Summary
IMPENS IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,814 and a net result of -€2,738. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 8211 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activities of holding companies
NACE 64210Holdings NACE 64200
1 site
How big
€1.8mtotal assets 2025
- Equity
- €18,814
- Loss
- -€2,738
Turnover not published (abridged schema)
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Holdings
- 3
Accounts filed 20 d late0 of 5 deeds read
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
15 d early
2022
31 d early
2021
33 d early
2020
22 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€2,738
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €1.8mLoss -€2,738Solvency 1.0%Liquidity 0.00
Total assets
€1.8m▼ 9.8%
2018 - 2025
Net result
-€2,738▼ 1.8%
2018 - 2025
Equity
€18,814▼ 12.7%
2018 - 2025
Solvency
1.0%=
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€340▼ 16.7%€288▼ 15.4%€0.001m▲ 76.3%-€0.003m-€0.003m▼ 1.8%
Net result€223below the sector's middle half▼ 19.4%€182below the sector's middle half▼ 18.0%€343below the sector's middle half▲ 88.3%-€0.003mbelow the sector's middle half-€0.003mbelow the sector's middle half▼ 1.8%
Equity€0.03mbelow the sector's middle half▼ 5.6%€0.03mbelow the sector's middle half▼ 6.1%€0.03mbelow the sector's middle half▼ 5.9%€0.02mbelow the sector's middle half▼ 17.9%€0.02mbelow the sector's middle half▼ 12.7%
Total assets€1.9mabove the sector's middle half=€1.9mabove the sector's middle half=€1.9mabove the sector's middle half▲ 0.1%€2.0mabove the sector's middle half▲ 10.6%€1.8mabove the sector's middle half▼ 9.8%
Debt€1.8m▲ 0.1%€1.8m▲ 0.1%€1.8m▲ 0.2%€2.0m▲ 11.0%€1.8m▼ 9.8%
Working capital-€1.8mbelow the sector's middle half▼ 0.1%-€1.8mbelow the sector's middle half▼ 0.1%-€1.8mbelow the sector's middle half▼ 0.1%-€1.8mbelow the sector's middle half▼ 0.3%-€1.8mbelow the sector's middle half▼ 0.2%
Solvency1.6%below the sector's middle half▼ 0.1pp1.5%below the sector's middle half▼ 0.1pp1.4%below the sector's middle half▼ 0.1pp1.1%below the sector's middle half▼ 0.4pp1.0%below the sector's middle half=
Current ratio0.00below the sector's middle half=0.00below the sector's middle half=0.01below the sector's middle half=0.10below the sector's middle half▲ 0.100.00below the sector's middle half▼ 0.10
Return on assets (ROA)0.0%below the sector's middle half=0.0%below the sector's middle half=0.0%below the sector's middle half=-0.1%below the sector's middle half▼ 0.1pp-0.1%below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,693 in 2025 against €2,646 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.8m =
Current assets
€5,647 ▼ 97.3%
Equity and liabilities €1.8m
Equity
€18,814 ▼ 12.7%
Debt
€1.8m ▼ 9.8%
Debt's share of the balance-sheet total stays at 99.0%.
Key figures and ratios
Key figures and ratios
ROE
-14.6%▼
2024 · -12.5%
Debt ≤ 1 year
€1.8m▼
2024 · €2.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €868 | €868 | €960 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | €1,208 | €1,156 | €1,468 | -€1,679 | -€1,694 | ▼ 0.9% |
| Operating profit (loss)9901 | €340 | €288 | €508 | -€2,646 | -€2,693 | ▼ 1.8% |
| Financial charges65/66B | €37 | €39 | €39 | €44 | €45 | ▲ 3.4% |
| Recurring financial charges65 | €37 | €39 | €39 | €44 | €45 | ▲ 3.4% |
| Profit (loss) for the period before taxes9903 | €304 | €249 | €469 | -€2,690 | -€2,738 | ▼ 1.8% |
| Income taxes67/77 | €81 | €66 | €125 | €0 | - | - |
| Profit (loss) for the period9904 | €223 | €182 | €343 | -€2,690 | -€2,738 | ▼ 1.8% |
| Profit (loss) for the period to be appropriated9905 | €223 | €182 | €343 | -€2,690 | -€2,738 | ▼ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.9m | €1.9m | €2.0m | €1.8m | ▼ 9.8% |
| Fixed assets21/28 | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Financial fixed assets28 | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Current assets29/58 | €0.009m | €0.008m | €0.01m | €0.2m | €0.006m | ▼ 97.3% |
| Amounts receivable within one year40/41 | €0.006m | €0.008m | €0.007m | €0.2m | €0.004m | ▼ 98.0% |
| Trade receivables40 | €0.003m | €0.004m | €0.003m | €0 | - | - |
| Other amounts receivable41 | €0.004m | €0.004m | €0.004m | €0.2m | €0.004m | ▼ 98.0% |
| Cash at bank and in hand54/58 | €0.002m | €450 | €0.004m | €0.003m | €0.002m | ▼ 49.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.9m | €1.9m | €2.0m | €1.8m | ▼ 9.8% |
| Equity10/15 | €0.03m | €0.03m | €0.03m | €0.02m | €0.02m | ▼ 12.7% |
| Contributions10/11 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.002m | - | - | - | - | - |
| Distributable reserves133 | €0.002m | - | - | - | - | - |
| Profit (loss) carried forward14 | €0.009m | €0.009m | €0.008m | €0.003m | €214 | ▼ 92.8% |
| Amounts payable17/49 | €1.8m | €1.8m | €1.8m | €2.0m | €1.8m | ▼ 9.8% |
| Amounts payable within one year42/48 | €1.8m | €1.8m | €1.8m | €2.0m | €1.8m | ▼ 9.8% |
| Trade debts44 | - | €274 | €337 | €190 | €152 | ▼ 19.7% |
| Suppliers440/4 | - | €274 | €337 | €190 | €152 | ▼ 19.7% |
| Taxes, remuneration and social security45 | €81 | €66 | €125 | €125 | €0 | ▼ 100% |
| Taxes450/3 | €81 | €66 | €125 | €125 | €0 | ▼ 100% |
| Other amounts payable47/48 | €1.8m | €1.8m | €1.8m | €2.0m | €1.8m | ▼ 9.8% |
| Accrued charges and deferred income492/3 | €57 | €64 | €64 | €66 | €67 | ▲ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €223 | €182 | €343 | -€2,690 | -€2,738 | ▼ 1.8% |
| Operating cash flow (approximation) | €223 | €182 | €343 | -€2,690 | -€2,738 | ▼ 1.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,651 | €3,365 | -€499 | -€1,649 | ▼ 230% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
Augusta
BE 0723.492.910
Kruisem · Eq €18,810
ATHRÚ
BE 0740.863.531
Antwerpen · Eq €18,802
Bosmans Invest
BE 0719.288.949
Putte · Eq €18,829
HOLD GVB
BE 1022.393.262
Ferrières · Eq €18,847
THE ARIEM COMPANY
BE 0791.495.254
Wevelgem · Eq €18,849
Of 24,721 companies in this sector we hold annual accounts for 19,804. 7,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
3 holdings
Directors
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
66.67%
-
49.95%
According to the 2025 annual accounts of IMPENS IMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 5 Gazette acts processed.
Timeline
12 eventsLatest 20-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet -€2,738
Net result drops to -€2,738, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €343 ▲88.3%
Operating result €508, net result €343, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Company details
Private limited company · founded 20-02-1998Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded20-02-1998
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0462727909
Also
9925:BE0462727909
Registered
21-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1998
Ground area
3,060 m²
Building footprint
176 m²
Volume, LiDAR
747 m³
Parcel 21815D0004/00P006, Brussels · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
22
companies at this address
See who is registered here
1 establishment unit
QMLM Immo
since 1998unit no. 2.086.832.066
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0004/00P006 | Brussels | 3,060 m² | 1 · 175 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.