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GRIT

Active
Private limited company·Grafisch ontwerp en visuele communicatie· 3 yrs active
Burg. de Lausnaystraat(O) 44 ·9290 Berlare, Belgium
KBO/BCE: BE 0800.954.140
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GRIT is 0.8% (low). The 2025 annual accounts show equity of €12k and a net result of €10k. Equity is growing by ~280.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 443 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 443 sector peers (2025).
View the sector comparison
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 01-04-2026 29 d early 2026-00071772
30-09-2024 30-04-2025 20-03-2025 41 d early 2025-00052857
30-09-2023 30-04-2024 19-03-2024 42 d early 2024-00049394

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k
Working capital€5k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 01-04-2026 with the NBB · fiscal year 2025 · micro
€-5k€0€5k€10k€15kOperating result 2023: €-654€-654Net result 2023: €-1k€-1kOperating result 2024: €3k€3kNet result 2024: €-242€-242Operating result 2025: €16k€16kNet result 2025: €10k€10k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~280.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€10k€20k€30k2026: €16k (€16k - €17k)2027: €21k (€20k - €22k)2028: €26k (€25k - €27k)2023: €2k2024: €2k2025: €12k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 74 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 20.3% 53.8%
better than 25% of 443 sector peers
Net result €10k €16k
better than 43% of 443 sector peers
Equity €12k €38k
better than 26% of 443 sector peers
Gross operating margin €24k €32k
better than 42% of 443 sector peers
Total assets €57k €84k
better than 36% of 443 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P25
2023: P15 · n=11582024: P15 · n=14802025: P25 · n=4432023 2025
Stable position over 2023-2025 · n=443-1480
Net result P43
2023: P22 · n=11572024: P24 · n=14822025: P43 · n=4432023 2025
Improving position over 2023-2025 · n=443-1482
Equity P26
2023: P16 · n=11592024: P15 · n=14822025: P26 · n=4432023 2025
Stable position over 2023-2025 · n=443-1482
Gross operating margin P42
2023: P19 · n=11562024: P34 · n=14802025: P42 · n=4432023 2025
Improving position over 2023-2025 · n=443-1480
Describes the position versus peers, not a forecast.
EBITDA
€24k
+101.3% 23-25
Net profit
€10k
- 23-25
Cash flow
€18k
+103.3% 23-25
Total assets
€57k
+10.9% 23-25
Equity
€12k
+667.0% 23-25
Working capital
€5k
- 23-25
Income taxes
€4k
+161.6% 23-25
Debt
€45k
-8.9% 23-25
Debt ≤ 1y
€32k
+6.5% 23-25
Debt > 1y
€13k
-34.9% 23-25
Current ratio
1.15
+48.1% 23-25
Quick ratio
1.15
+48.1% 23-25
Solvency
20.3%
+591.4% 23-25
Debt / equity
3.93
-88.1% 23-25
ROE
87.0%
- 23-25
ROA
17.7%
- 23-25
Interest coverage
11.75
+56.1% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€24k
Net profit€10k
Cash flow€18k
Staff costs-
Income taxes€4k
Dividends-
Total assets€57k
Equity€12k
Debt€45k
of which ≤ 1y€32k
of which > 1y€13k
Working capital€5k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.15
Quick ratio1.15
Working capital ratio8.3%
Solvency20.3%
Debt / equity3.93
Long-term debt ratio1.14
Interest coverage11.75
Gross margin-
Net margin-
ROA17.7%
ROE87.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€57k
Fixed assets 21/28€21k
Tangible fixed assets 22/27€21k
Current assets 29/58€36k
Amounts receivable within one year 40/41€26k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€57k
Equity 10/15€12k
Contributions / capital 10/11€3k
Reserves 13€8k
Accumulated profits (losses) 14€533
Amounts payable 17/49€45k
Amounts payable after one year 17€13k
Amounts payable within one year 42/48€32k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€24k
Operating result 9901€16k
Financial charges 65€2k
Result before taxes 9903€14k
Income taxes 67/77€4k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
76 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
GRIT
Burg. de Lausnaystraat(O) 44, 9290 BerlareOverige activiteiten op het gebied van drukwerk
since 20232.344.764.865
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area653 m²
Buildings1
Building footprint129 m²
Volume (LiDAR)935 m³
Tallest building12.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42017D0946/00G002 Flanders 653 m² 1 · 129 m² 12.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health76Profitability100Solvency29Growth78Stability94
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 100
Solvency 29
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Reclamebureaus73110Activiteiten van reclamebureaus73110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL GRIT
Registered office
Burg. de Lausnaystraat(O) 44
9290 Berlare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.