LA TRENTAINE
ActiveSummary
LA TRENTAINE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7k and a net result of €8k. Equity is shrinking by ~13.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 23% of 1475 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1475 sector peers (2025).
NBB · sector comparisonPosition among 1475 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
130 d late
2023
75 d late
2022
54 d late
2021
150 d late
2020
26 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7k
2024 · €-693
2018: €16k
2019: €-19k
2020: €19k
2021: €28k
2022: €16k
2023: €3k
2024: €-693
2018 → 2025
Net result
€8k
2024 · €-3k
2018: €469
2019: €-35k
2020: €39k
2021: €8k
2022: €-12k
2023: €-13k
2024: €-3k
2018 → 2025
Total assets
€52k▲ 13.7%
2024 · €46k
2018: €160k
2019: €115k
2020: €61k
2021: €42k
2022: €29k
2023: €44k
2024: €46k
2018 → 2025
Solvency
14.2%▲ 15.7pp
2024 · -1.5%
2018: 9.8%
2019: -16.8%
2020: 31.9%
2021: 65.6%
2022: 53.4%
2023: 6.2%
2024: -1.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€16k▼ 42.8%€3k▼ 82.5%€-693€7k
Operating result€12k-€-11k€-12k▼ 4.7%€-2k▲ 83.5%€10k
Net result€8k-€-12k€-13k▼ 10.1%€-3k▲ 73.5%€8k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€3k ▼ 52.3%
Current assets
€49k ▲ 26.0%
Equity and liabilities €52k
Equity
€7k
Debt
€45k
Debt finances 85.8% of the balance-sheet total.
Key figures and ratios
ROE
109.4%
ROA
15.5%▲
2024 · -7.6%
Debt ≤ 1 year
€45k▼
2024 · €45k
Staff costs
€72k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€52k▲
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Furniture and vehicles24€7k€3k▼
Financial fixed assets28€219€219=
Current assets29/58€38k€49k▲
Amounts receivable within one year40/41€23k€31k▲
Trade receivables40€23k€31k▲
Cash at bank and in hand54/58€816€241▼
Deferred charges and accrued income490/1€15k€17k▲
Equity and liabilities
Total equity and liabilities10/49€46k€52k▲
Equity10/15€-693€7k▲
Contributions10/11€14k€14k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-16k€-8k▲
Amounts payable17/49€46k€45k▼
Amounts payable within one year42/48€45k€45k▼
Trade debts44€35k€34k▼
Suppliers440/4€35k€34k▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€0€491▲
Remuneration and social security454/9€7k€10k▲
Other amounts payable47/48€3k€271▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A€57€0▼
Remuneration, social security and pensions62€72k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€483€500▲
Non-recurring operating charges66A€233€0▼
Gross operating margin9900€74k€86k▲
Operating profit (loss)9901€-2k€10k▲
Financial income75/76B€81€0▼
Recurring financial income75€81€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-3k€8k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-3k€8k▲
Profit (loss) for the period to be appropriated9905€-3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-8k▲
Profit (loss) brought forward from the previous period14P€-13k€-16k▼
Social balance
Average headcount (FTE)90871.31.3=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 130 days late
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 75 days late
2023
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 54 days late
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 150 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.82
Current ratio from 0.83 to 2.82; short-term debt falls from €41k to €14k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-35k ▼7538%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Avenue de la Toison d'Or 666900 Marche-en-FamenneGround area
1,637 m²
Building footprint
75 m²
Parcel 83034A0547/00D010, Wallonia. Linked by address, not a title deed.
1 establishment unit
LA TRENTAINE
since 20012.044.136.824
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0547/00D010 | Wallonia | 1,637 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 814 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded05-07-1989
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.