Equity
€466,698 ▲ 4.2%
MERCURE.T has made a profit without a break since 2021.
MERCURE.T
Lifetime
17 annual accounts with figures on one time axispeak €440,251 (2023)
€322,646▼ 25.5%
lowest -€86,716 (2017)
€18,629▼ 86.3%
peak €466,698 (2025)
€466,698▲ 4.2%
€3.7m▼ 4.6%
peak 0 FTE (2024)
-not published
Board3 names since 2021
2 directorsDATABUILD RETAIL and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Gross margin from €433,030 to €322,646Result from €135,502 to €18,629Cash from €59,812 to €19,332
Key points
from the 2025 annual accountsResult
€18,629 ▼ 86.3%
The result fell in 2025 from €135,502 to €18,629.
Turnover
≈ €570,000 estimated
The accounts state no turnover.
Debts
€3.7m 89% of the balance sheet
Financial debts 86%Suppliers 0%Taxes and wages 0%Other 13%
€3.4m of the debts are secured on the company's own assets. In 2023 that was €3.8m.
Filings
17 annual accounts since 2009
Two of the last ten came late. The 2016 accounts came latest: 86 days after the end of the period.
At the same address
6 companies
Checked score
92
Excellent
Financially stronger than 48% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.3 percentage points vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.3 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.27, cash €19,332, halved
Equity €466,698 (11.3% of total assets)
lowers risk
Size: total assets €4.1m
Figures for financial year 2025 (filed on 19-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 30% of them on solvency, 52% on liquidity, 47% on profitability and 61% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as MERCURE.T has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MERCURE.T itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for MERCURE.T. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.27 (0.28 in 2024), below 1. Short-term debt is 11.2% and cash 0.5% of total assets. 88.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
47 days early
2023
26 days early
2022
41 days early
2021
62 days early
2020
22 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Databuild Projects 100%score 91equity €2.9m (2025) · 30-04-2025 annual accounts of Databuild Projects
- DATABUILD RETAIL 100%score 95equity €1.1m (2025) · 30-09-2023 annual accounts of DATABUILD RETAIL
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0899263541
1 director appointed
M SOLUTION · Permanent representatives: APART Michel and VAN CAMP Kenneth · “Nederlands” (deed in Dutch) · General meeting of 19-12-2023 · Gazette deed
1 director appointed, 1 resignation
Resignation: Pascal Delfosse · Appointment: Databuild Retail nv · Permanent representative: Ronald Van Camp · General meeting of 07-05-2022 · Gazette deed
Registered office moved from Nimy to Kapellen
New registered office: Torenlei 6, 2950 Kapellen · Previous registered office: Rue Lecat 1, 7020 Nimy · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MERCURE.T Kapellen | €4.1m | €322,646 | 11.3% | - |
| PERPETUAL Schaerbeek | €4.1m | €267,086 | 7.9% | - |
| TORCK IMMO Deinze | €4.0m | €321,869 | 11.7% | - |
| CCS COMPANY Koksijde | €3.9m | €250,080 | 66.1% | - |
| Mistral Immo Brussels | €3.7m | €360,887 | 10.6% | - |
| B & W REAL ESTATE Berchem-Sainte-Agathe | €3.7m | €268,439 | 23.7% | 0 |
| HEYVAERT IMMO Molenbeek-Saint-Jean | €3.8m | €248,157 | 12.1% | - |
These companies have the same main activity as MERCURE.T: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €3.7m and €4.1m, founded between 2007 and 2010.
Official details
Source: KBO- Status
- Active since 12-07-2008Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.172.732.5932950 Kapellen, since 14-07-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- €4.1m▼ 3.7%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on MERCURE.T
MERCURE.T files the abbreviated format. That format states no turnover. The gross margin rose from -€7,745 in 2009 to €322,646 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets.
Databuild Projects holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MERCURE.T
- What is the company number of MERCURE.T?
- The company number of MERCURE.T is 0899.263.541. The VAT number is the same number with BE in front: BE 0899.263.541.
- Where is MERCURE.T based?
- The registered office is at Torenlei 6, 2950 Kapellen.Company details
- What does MERCURE.T do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of MERCURE.T?
- MERCURE.T is a private limited company (BV).
- When was MERCURE.T founded?
- MERCURE.T was founded on 12-07-2008.
- Is MERCURE.T still active?
- Yes, MERCURE.T is an active enterprise in the KBO register.
- What is the turnover of MERCURE.T?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €322,646 and 40 comparable companies (NACE 681). It probably lies between €430,000 and €940,000.Financials
- Is MERCURE.T profitable?
- In financial year 2025, MERCURE.T made a profit of €18,629.
- Where can I find the annual accounts of MERCURE.T?
- MERCURE.T filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MERCURE.T due?
- MERCURE.T must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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