ratio 3.65, cash €36,687Sector: Other professional, scientific and technical activities (NACE 74)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 74% of them on solvency, 83% on liquidity, 88% on profitability and 80% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 56 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 16-12-2025 PDF all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is 25% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Other professional, scientific and technical activities (NACE 74). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as MPcreative: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €36,400 and €56,800, founded between 2022 and 2023.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| MPcreative Gent | 2023 | €50,476 | €36,343 | €18,653 | €13,290 | 2025 |
| DIGITAD Juprelle | 2023 | €54,679 | €40,430 | €19,886 | €13,524 | 2025 |
| Thongkam Baan Leuven | 2023 | €44,613 | €30,512 | €14,935 | €9,835 | 2025 |
| GRAPHIXPOINT Lokeren | 2023 | €52,311 | €48,944 | €16,075 | €11,782 | 2025 |
| GRIT Berlare | 2023 | €56,804 | €11,533 | €24,294 | €10,030 | 2025 |
| De Kleurfabriek Oudenaarde | 2022 | €55,205 | €50,159 | €26,869 | €14,532 | 2025 |
| Robin Jansson Gent | 2023 | €36,388 | €23,951 | €15,960 | €12,634 | 2025 |
They were chosen from the 1,028 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as MPcreative has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of MPcreative itself is lower: 0.1% within 12 months. It rests on far more data about MPcreative than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MPcreative. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €108 | €578 | ▲ 437% |
| Gross operating margin9900 | €24,271 | €18,653 | ▼ 23.1% |
| Operating profit (loss)9901 | €24,163 | €18,075 | ▼ 25.2% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €266 | €748 | ▲ 181% |
| Recurring financial charges65 | €266 | €748 | ▲ 181% |
| Profit (loss) for the period before taxes9903 | €23,897 | €17,327 | ▼ 27.5% |
| Income taxes67/77 | €5,211 | €4,037 | ▼ 22.5% |
| Profit (loss) for the period9904 | €18,686 | €13,290 | ▼ 28.9% |
| Profit (loss) for the period to be appropriated9905 | €18,686 | €13,290 | ▼ 28.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €40,963 | €50,476 | ▲ 23.2% |
| Fixed assets21/28 | €1,627 | €1,049 | ▼ 35.5% |
| Tangible fixed assets22/27 | €1,627 | €1,049 | ▼ 35.5% |
| Furniture and vehicles24 | €1,627 | €1,049 | ▼ 35.5% |
| Current assets29/58 | €39,336 | €49,427 | ▲ 25.7% |
| Amounts receivable within one year40/41 | €14,990 | €12,740 | ▼ 15.0% |
| Trade receivables40 | €12,104 | €9,826 | ▼ 18.8% |
| Other amounts receivable41 | €2,887 | €2,914 | ▲ 1.0% |
| Cash at bank and in hand54/58 | €24,345 | €36,687 | ▲ 50.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €40,963 | €50,476 | ▲ 23.2% |
| Equity10/15 | €23,886 | €36,343 | ▲ 52.2% |
| Contributions10/11 | €6,000 | €6,000 | = |
| Reserves13 | €17,886 | €30,343 | ▲ 69.6% |
| Distributable reserves133 | €17,886 | €30,343 | ▲ 69.6% |
| Profit (loss) carried forward14 | €0 | €0 | - |
| Amounts payable17/49 | €17,077 | €14,132 | ▼ 17.2% |
| Amounts payable within one year42/48 | €17,077 | €13,536 | ▼ 20.7% |
| Trade debts44 | €474 | €383 | ▼ 19.3% |
| Suppliers440/4 | €474 | €383 | ▼ 19.3% |
| Taxes, remuneration and social security45 | €9,081 | €837 | ▼ 90.8% |
| Taxes450/3 | €9,081 | €837 | ▼ 90.8% |
| Other amounts payable47/48 | €7,522 | €12,317 | ▲ 63.7% |
| Accrued charges and deferred income492/3 | - | €597 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €18,686 | €13,290 | ▼ 28.9% |
| + Depreciation and write-downs630 | €108 | €578 | ▲ 437% |
| Operating cash flow (approximation) | €18,794 | €13,869 | ▼ 26.2% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €12,342 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- PEIFFER Matthias Jan Hortensia 600 shares (100%) · €6,000 in cash
Capital transactions
- 25-09-2023 Incorporation · €6,000 · 600 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, 1”“Algemene kosten los van representatie-,reis- en verplaatsingskosten, vaste of evenredige vergoeding”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor helft overdrager en helft koper(s) naar evenredigheid verworven aantal,ook bij weigering erfgenaam of…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Voorkeurrecht bij inbreng in geld met uitgifte nieuwe aandelen, 15”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, geen andere vereffenaar benoemd”
Articles of association, deed of 25-09-2023 (in Dutch)
Network & group
MPcreative shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of MPcreative. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
25-09
Gazette deed
IncorporationAppointment: PEIFFER Matthias Jan Hortensia (director) · Founder · Founding capital7 points ▸
- Incorporation, “MPcreative” (deed in Dutch)
- Founder, PEIFFER Matthias Jan Hortensia
- Founding capital, €6,000
- Registered office clause, “9041 Gent(Oostakker),Koewachterstraat,11” (deed in Dutch)
- Board rule, 1, “oprichter” (deed in Dutch)
- Director appointment, PEIFFER Matthias Jan Hortensia (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten door comparant in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44051A1338/00A000 | Flanders | 936 m² | 1 · 110 m² | 8.0 m · 2 |