Financials
- Financial year
- 2024
- Total assets
- €77,544
- Loss
- -€17,549
- Solvency
- -95.5%
Total assets▼ 50.6%
Net result
20182024
VE.ST.O
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Declared bankrupt
- 13 November 2025
- Supervising judge
- Thomas Saverys
- Official Gazette
- 20-11-2025 (pdf) ↗search the document for 2025/147865
Deadlines
- Provisional date payments stopped
- 13 November 2025A later judgment can change the date.art. XX.105, Code of Economic Law
- Appeal or third-party opposition until
- passed on 5 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
- File the claim in RegSol, the Belgian insolvency register, until
- passed on 13 December 2025art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 9 January 2026Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- 13 November 2026A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law
Trustee
- Stefan SnepvangersGrote Steenweg 154, 2600 Berchem (Antwerpen)s.snepvangers@antwerpius.be
What to do now
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered, subject to conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything; once a deadline has passed, it is too late for that step.
File a claim in RegSol ↗
Follow
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company
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Overview
Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€77,544total assets 2024
- Equity
- -€74,066
- Loss
- -€17,549
Turnover not published (abbreviated or micro format)
Financial health
Open bankruptcy: no score
Structure
1 of 5 deeds read
Signalsraises riskOpen bankruptcyWeak solvency vs sectorneutralFiled after the deadlineShow the evidence
Signals
Three signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1398 sector peers (2024).
NBB · sector comparisonPosition among 1398 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2024
5 days late
2023
1 day late
2022
28 days late
2021
13 days early
2020
45 days early
2019
5 days late
2018
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- OpeningEnterprise Court of Antwerp, Antwerp…
- Registered officeRegistered-office move · Declaration ·…
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 26
- Since
- 2005
- 01-08-2024Annual accounts filed
- 28-08-2023Annual accounts filed
- 31-12-2022Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 27-02-2003
- Year ends
- 31-12
- Peppol
- Still in the Peppol directory
Go further with this company
Who ran this company, and where was it based, on a given date before it ended?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the insurance agents and brokers sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.