EPICURUS
ActiveSummary
EPICURUS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €587k and a net result of €106k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 14.42 against 7.62 in 2024; short-term debt: 6.3% and cash: 10.8% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
16.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
25 d early
2023
on the day
2022
1 d early
2021
4 d late
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€587k▲ 22.0%
2024 · €481k
2019: €240k
2020: €314k
2021: €405k
2022: €396k
2023: €370k
2024: €481k
2019 → 2025
Total assets
€629k▲ 15.0%
2024 · €547k
2019: €297k
2020: €384k
2021: €449k
2022: €456k
2023: €417k
2024: €547k
2019 → 2025
Net result
€106k▼ 4.2%
2024 · €111k
2019: €15k
2020: €73k
2021: €91k
2022: €91k
2023: €84k
2024: €111k
2019 → 2025
Working capital
€532k▲ 29.8%
2024 · €410k
2019: €142k
2020: €186k
2021: €285k
2022: €293k
2023: €279k
2024: €410k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€405k-€396k▼ 2.2%€370k▼ 6.5%€481k▲ 29.9%€587k▲ 22.0%
Operating result€124k-€129k▲ 4.2%€119k▼ 8.3%€155k▲ 30.3%€144k▼ 7.0%
Net result€91k-€91k▼ 0.7%€84k▼ 7.6%€111k▲ 32.0%€106k▼ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €629k
Fixed assets
€58k ▼ 23.4%
Current assets
€571k ▲ 21.1%
Equity and liabilities €629k
Equity
€587k ▲ 22.0%
Debt
€42k ▼ 36.5%
Debt's share of the balance-sheet total falls from 12.0% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€161k▼
2024 · €182k
Cash flow
€124k▼
2024 · €138k
Current ratio
14.42▲
2024 · 7.62
Debt to equity
0.07▼
2024 · 0.14
ROE
18.1%▼
2024 · 23.0%
ROA
16.9%▼
2024 · 20.2%
Interest coverage
62.86▼
2024 · 88.48
Debt ≤ 1 year
€40k▼
2024 · €62k
Income taxes
€45k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€547k€629k▲
Fixed assets21/28€75k€58k▼
Tangible fixed assets22/27€75k€58k▼
Land and buildings22€72k€57k▼
Plant, machinery and equipment23€2k€597▼
Furniture and vehicles24€1k€642▼
Current assets29/58€472k€571k▲
Amounts receivable after more than one year29€50k€30k▼
Other amounts receivable291€50k€30k▼
Amounts receivable within one year40/41€29k€29k▼
Trade receivables40€29k€29k▼
Other amounts receivable41€319€0▼
Current investments50/53€361k€443k▲
Cash at bank and in hand54/58€30k€68k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€547k€629k▲
Equity10/15€481k€587k▲
Contributions10/11€19k€19k=
Reserves13€462k€569k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€461k€567k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€66k€42k▼
Amounts payable within one year42/48€62k€40k▼
Trade debts44€952€445▼
Suppliers440/4€952€445▼
Advances received on contracts in progress46€150€0▼
Taxes, remuneration and social security45€32k€32k▼
Taxes450/3€32k€32k▼
Other amounts payable47/48€28k€7k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€18k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€184k€163k▼
Operating profit (loss)9901€155k€144k▼
Financial income75/76B€6k€10k▲
Recurring financial income75€6k€10k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€159k€151k▼
Income taxes67/77€48k€45k▼
Profit (loss) for the period9904€111k€106k▼
Profit (loss) for the period to be appropriated9905€111k€106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€106k▼
Transfer from equity791/2€0-
Transfer to equity691/2€111k€106k▼
To other reserves6921€111k€106k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €500kEq €587k ▲22%
7 profitable years in a row build equity to €587k.
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €111k ▲32%
Operating result €155k, net result €111k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
30-06
Financial
Liquidity doublescurrent ratio 7.52
Current ratio from 3.63 to 7.52; short-term debt falls from €71k to €44k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Celles (lez-Tournai) · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand Breucq 37760 Celles (lez-Tournai)Ground area
1,866 m²
Building footprint
289 m²
Volume, LiDAR
1,224 m³
Parcel 57023D0495/00H000, Wallonia · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Grand Breucq 3, 7760 Celles (lez-Tournai)
since 20102.192.913.939
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57023D0495/00H000 | Wallonia | 1,866 m² | 1 · 289 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VEOWARE
BE 0690.672.365
Leuven · Eq €587,693
XRoads Management
BE 0828.477.097
Lochristi · Eq €586,553
DEMOOR INVEST
BE 0599.935.892
Binche · Eq €587,890
Publyon
BE 0879.684.486
Brussel · Eq €586,038
SDHM
BE 0675.431.487
Antwerpen · Eq €588,930
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,911 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2010
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
47750Retail sale of cosmetics and toilet articles
55100Hotels and similar accommodation
70200Business and other management consultancy
82990Other business support services
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.