IMMOLOEUF
ActiveIMMOLOEUF has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.07M and a net result of €289k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+5
Solvency55▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.05 in 2023; short-term debt: 34.6% and cash: 9.2% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.1%
Return on assets
8.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
21 d early
2022
39 d early
2021
31 d early
2020
24 d late
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€289k▲ 123%
2023 · €130k
2018: €119k
2019: €34k
2020: €49k
2021: €83k
2022: €-33k
2023: €130k
2018 → 2024
Working capital
€-865k▲ 23.9%
2023 · €-1.14M
2018: €-654k
2019: €-760k
2020: €-915k
2021: €-906k
2022: €-1.08M
2023: €-1.14M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€603k-€682k▲ 13.2%€649k▼ 4.9%€779k▲ 20.0%€1.07M▲ 37.2%
Operating result€110k-€135k▲ 22.6%€-20k€239k€487k▲ 104%
Net result€49k-€83k▲ 69.4%€-33k€130k€289k▲ 123%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 104% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.55M
Fixed assets
€3.18M▼ 2.7%
Current assets
€363k▲ 524%
Equity and liabilities €3.55M
Equity
€1.07M▲ 37.2%
Provisions
€64k
Debt
€2.41M▼ 5.4%
The debt ratio falls from 76.6% to 68.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€641k▲
2023 · €398k
Cash flow
€444k▲
2023 · €288k
Solvency
30.1%▲
2023 · 23.4%
Current ratio
0.30▲
2023 · 0.05
Quick ratio
0.30▲
2023 · 0.05
Debt / equity
2.26▼
2023 · 3.28
ROE
27.1%▲
2023 · 16.7%
ROA
8.2%▲
2023 · 3.9%
Interest coverage
6.93▲
2023 · 6.10
Debt
€2.41M▼
2023 · €2.55M
Debt ≤ 1 year
€1.23M▲
2023 · €1.20M
Debt > 1 year
€1.18M▼
2023 · €1.35M
Income taxes
€41k▼
2023 · €44k
Staff costs
€57k▲
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.33M€3.55M▲
Fixed assets21/28€3.27M€3.18M▼
Tangible fixed assets22/27€3.27M€3.18M▼
Land and buildings22€3.23M€3.16M▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€35k€18k▼
Financial fixed assets28€25€25=
Current assets29/58€58k€363k▲
Amounts receivable within one year40/41€8k€26k▲
Trade receivables40€4k€18k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€39k€325k▲
Deferred charges and accrued income490/1€11k€11k▲
Equity and liabilities
Total equity and liabilities10/49€3.33M€3.55M▲
Equity10/15€779k€1.07M▲
Contributions10/11€27k€27k=
Reserves13€752k€1.04M▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132-€192k
Distributable reserves133€748k€846k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16-€64k
Deferred taxes168-€64k
Amounts payable17/49€2.55M€2.41M▼
Amounts payable after more than one year17€1.35M€1.18M▼
Financial debts170/4€1.35M€1.18M▼
Amounts payable within one year42/48€1.20M€1.23M▲
Current portion of amounts payable after more than one year42€187k€168k▼
Financial debts43€158k€108k▼
Credit institutions430/8€158k€108k▼
Trade debts44€5k€52k▲
Suppliers440/4€5k€52k▲
Advances received on contracts in progress46€500€0▼
Taxes, remuneration and social security45€27k€47k▲
Taxes450/3€17k€35k▲
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€819k€852k▲
Accrued charges and deferred income492/3€7k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62€55k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€154k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€0▼
Other operating charges640/8€50k€61k▲
Gross operating margin9900€509k€759k▲
Operating profit (loss)9901€239k€487k▲
Financial income75/76B€43€2▼
Recurring financial income75€43€2▼
Financial charges65/66B€65k€93k▲
Recurring financial charges65€65k€93k▲
Profit (loss) for the period before taxes9903€174k€394k▲
Transfer from deferred taxes780-€596
Transfer to deferred taxes680-€65k
Income taxes67/77€44k€41k▼
Profit (loss) for the period9904€130k€289k▲
Transfer from tax-exempt reserves789-€2k
Transfer to tax-exempt reserves689-€194k
Profit (loss) for the period to be appropriated9905€130k€97k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€97k▼
Profit (loss) brought forward from the previous period14P€-21k€0▲
Transfer to equity691/2€109k€97k▼
To other reserves6921€109k€97k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €289k ▲123%
Operating result €487k, net result €289k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲37.2%
2 profitable years in a row build equity to €1.07M.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €130k
Net result €130k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-33k ▼140%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koninklijkelaan 987700 MouscronGround area
560 m²
Building footprint
129 m²
Parcel 54007B0771/00X003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Koninklijkelaan 98, 7700 Mouscron
since 20092.183.348.155
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0771/00X003 | Wallonia | 559 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-11-2009
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.