Immo JTML
ActiveSummary
Immo JTML has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €57k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 1648 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+24
Solvency52▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.4 in 2024; short-term debt: 15.5% and cash: 8% of total assets), and 72.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
9.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
36 d early
2023
79 d early
2022
38 d early
2021
38 d early
2020
39 d early
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€166k▲ 4.2%
2024 · €160k
Total assets
€610k▼ 0.5%
2024 · €614k
Net result
€57k
2024 · €-5k
Working capital
€-11k▲ 77.9%
2024 · €-50k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30k▲ 19.2%€48k▲ 59.1%€46k▼ 4.4%€8k▼ 82.8%€88k▲ 1,005%
Net result€18k▲ 19.1%€32k▲ 72.4%€29k▼ 7.5%€-5k€57k
Equity€293k▲ 6.7%€325k▲ 10.8%€354k▲ 9.0%€160k▼ 54.9%€166k▲ 4.2%
Total assets€722k▼ 8.4%€673k▼ 6.7%€626k▼ 7.0%€614k▼ 2.0%€610k▼ 0.5%
Debt€428k▼ 16.5%€348k▼ 18.6%€272k▼ 21.9%€454k▲ 66.8%€444k▼ 2.2%
Working capital€-22k▲ 76.4%€-10k▲ 54.8%€5k€-50k€-11k▲ 77.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,005% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €610k
Fixed assets
€527k ▼ 9.3%
Current assets
€83k ▲ 155%
Equity and liabilities €610k
Equity
€166k ▲ 4.2%
Debt
€444k ▼ 2.2%
Debt's share of the balance-sheet total falls from 74.0% to 72.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142k▲
2024 · €62k
Cash flow
€111k▲
2024 · €48k
Current ratio
0.88▲
2024 · 0.40
Debt to equity
2.67▼
2024 · 2.84
ROE
34.0%▲
2024 · -3.3%
ROA
9.3%▲
2024 · -0.9%
Interest coverage
11.08▲
2024 · 4.64
Debt ≤ 1 year
€94k▲
2024 · €82k
Debt > 1 year
€350k▼
2024 · €368k
Income taxes
€19k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53k | €53k | €53k | €54k | €54k | ▲ 1.0% |
| Other operating charges640/8 | €5k | €6k | €6k | €7k | €10k | ▲ 50.9% |
| Gross operating margin9900 | €88k | €108k | €106k | €68k | €152k | ▲ 123% |
| Operating profit (loss)9901 | €30k | €48k | €46k | €8k | €88k | ▲ 1,005% |
| Financial income75/76B | - | - | - | €20 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €20 | €0 | ▼ 100% |
| Financial charges65/66B | €6k | €6k | €7k | €13k | €13k | ▼ 3.1% |
| Recurring financial charges65 | €6k | €6k | €7k | €13k | €13k | ▼ 3.1% |
| Profit (loss) for the period before taxes9903 | €24k | €42k | €39k | €-5k | €75k | ▲ 1,536% |
| Income taxes67/77 | €6k | €11k | €10k | €0 | €19k | - |
| Profit (loss) for the period9904 | €18k | €32k | €29k | €-5k | €57k | ▲ 1,179% |
| Profit (loss) for the period to be appropriated9905 | €18k | €32k | €29k | €-5k | €57k | ▲ 1,179% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €722k | €673k | €626k | €614k | €610k | ▼ 0.5% |
| Fixed assets21/28 | €716k | €669k | €616k | €581k | €527k | ▼ 9.3% |
| Tangible fixed assets22/27 | €716k | €669k | €616k | €581k | €527k | ▼ 9.3% |
| Land and buildings22 | €716k | €669k | €616k | €581k | €527k | ▼ 9.3% |
| Current assets29/58 | €5k | €4k | €10k | €33k | €83k | ▲ 155% |
| Amounts receivable within one year40/41 | €41 | €68 | €243 | €16k | €34k | ▲ 116% |
| Trade receivables40 | - | - | - | €15k | €33k | ▲ 124% |
| Other amounts receivable41 | €41 | €68 | €243 | €890 | €768 | ▼ 13.8% |
| Cash at bank and in hand54/58 | €5k | €4k | €10k | €17k | €49k | ▲ 193% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €722k | €673k | €626k | €614k | €610k | ▼ 0.5% |
| Equity10/15 | €293k | €325k | €354k | €160k | €166k | ▲ 4.2% |
| Contributions10/11 | €150k | €150k | €150k | €150k | €150k | = |
| Reserves13 | €143k | €175k | €204k | €15k | €16k | ▲ 9.3% |
| Non-distributable reserves130/1 | €15k | €15k | €15k | €15k | €15k | = |
| Reserves not available under the articles1311 | €15k | €15k | €15k | €15k | €15k | = |
| Distributable reserves133 | €128k | €160k | €189k | €0 | €1k | - |
| Profit (loss) carried forward14 | - | - | - | €-5k | €0 | ▲ 100% |
| Amounts payable17/49 | €428k | €348k | €272k | €454k | €444k | ▼ 2.2% |
| Amounts payable after more than one year17 | €392k | €328k | €260k | €368k | €350k | ▼ 5.1% |
| Financial debts170/4 | - | - | - | €368k | €350k | ▼ 5.1% |
| Other amounts payable178/9 | €392k | €328k | €260k | €0 | - | - |
| Amounts payable within one year42/48 | €28k | €14k | €5k | €82k | €94k | ▲ 14.4% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | €21k | €20k | ▼ 4.1% |
| Financial debts43 | €6k | €3k | €3k | €0 | - | - |
| Credit institutions430/8 | €6k | €3k | €3k | €0 | - | - |
| Trade debts44 | €37 | €192 | €231 | €4k | €5k | ▲ 20.6% |
| Suppliers440/4 | €37 | €192 | €231 | €4k | €5k | ▲ 20.6% |
| Taxes, remuneration and social security45 | €13k | €8k | €2k | €0 | €19k | - |
| Taxes450/3 | €11k | €8k | €2k | €0 | €19k | - |
| Remuneration and social security454/9 | €2k | €3 | €0 | - | - | - |
| Other amounts payable47/48 | €9k | €3k | €0 | €57k | €50k | ▼ 12.0% |
| Accrued charges and deferred income492/3 | €9k | €6k | €7k | €3k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €32k | €29k | €-5k | €57k | ▲ 1,179% |
| + Depreciation and write-downs630 | €53k | €53k | €53k | €54k | €54k | ▲ 1.0% |
| Operating cash flow (approximation) | €71k | €85k | €82k | €48k | €111k | ▲ 129% |
| Investment in fixed assets (approximation) | - | €-6k | €0 | €-18k | €0 | ▲ 100% |
| Change in cash | - | €-1k | €6k | €7k | €32k | ▲ 369% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 7current ratio 2.01
Current ratio from 0.28 to 2.01; short-term debt falls from €14k to €5k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 70 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2009
Ground area
7,904 m²
Building footprint
1,270 m²
Volume, LiDAR
9,350 m³
Parcel 71302A0032/00Y036, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMO JTML
since 20092.183.961.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0032/00Y036 | Flanders | 7,904 m² | 1 · 1,270 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 5,400 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Contact
Phone
089/356724Genk
Scores and ratios are computed by Checked and are not a credit decision.