Lounova

Active

Private limited companyfounded 20232 yrs activeHolt 118, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1001.753.741

Summary

The computed 12-month bankruptcy probability of Lounova is 3.8% (moderate). The 2025 annual accounts show negative equity (-€2,739) and a net result of -€1,238. Its solvency ranks better than 10% of 1920 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

LounovaActiveChecked score 46/100

Risk analysis Report Compare

Activity

Advertising agencies

NACE 73110

1 site

Size

€10,000total assets 2025

Equity: -€2,739
Loss: -€1,238

Turnover not published (abridged schema)

Financial health

46 Fair Checked score 2025

Bankruptcy chance 12 m: 3.8%

Structure

Accounts filed 27 d late1 of 2 deeds read

Why 46- Ex-officio strike-off in the KBO- 1 change of registered office in 24 months+ Size: total assets €10,000+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025

46 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 7% of its sector peers (NACE 73, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-15

equity -27.4% of total assets

Liquidity 0=

short-term debt 127.4%

Profitability 7+7

return on assets -12.4%

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)

Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● 0.0% vs 11-2024lowest value 01-2025: 0.9%▲ +3.0% vs 12-2024 02-2025: 1.0%▲ +5.5% vs 01-2025 03-2025: 1.1%▲ +5.9% vs 02-2025 04-2025: 1.2%▲ +12.5% vs 03-2025 05-2025: 1.2%● 0.0% vs 04-2025 06-2025: 1.3%▲ +10.8% vs 05-2025 07-2025: 1.3%▲ +2.1% vs 06-2025 08-2025: 1.3%▼ -4.8% vs 07-2025 09-2025: 1.8%▲ +36.4% vs 08-2025 10-2025: 1.8%▲ +4.8% vs 09-2025 11-2025: 1.9%▲ +2.2% vs 10-2025 12-2025: 1.9%● 0.0% vs 11-2025 01-2026: 3.5%▲ +86.3% vs 12-2025 02-2026: 3.5%● 0.0% vs 01-2026 03-2026: 3.4%▼ -2.3% vs 02-2026 04-2026: 3.4%● 0.0% vs 03-2026 05-2026: 3.4%● -0.0% vs 04-2026 06-2026: 3.4%▼ -0.6% vs 05-2026 07-2026: 3.4%▲ +0.2% vs 06-2026 08-2026: 4.7%▲ +38.0% vs 07-2026highest value 09-2026: 2.9%▼ -38.6% vs 08-2026 10-2026: 3.8%▲ +33.3% vs 09-2026

Size: total assets €10,000 lowers the probability for this profile
Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
Ex-officio strike-off in the KBO raises the probability
1 change of registered office in 24 months raises the probability

No credit on open account

short-term debt: 127.4% of total assets, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 5%, liquidity 0%, profitability 15%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €10,000

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Advertising, market research and public relations activities (NACE 73)

In the bankruptcy model this factor lowers the probability.

KBO

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€2,739

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

27 d late

2024

27 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Checked, nothing found (1)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

09-09-26 Registered officeRegistered-office move
27-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
22-12-25 Address struckZennestraat 15 2800 Die Sitzadresse…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€2,739 View
Caution: Among the weakest 11% on solvencysector median 44.3% · 1,920 companies -27.4% View
Total assets 20252 fiscal years filed €10,000 View