TORCK IMMO
ActiveSummary
TORCK IMMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €467k and a net result of €152k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 30% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+1
Solvency37▲+4
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 2.25 in 2024; short-term debt: 4.6% and cash: 10.9% of total assets), but 88.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €467k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
6 d early
2023
on the day
2022
7 d early
2021
30 d late
2020
7 d early
2019
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€467k▲ 48.1%
2024 · €315k
Total assets
€3.99M▲ 0.1%
2024 · €3.99M
Net result
€152k▲ 4.1%
2024 · €146k
Working capital
€379k▲ 61.8%
2024 · €234k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-67k€-24k▲ 63.6%€-29k▼ 17.0%€185k€187k▲ 0.6%
Net result€-76k€-44k▲ 41.8%€-47k▼ 5.4%€146k€152k▲ 4.1%
Equity€261k▼ 22.6%€216k▼ 17.0%€170k▼ 21.6%€315k▲ 85.9%€467k▲ 48.1%
Total assets€1.53M▲ 156%€1.90M▲ 23.6%€4.04M▲ 113%€3.99M▼ 1.3%€3.99M▲ 0.1%
Debt€1.27M▲ 385%€1.68M▲ 31.9%€3.87M▲ 131%€3.68M▼ 5.1%€3.53M▼ 4.1%
Working capital€418k▲ 2,770%€628k▲ 50.3%€330k▼ 47.5%€234k▼ 29.0%€379k▲ 61.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.99M
Fixed assets
€3.43M ▼ 3.8%
Current assets
€562k ▲ 33.0%
Equity and liabilities €3.99M
Equity
€467k ▲ 48.1%
Debt
€3.53M ▼ 4.1%
Debt's share of the balance-sheet total falls from 92.1% to 88.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€321k▲
2024 · €318k
Cash flow
€286k▲
2024 · €278k
Current ratio
3.07▲
2024 · 2.25
Debt to equity
7.55▼
2024 · 11.65
ROE
32.5%▼
2024 · 46.2%
ROA
3.8%▲
2024 · 3.7%
Interest coverage
7.52▲
2024 · 7.31
Debt ≤ 1 year
€183k▼
2024 · €188k
Debt > 1 year
€3.34M▼
2024 · €3.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52k | €435 | €59k | €132k | €134k | ▲ 1.4% |
| Other operating charges640/8 | €2k | €662 | €1k | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €-13k | €-23k | €31k | €319k | €322k | ▲ 0.9% |
| Operating profit (loss)9901 | €-67k | €-24k | €-29k | €185k | €187k | ▲ 0.6% |
| Financial income75/76B | €1k | €1k | €18k | €4k | €8k | ▲ 111% |
| Recurring financial income75 | €1k | €1k | €18k | €4k | €8k | ▲ 111% |
| Financial charges65/66B | €11k | €21k | €36k | €43k | €43k | ▼ 1.8% |
| Recurring financial charges65 | €11k | €21k | €36k | €43k | €43k | ▼ 1.8% |
| Profit (loss) for the period before taxes9903 | €-76k | €-44k | €-47k | €146k | €152k | ▲ 4.1% |
| Profit (loss) for the period9904 | €-76k | €-44k | €-47k | €146k | €152k | ▲ 4.1% |
| Profit (loss) for the period to be appropriated9905 | €-76k | €-44k | €-47k | €146k | €152k | ▲ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.53M | €1.90M | €4.04M | €3.99M | €3.99M | ▲ 0.1% |
| Fixed assets21/28 | €1.11M | €1.11M | €3.47M | €3.57M | €3.43M | ▼ 3.8% |
| Tangible fixed assets22/27 | €1.11M | €1.11M | €3.47M | €3.57M | €3.43M | ▼ 3.8% |
| Land and buildings22 | €531k | €530k | €2.87M | €2.96M | €2.83M | ▼ 4.5% |
| Plant, machinery and equipment23 | - | - | €18k | €25k | €23k | ▼ 11.3% |
| Other tangible fixed assets26 | €581k | €581k | €581k | €581k | €581k | = |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | - | - |
| Current assets29/58 | €420k | €782k | €572k | €422k | €562k | ▲ 33.0% |
| Amounts receivable within one year40/41 | €3k | €8k | €10k | €156k | €127k | ▼ 18.8% |
| Trade receivables40 | - | - | - | €150k | €126k | ▼ 16.2% |
| Other amounts receivable41 | €3k | €8k | €10k | €6k | €1k | ▼ 79.5% |
| Cash at bank and in hand54/58 | €416k | €774k | €563k | €266k | €435k | ▲ 63.5% |
| Deferred charges and accrued income490/1 | €50 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.53M | €1.90M | €4.04M | €3.99M | €3.99M | ▲ 0.1% |
| Equity10/15 | €261k | €216k | €170k | €315k | €467k | ▲ 48.1% |
| Contributions10/11 | €330k | €330k | €330k | €330k | €330k | = |
| Reserves13 | €6k | €6k | €6k | €6k | €137k | ▲ 2,337% |
| Non-distributable reserves130/1 | €6k | €6k | - | - | - | - |
| Reserves not available under the articles1311 | €6k | €6k | - | - | - | - |
| Distributable reserves133 | - | - | €6k | €6k | €137k | ▲ 2,337% |
| Profit (loss) carried forward14 | €-75k | €-119k | €-166k | €-20k | - | - |
| Amounts payable17/49 | €1.27M | €1.68M | €3.87M | €3.68M | €3.53M | ▼ 4.1% |
| Amounts payable after more than one year17 | €1.27M | €1.53M | €3.63M | €3.49M | €3.34M | ▼ 4.1% |
| Financial debts170/4 | €1.27M | €1.53M | €3.63M | €3.49M | €3.34M | ▼ 4.1% |
| Amounts payable within one year42/48 | €2k | €154k | €243k | €188k | €183k | ▼ 2.8% |
| Current portion of amounts payable after more than one year42 | - | €122k | €164k | €165k | €167k | ▲ 0.9% |
| Trade debts44 | €1k | €32k | €79k | €9k | €7k | ▼ 23.9% |
| Suppliers440/4 | €1k | €32k | €79k | €9k | €7k | ▼ 23.9% |
| Taxes, remuneration and social security45 | €213 | - | - | €14k | €9k | ▼ 34.1% |
| Taxes450/3 | €213 | - | - | €14k | €9k | ▼ 34.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-76k | €-44k | €-47k | €146k | €152k | ▲ 4.1% |
| + Depreciation and write-downs630 | €52k | €435 | €59k | €132k | €134k | ▲ 1.4% |
| Operating cash flow (approximation) | €-24k | €-44k | €12k | €278k | €286k | ▲ 2.8% |
| Investment in fixed assets (approximation) | - | €0 | €-2.42M | €-231k | €3k | ▲ 101% |
| Change in cash | - | €357k | €-211k | €-297k | €169k | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €152k ▲4.1%
Operating result €187k, net result €152k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €146k
Net result €146k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €315k ▲85.9%
Equity rises from €170k to €315k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-76k
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 25current ratio 257.37
Current ratio from 10.47 to 257.37.
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2010
Ground area
4,926 m²
Building footprint
2,308 m²
Volume, LiDAR
13,178 m³
Parcel 44054B0834/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TORCK IMMO
since 20102.189.591.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0834/00F000 | Flanders | 4,926 m² | 1 · 2,308 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GREENFREE ONE
BE 0882.855.297
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ILGAT BUSINESS PARK
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RESTIMMO
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.