MPcreative
ActiveMPcreative has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €13k. Its solvency ranks better than 72% of 3446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52
Stability82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 2.3 in 2024), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
26.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
46 d early
2024
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 52.2%
2024 · €24k
2024: €24k
2024 → 2025
Total assets
€50k▲ 23.2%
2024 · €41k
2024: €41k
2024 → 2025
Net result
€13k▼ 28.9%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€36k▲ 61.2%
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€24k-€36k▲ 52.2%
Operating result€24k-€18k▼ 25.2%
Net result€19k-€13k▼ 28.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€1k▼ 35.5%
Current assets
€49k▲ 25.7%
Equity and liabilities €50k
Equity
€36k▲ 52.2%
Debt
€14k▼ 17.2%
The debt ratio falls from 41.7% to 28.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€19k▼
2024 · €24k
Cash flow
€14k▼
2024 · €19k
Solvency
72.0%▲
2024 · 58.3%
Current ratio
3.65▲
2024 · 2.30
Quick ratio
3.65▲
2024 · 2.30
Debt / equity
0.39▼
2024 · 0.71
ROE
36.6%▼
2024 · 78.2%
ROA
26.3%▼
2024 · 45.6%
Interest coverage
24.94▼
2024 · 91.20
Debt
€14k▼
2024 · €17k
Debt ≤ 1 year
€14k▼
2024 · €17k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€50k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€39k€49k▲
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€12k€10k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€24k€37k▲
Equity and liabilities
Total equity and liabilities10/49€41k€50k▲
Equity10/15€24k€36k▲
Contributions10/11€6k€6k=
Reserves13€18k€30k▲
Distributable reserves133€18k€30k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€17k€14k▼
Amounts payable within one year42/48€17k€14k▼
Trade debts44€474€383▼
Suppliers440/4€474€383▼
Taxes, remuneration and social security45€9k€837▼
Taxes450/3€9k€837▼
Other amounts payable47/48€8k€12k▲
Accrued charges and deferred income492/3-€597
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108€578▲
Gross operating margin9900€24k€19k▼
Operating profit (loss)9901€24k€18k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€266€748▲
Recurring financial charges65€266€748▲
Profit (loss) for the period before taxes9903€24k€17k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€19k€13k▼
Profit (loss) for the period to be appropriated9905€19k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€13k▼
Transfer to equity691/2€18k€12k▼
To other reserves6921€18k€12k▼
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koewachterstraat 119041 GentGround area
936 m²
Building footprint
110 m²
Volume, LiDAR
569 m³
Parcel 44051A1338/00A000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MPcreative
since 20232.350.160.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051A1338/00A000 | Flanders | 936 m² | 1 · 110 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FREELANCELOT
BE 0829.876.669
Bilzen-Hoeselt · Eq €36k
WAW design
BE 1011.255.088
Ottignies-Louvain-la-Neuve · Eq €36k
ASSIST DIGITAL BELGIQUE
BE 1000.846.097
Sint-Pieters-Woluwe · Eq €36k
PARASOL STUDIO
BE 1004.647.905
Virton · Eq €37k
GRAFISTA
BE 0761.567.289
Braives · Eq €36k
Of 6,289 companies in sector 74120 we hold annual accounts for 1,001. 871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2023
Fiscal year end30-06
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.