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Insurance agents and brokers

Current registrations 4,606division 66: 9,258
Starters, 12 months 1773.8 per 100 · Belgium 8.9
Bankruptcies, 12 months 30.7 per 1,000 registrations · Belgium 6.2
Employment (FTE) 8,123871 employers · latest accounts
Median age 14.1 yearsBelgium 8.1 years
E-invoicing via Peppol 65.9%3,035 of 4,606 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 66220 · financial year 2025 · 3,134 filed annual accounts
Median solvency
43.5%
division 44.7% · Belgium 46.1%
Median net result
€48,841
division €46,500 · Belgium €16,520
Median equity
€200,552
division €190,512 · Belgium €98,421
Loss-making
14.5%
division 16.5% · Belgium 26.7%
Negative equity
5.4%
division 6.3% · Belgium 12.4%
Median return on equity
23.6%
division 23.3% · Belgium 15.9%
Median liquidity
1.58
division 1.59 · Belgium 1.66
Filed late
41.7%
financial year 2024, 3,146 filings · division 38.7% · Belgium 38.4%
Missing or 90 days late
5.0%
of 3,292 companies with annual accounts · division 4.9% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 39.9%40.6%41.4%42.2%43.2%43.5%
Median net result €35,164€35,914€35,136€40,070€46,582€48,841

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
10
0.22% of the registrations · Belgium 1.68%
Running bankruptcies
9
2.0 per 1,000 registrations

Recent bankruptcies

Date Company
09-10-2026 COURTAGE COTEAUX
BE 0783.632.415
26-06-2026 GLOBAL QUALITY SERVICES
BE 0792.957.083
20-11-2025 VE.ST.O
BE 0479.665.394
11-07-2025 Ay Caramba !
BE 0743.982.674
10-06-2025 NDU INVEST
BE 0848.777.021
26-11-2024 I.S.S.
BE 0448.661.028
20-08-2024 CONSULTING KUHI
BE 0835.956.292
16-09-2022 ALLIANCE BOKIAU
BE 0438.184.137

Every bankruptcy in division 66, last 90 days

Spread across the country

by region and province · 4,306 of 4,606 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 2,547 · 59.2%
  • Wallonia 1,425 · 33.1%
  • Brussels 314 · 7.3%
  • Abroad 20 · 0.5%
fewer moremax 694

Largest employers

NACE 66220 as first main activity · staff from the latest accounts
  1. 1 VANBREDA RISK & BENEFITSAntwerp 611 FTEfinancial year 2025
  2. 2 AON BELGIUMMachelen (Brab.) 317 FTEfinancial year 2025
  3. 3 ALLIA INSURANCE BROKERSRoeselare 275 FTEfinancial year 2025
  4. 4 MARSHAuderghem 266 FTEfinancial year 2025
  5. 5 Cigna International Health ServicesAntwerp 202 FTEfinancial year 2025

Joint committees

from the latest accounts of 1,480 companies
  • 307 Insurance brokers and agencies 1,339
  • 341 Intermediation in banking and investment services 91
  • 200 Auxiliary committee for white-collar workers 51
  • 100 Auxiliary committee for blue-collar workers 21
  • 323 Building management, estate agents and domestic staff 15
  • 306 Insurance companies 9
  • 302 Hotels and catering 3
  • 140.03 Road transport and logistics for third parties 1
Show the 6 others
  • 144 Agriculture 1
  • 201 Independent retail 1
  • 226 White-collar workers in international trade, transport and logistics 1
  • 312 Department stores 1
  • 335 Services and support for business and the self-employed 1
  • 336 Liberal professions 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 66: Auxiliary financial services

Related activities

2 other activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Risk and damage evaluation66210 846 36 4 905
Activities auxiliary to financial services and insurance activities66290 235 9 0 772

Bankruptcies per year in division 66

Per year201520162017201820192020202120222023202420252026
Bankruptcies645370627748455057506333
Jobs lost85649211090601467182918990

2026 through August. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 66

1,457 employers
Median
€69,200
Belgium €61,400
Middle half
€59,000 to €80,300
half of the employers lie between
Place among sectors
29 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €67,500 €57,600 to €77,900 1,198
10 to 49 FTE €76,900 €68,000 to €88,900 222
50 to 249 FTE €87,100 €74,900 to €97,100 33

51 of the 7,907 companies in NACE division 66 have a parent company abroad. Main parent countries: Netherlands (13), United Kingdom (10) and France (6). Together they employ 1,966 of the division's 15,487 FTE: 13%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €21.0m awarded 1,484 recipients · 2022 to 2025 · largest: Subsidies jeugdhulp
  • Federal transfers 374,840 amount as published 4 recipients · 2023 to 2025 · largest: Maatschappijopbouw en goed bestuur (cf. art. 2.14.6 van de wetsbepalingen)
  • Wallonia-Brussels Federation €1.2m paid 3 recipients · 2021 to 2025 · largest: Dépenses de toute nature relatives aux processus mis en œuvre pour améliorer la qualité et la performance de l'enseignement
  • EU budget €25.4m attributed share 11 recipients · 2021 to 2025 · largest: Linked to buildings
  • EU research €625,610 EU contribution 4 recipients · 2014 to 2024 · largest: Seventh Framework Programme

Explore every recipient in this sector

Insights on Insurance agents and brokers

Balance sheet and result. The median net result of €48,841 is above Belgium's €16,520. 5.4% of the annual accounts show negative equity, against 12.4% in Belgium. Return on equity of 23.6% is above Belgium's 15.9%.

Bankruptcies. The median bankruptcy probability of 0.2% is below Belgium's 0.2%.

Inflow and structure. 6.5% of the companies are sole traders, against 41.6% in Belgium. Half of the companies are younger than 14.1 years, against 8.1 years in Belgium. In 12 months, 3.8 of 100 companies started, against 8.9 in Belgium. That is fewer than in 82% of the 87 NACE divisions.

Staff and filing. The 5 largest employers hold 1,670 of the 8,123 FTE: 20.6%.

Direction. Median solvency rose from 39.9% in financial year 2020 to 43.5% in financial year 2025. The median net result rose from €35,164 in financial year 2020 to €48,841 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 06-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 66220 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,581 companies with a main activity, because only those belong to a division. The other 698,987 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.