Equity
€166,390 from €354,325 in 2023
Equity fell by 53% in 2 years.
Immo JTML
Lifetime
16 annual accounts with figures on one time axispeak €152,492 (2025)
€152,492▲ 123%
lowest -€43,455 (2010)
€56,637▲ €61,885
peak €354,325 (2023)
€166,390▲ 4.2%
€443,939▼ 2.2%
Board2 names since 2009
1 directorDE BREUCKER Jimmy
Owners
consolidatesK&R Invest
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from €68,301 to €152,492Back to profit: €56,637Dividend €50,000Cash from €16,774 to €49,089
Key points
from the 2025 annual accountsResult
€56,637 €56,637
Back in profit in 2025, after a loss of €5,247 in 2024.
Turnover
≈ €280,000 estimated
The abbreviated format states no turnover.
Debts
€443,939 73% of the balance sheet
Financial debts 79%Suppliers 1%Taxes and wages 4%Other 16%
€370,107 of the debts are secured on the company's own assets.
Liquidity
0.88 was 0.40 in 2024
Short-term debts rose from €82,418 to €94,317.
Filings
16 annual accounts since 2010
The 2019 accounts came 70 days late. The other nine of the last ten were filed on time.
Checked score
93
Excellent
Financially stronger than 47% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €610,329
Figures for financial year 2025 (filed on 30-07-2026)
Founded in 2009
Profit of €56,637 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 32% of them on solvency, 48% on liquidity, 55% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,609 companies had the same profile as Immo JTML has now. Each dot stands for 7 companies, two years later.
96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
That fits the bankruptcy probability of Immo JTML itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,609 companies, not a prediction for Immo JTML. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.88 (0.4 in 2024), below 1. Short-term debt is 15.5% and cash 8% of total assets. 72.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
36 days early
2023
79 days early
2022
38 days early
2021
38 days early
2020
39 days early
2019
70 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- K&R INVEST BV consolidatesscore 92equity €2.3m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0821448260
Resignation: CROONEN Joseph (director)
Appointment: DE BREUCKER Jimmy (director) · Director discharge: CROONEN Joseph · General meeting of 12-04-2024 · Gazette deed
Reappointment: CROONEN Joseph (director)
General meeting of 10-08-2020 · Gazette deed
Incorporation
published on 17-12-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Immo JTML Genk | €610,329 | €152,492 | 27.3% | - |
| INNEXCELL Houthalen-Helchteren | €579,148 | €144,217 | 95.0% | - |
| ACTIO Zonhoven | €666,472 | €158,873 | 78.6% | - |
| GO TO MARKET CONSULTANCY Waasmunster | €603,910 | €158,157 | 60.6% | - |
| EPICURUS Celles (lez-Tournai) | €628,940 | €162,925 | 93.4% | - |
| J P G MARKETING Londerzeel | €553,632 | €144,914 | 71.4% | - |
| FACE2FACE Ostend | €526,099 | €150,080 | 78.7% | - |
These companies have the same main activity as Immo JTML: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €526,000 and €666,000, founded between 2009 and 2010.
Official details
Source: KBO- Status
- Active since 15-12-2009Normal situation
- Activity
- Public relations and communication consultancyNACE 73300
- Establishment unit
- 2.183.961.7303600 Genk, since 15-12-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €610,329▼ 0.5%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on Immo JTML
Immo JTML files the abbreviated format. That format states no turnover. The gross margin rose from €5,308 in 2010 to €152,492 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Immo JTML
- What is the company number of Immo JTML?
- The company number of Immo JTML is 0821.448.260. The VAT number is the same number with BE in front: BE 0821.448.260.
- Where is Immo JTML based?
- The registered office is at Kompellaan 5, 3600 Genk.Company details
- What does Immo JTML do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of Immo JTML?
- Immo JTML is a private limited company (BV).
- When was Immo JTML founded?
- Immo JTML was founded on 15-12-2009.
- Is Immo JTML still active?
- Yes, Immo JTML is an active enterprise in the KBO register.
- What is the turnover of Immo JTML?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €152,492 and 38 comparable companies (NACE 73). It probably lies between €210,000 and €560,000.Financials
- Is Immo JTML profitable?
- In financial year 2025, Immo JTML made a profit of €56,637.
- Where can I find the annual accounts of Immo JTML?
- Immo JTML filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Immo JTML due?
- Immo JTML must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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