Skip to content

NSCM

Active
Private limited companyfounded 20233 yrs activeRue du Brocsous, Dion-V. 49, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0804.719.621
Summary

The computed 12-month bankruptcy probability of NSCM is 2.7% (moderate). The 2024 annual accounts show equity of €1,587 and a net result of -€913. Its solvency ranks better than 15% of 8966 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability26▼-74
Solvency31=
Growth32
Track record94
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.93 against 0.98 in 2023; short-term debt: 89.2% and cash: 24.1% of total assets), and 93.8% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.2%
Return on assets
-3.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8966 sector peers (2024).
NBB · sector comparison
Position among 8966 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-05-2025, 72 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
72 d early
2023
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 August 2023, NSCM was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€1,587▼ 36.5%
2023 · €2,500
Total assets
€25,648▼ 40.8%
2023 · €43,307
Net result
-€913
2023 · €18,466
Working capital
-€1,628▼ 77.7%
2023 · -€916
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€24,283-€1,806▼ 92.6%
Net result€18,466--€913
Equity€2,500-€1,587▼ 36.5%
Total assets€43,307-€25,648▼ 40.8%
Debt€40,807-€24,062▼ 41.0%
Working capital-€916--€1,628▼ 77.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2023: €24,283€24,283Net result 2023: €18,466€18,466Operating result 2024: €1,806€1,806Net result 2024: -€913-€91320232024-€10,000€0€10,000€20,000Operating result 2023: €24,283€24,300Net result 2023: €18,466€18,500Operating result 2024: €1,806€1,810Net result 2024: -€913-€91320232024
The operating result falls in 2024; 2024 is 93% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25,648
Fixed assets €4,389 ▼ 26.0%
Current assets €21,260 ▼ 43.1%
Equity and liabilities €25,648
Equity €1,587 ▼ 36.5%
Debt €24,062 ▼ 41.0%
Debt's share of the balance-sheet total falls from 94.2% to 93.8%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€3,352▼
2023 · €24,530
Cash flow
€632▼
2023 · €18,713
Current ratio
0.93▼
2023 · 0.98
Debt to equity
15.16▼
2023 · 16.32
ROE
-57.6%▼
2023 · 738.6%
ROA
-3.6%▼
2023 · 42.6%
Interest coverage
1.42▼
2023 · 29.95
Debt ≤ 1 year
€22,888▼
2023 · €38,289
Debt > 1 year
€1,174▼
2023 · €2,518
Income taxes
€399▼
2023 · €4,998
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,304 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
5.2% went bankrupt
1.6% stopped otherwise
92% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€43,307€25,648▼
Fixed assets21/28€5,934€4,389▼
Tangible fixed assets22/27€5,934€4,389▼
Furniture and vehicles24€5,934€4,389▼
Current assets29/58€37,373€21,260▼
Amounts receivable within one year40/41€11,616€10,262▼
Trade receivables40€11,568€10,214▼
Other amounts receivable41€48€48=
Cash at bank and in hand54/58€19,875€6,188▼
Deferred charges and accrued income490/1€5,882€4,810▼
Equity and liabilities
Total equity and liabilities10/49€43,307€25,648▼
Equity10/15€2,500€1,587▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14--€913
Amounts payable17/49€40,807€24,062▼
Amounts payable after more than one year17€2,518€1,174▼
Financial debts170/4€2,518€1,174▼
Amounts payable within one year42/48€38,289€22,888▼
Current portion of amounts payable after more than one year42€1,276€1,344▲
Trade debts44€3,879€2,448▼
Suppliers440/4€3,879€2,448▼
Taxes, remuneration and social security45€20,209€8,420▼
Taxes450/3€20,209€7,487▼
Remuneration and social security454/9-€933
Other amounts payable47/48€12,926€10,676▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€247€1,545▲
Other operating charges640/8-€828
Gross operating margin9900€24,530€4,179▼
Operating profit (loss)9901€24,283€1,806▼
Financial income75/76B€0€32▲
Recurring financial income75€0€32▲
Financial charges65/66B€819€2,353▲
Recurring financial charges65€819€2,353▲
Profit (loss) for the period before taxes9903€23,464-€515▼
Income taxes67/77€4,998€399▼
Profit (loss) for the period9904€18,466-€913▼
Profit (loss) for the period to be appropriated9905€18,466-€913▼
Appropriation of the result
Profit (loss) to be appropriated9906€18,466-€913▼
Profit to be distributed694/7€18,466-
Return on contributions (dividend)694€18,466-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€247€1,545▲ 525%
Other operating charges640/8-€828-
Gross operating margin9900€24,530€4,179▼ 83.0%
Operating profit (loss)9901€24,283€1,806▼ 92.6%
Financial income75/76B€0€32▲ 322,200%
Recurring financial income75€0€32▲ 322,200%
Financial charges65/66B€819€2,353▲ 187%
Recurring financial charges65€819€2,353▲ 187%
Profit (loss) for the period before taxes9903€23,464-€515▼ 102%
Income taxes67/77€4,998€399▼ 92.0%
Profit (loss) for the period9904€18,466-€913▼ 105%
Profit (loss) for the period to be appropriated9905€18,466-€913▼ 105%
Line20232024Change
Assets
Total assets20/58€43,307€25,648▼ 40.8%
Fixed assets21/28€5,934€4,389▼ 26.0%
Tangible fixed assets22/27€5,934€4,389▼ 26.0%
Furniture and vehicles24€5,934€4,389▼ 26.0%
Current assets29/58€37,373€21,260▼ 43.1%
Amounts receivable within one year40/41€11,616€10,262▼ 11.7%
Trade receivables40€11,568€10,214▼ 11.7%
Other amounts receivable41€48€48=
Cash at bank and in hand54/58€19,875€6,188▼ 68.9%
Deferred charges and accrued income490/1€5,882€4,810▼ 18.2%
Equity and liabilities
Total equity and liabilities10/49€43,307€25,648▼ 40.8%
Equity10/15€2,500€1,587▼ 36.5%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14--€913-
Amounts payable17/49€40,807€24,062▼ 41.0%
Amounts payable after more than one year17€2,518€1,174▼ 53.4%
Financial debts170/4€2,518€1,174▼ 53.4%
Amounts payable within one year42/48€38,289€22,888▼ 40.2%
Current portion of amounts payable after more than one year42€1,276€1,344▲ 5.3%
Trade debts44€3,879€2,448▼ 36.9%
Suppliers440/4€3,879€2,448▼ 36.9%
Taxes, remuneration and social security45€20,209€8,420▼ 58.3%
Taxes450/3€20,209€7,487▼ 63.0%
Remuneration and social security454/9-€933-
Other amounts payable47/48€12,926€10,676▼ 17.4%
Line20232024Change
Profit (loss) for the period9904€18,466-€913▼ 105%
+ Depreciation and write-downs630€247€1,545▲ 525%
Operating cash flow (approximation)€18,713€632▼ 96.6%
Investment in fixed assets (approximation)-€0-
Change in cash--€13,688-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
20-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.0 ha
Building footprint
94 m²
Volume, LiDAR
539 m³
Parcel 25025C0108/00B005, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NSCM
Rue du Brocsous, Dion-V. 49, 1325 Chaumont-GistouxIT consultancy
since 20232.348.429.386
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25025C0108/00B005 Wallonia 1.0 ha 1 · 94 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,864 companies in sector 73110 we hold annual accounts for 3,752. 688 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804719621
Registered 05-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.