ALPHA CONSEILS

Active

Private limited company (pre-2019)founded 201016 yrs activeChaussée de Charleroi(FL) 16, 6220 Fleurus, BelgiumKBO/BCE: BE 0821.952.462

Summary

ALPHA CONSEILS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€423,840) and a net result of -€431,156. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1534 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ALPHA CONSEILSActive

Risk analysis Report Compare

What they do

Insurance agents and brokers

NACE 66220

#7 company by staff growth in Fleurus4 sites

How big

€1.8mtotal assets 2025

Staff: 14.5 FTE
Equity: -€423,840
Loss: -€431,156

Net result +74%: other schema

Financially healthy?

Financial institution: outside the modelProbability: sector outside the model

Who decides

Largest shareholder: L³S INVEST · 20%
Holdings: 1

Accounts filed 31 d late0 of 19 deeds read

Signals- Weak solvency vs sectorA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

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Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1534 sector peers (2025).

NBB · sector comparison

Position among 1534 sector peers

Solvency

better than 5%

← weakest strongest →

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

14 d early

2023

16 d early

2022

13 d early

2021

31 d early

2020

31 d early

2019

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
17-07-25 Annual accounts filedfiscal year 2024 · full…
31-12-24 Weakest financial yearnet -€1.7m

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€423,840 View
Caution: Among the weakest 5% on solvencysector median 38.2% · 1,534 companies -23.7% View
Positive: Result rose in 2025different schema filed ▲ 74.4% View
Caution: 2 loss-making years in a rowloss fiscal year 2025 -€431,156 View