Mistral Immo
ActiveMistral Immo has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392k and a net result of €70k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency36▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 81.3% and cash: 1.9% of total assets), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.6%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
15 d early
2022
21 d early
2021
33 d early
2020
22 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€392k▲ 21.6%
2024 · €323k
2018: €160k
2019: €212k
2020: €233k
2021: €276k
2022: €298k
2023: €316k
2024: €323k
2018 → 2025
Total assets
€3.72M▼ 3.3%
2024 · €3.84M
2018: €817k
2019: €815k
2020: €1.10M
2021: €2.15M
2022: €3.33M
2023: €3.30M
2024: €3.84M
2018 → 2025
Net result
€70k▲ 999%
2024 · €6k
2018: €45k
2019: €53k
2020: €20k
2021: €44k
2022: €22k
2023: €18k
2024: €6k
2018 → 2025
Working capital
€-2.95M▲ 4.3%
2024 · €-3.08M
2018: €-50k
2019: €33k
2020: €-582k
2021: €-1.34M
2022: €-2.56M
2023: €-2.51M
2024: €-3.08M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€276k-€298k▲ 8.0%€316k▲ 6.0%€323k▲ 2.0%€392k▲ 21.6%
Operating result€67k-€38k▼ 42.3%€32k▼ 15.8%€17k▼ 49.0%€101k▲ 508%
Net result€44k-€22k▼ 49.5%€18k▼ 18.0%€6k▼ 64.8%€70k▲ 999%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 508% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.72M
Fixed assets
€3.65M▼ 2.8%
Current assets
€69k▼ 21.0%
Equity and liabilities €3.72M
Equity
€392k▲ 21.6%
Debt
€3.33M▼ 5.5%
The debt ratio falls from 91.6% to 89.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€295k▲
2024 · €222k
Cash flow
€264k▲
2024 · €212k
Solvency
10.6%▲
2024 · 8.4%
Current ratio
0.02▼
2024 · 0.03
Quick ratio
0.02▼
2024 · 0.03
Debt / equity
8.47▼
2024 · 10.91
ROE
17.8%▲
2024 · 2.0%
ROA
1.9%▲
2024 · 0.2%
Interest coverage
49.18▲
2024 · 33.80
Debt
€3.33M▼
2024 · €3.52M
Debt ≤ 1 year
€3.02M▼
2024 · €3.17M
Debt > 1 year
€301k▼
2024 · €346k
Income taxes
€25k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.84M€3.72M▼
Fixed assets21/28€3.75M€3.65M▼
Tangible fixed assets22/27€3.75M€3.65M▼
Land and buildings22€3.75M€3.65M▼
Current assets29/58€88k€69k▼
Amounts receivable within one year40/41€23k€294▼
Trade receivables40€13k€0▼
Other amounts receivable41€10k€294▼
Cash at bank and in hand54/58€65k€69k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€3.84M€3.72M▼
Equity10/15€323k€392k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€304k€374k▲
Amounts payable17/49€3.52M€3.33M▼
Amounts payable after more than one year17€346k€301k▼
Financial debts170/4€345k€300k▼
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€3.17M€3.02M▼
Current portion of amounts payable after more than one year42€44k€45k▲
Trade debts44€65k€7k▼
Suppliers440/4€65k€7k▼
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€4k€0▼
Other amounts payable47/48€3.06M€2.97M▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206k€195k▼
Other operating charges640/8€61k€66k▲
Gross operating margin9900€284k€361k▲
Operating profit (loss)9901€17k€101k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€10k€95k▲
Income taxes67/77€4k€25k▲
Profit (loss) for the period9904€6k€70k▲
Profit (loss) for the period to be appropriated9905€6k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€304k€374k▲
Profit (loss) brought forward from the previous period14P€298k€304k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €70k ▲999%
Operating result €101k, net result €70k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼64.8%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €200kEq €212k ▲33%
2 profitable years in a row build equity to €212k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laneaustraat 119-1331020 BrusselGround area
3,060 m²
Building footprint
176 m²
Volume, LiDAR
747 m³
Parcel 21815D0004/00P006, Brussels · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mistral Immo
since 20162.255.588.411
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0004/00P006 | Brussels | 3,060 m² | 1 · 175 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO LAMBLIN
BE 0663.606.395
Mons · Eq €393k
Ineo Res
BE 0720.588.848
Schaarbeek · Eq €392k
KNOKS MOTORENBEDRIJF
BE 0466.451.917
Knokke-Heist · Eq €393k
HE - VO
BE 0444.419.851
Mechelen · Eq €392k
JAZI
BE 0859.975.373
Elsene · Eq €394k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2009
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.