Equity
€392,394 ▲ 21.6%
Mistral Immo has made a profit without a break since 2017.
Mistral Immo
Lifetime
16 annual accounts with figures on one time axispeak €360,887 (2025)
€360,887▲ 27.3%
lowest -€11,792 (2016)
€69,830▲ 999%
peak €392,394 (2025)
€392,394▲ 21.6%
€3.3m▼ 5.5%
Board3 names since 2019
2 directorsIMPENS Joeri and 1 other
Owners3 names in the annual accounts
100%IMPENS IMMO
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €283,535 to €360,887Result from €6,354 to €69,830Equity from €322,564 to €392,394
Key points
from the 2025 annual accountsResult
€69,830 ▲ 999%
The result rose in 2025 from €6,354 to €69,830.
Turnover
≈ €630,000 estimated
The micro format states no turnover.
Debts
€3.3m 89% of the balance sheet
Financial debts 9%Suppliers 0%Other 91%
Of this, €3.0m falls due within a year.
Filings
16 annual accounts since 2010
Five of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.
Position in the sector
€69,830
Higher net result than 86% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
94
Excellent
Financially stronger than 49% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.4 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €392,394 (10.6% of total assets)
Liquidity: current ratio 0.02, cash €69,014
lowers risk
Size: total assets €3.7m
Figures for financial year 2025 (filed on 27-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 29% of them on solvency, 9% on liquidity, 75% on profitability and 82% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as Mistral Immo has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Mistral Immo itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for Mistral Immo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.02 (0.03 in 2024), below 1. Short-term debt is 81.3% and cash 1.9% of total assets. 89.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
29 days late
2023
15 days early
2022
21 days early
2021
33 days early
2020
22 days early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- IMPENS IMMO 100%score 21equity €18,814 (2025) · 2025 annual accounts of IMPENS IMMO
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0822073911
2 directors appointed, 1 resignation
Resignation: IMPENS Joeri · Appointments: IMPENS Joeri (director) and IMPENS Quentin (director) · “Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van…” (deed in Dutch) · Gazette deed
Environmental permit granted
Functiewijziging zonder verbouwingswerken, Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning) · Harelbeke
New manager
Joeri Impens appointed, W.F.A. BVBA resigned · Permanent representative: Joeri Impens · Director discharge: W.F.A. BVBA (manager) · General meeting of 24-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Mistral Immo Brussels | €3.7m | €360,887 | 10.6% | - |
| B & W REAL ESTATE Berchem-Sainte-Agathe | €3.7m | €268,439 | 23.7% | 0 |
| PERPETUAL Schaerbeek | €4.1m | €267,086 | 7.9% | - |
| TORCK IMMO Deinze | €4.0m | €321,869 | 11.7% | - |
| ARTEBEAU Aarschot | €3.3m | €349,710 | 26.1% | 3 |
| MERCURE.T Kapellen | €4.1m | €322,646 | 11.3% | - |
| IMMOLOEUF Mouscron | €3.7m | €490,427 | 31.9% | 1 |
These companies have the same main activity as Mistral Immo: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.3m and €4.1m, founded between 2008 and 2010.
Official details
Source: KBO- Status
- Active since 31-12-2009Normal situation
- Registered office
- 22 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 3 others
- Establishment unit
- 2.255.588.4111020 Brussels, since 27-07-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- €3.7m▼ 3.3%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on Mistral Immo
Mistral Immo files the micro format. That format states no turnover. The gross margin rose from €124,570 in 2010 to €360,887 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
IMPENS IMMO holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Mistral Immo
- What is the company number of Mistral Immo?
- The company number of Mistral Immo is 0822.073.911. The VAT number is the same number with BE in front: BE 0822.073.911.
- Where is Mistral Immo based?
- The registered office is at Laneaustraat 119-133, 1020 Brussels.Company details
- What does Mistral Immo do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Mistral Immo?
- Mistral Immo is a private limited company (BV).
- When was Mistral Immo founded?
- Mistral Immo was founded on 31-12-2009.
- Is Mistral Immo still active?
- Yes, Mistral Immo is an active enterprise in the KBO register.
- What is the turnover of Mistral Immo?
- The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €360,887 and 43 comparable companies (NACE 681). It probably lies between €480,000 and €1.1m.Financials
- Is Mistral Immo profitable?
- In financial year 2025, Mistral Immo made a profit of €69,830.
- Where can I find the annual accounts of Mistral Immo?
- Mistral Immo filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Mistral Immo due?
- Mistral Immo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.