HUMIDA
ActiveHUMIDA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €185k and a net result of €43k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 2409 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d late
2023
37 d late
2022
30 d late
2021
37 d early
2020
22 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 30.1%
2024 · €142k
2018: €-816
2019: €-24k
2020: €11k
2021: €70k
2022: €86k
2023: €115k
2024: €142k
2018 → 2025
Net result
€43k▲ 57.8%
2024 · €27k
2018: €-22k
2019: €-23k
2020: €35k
2021: €59k
2022: €15k
2023: €29k
2024: €27k
2018 → 2025
Total assets
€385k▲ 13.3%
2024 · €340k
2018: €347k
2019: €330k
2020: €333k
2021: €361k
2022: €388k
2023: €362k
2024: €340k
2018 → 2025
Solvency
47.9%▲ 6.2pp
2024 · 41.8%
2018: -0.2%
2019: -7.2%
2020: 3.3%
2021: 19.5%
2022: 22.1%
2023: 31.7%
2024: 41.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€86k▲ 21.8%€115k▲ 34.0%€142k▲ 23.6%€185k▲ 30.1%
Operating result€67k-€15k▼ 78.2%€32k▲ 120%€36k▲ 11.9%€-25k
Net result€59k-€15k▼ 74.1%€29k▲ 89.9%€27k▼ 7.2%€43k▲ 57.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €36k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€257k▼ 0.2%
Current assets
€128k▲ 55.6%
Equity and liabilities €385k
Equity
€185k▲ 30.1%
Debt
€200k▲ 1.2%
The debt ratio falls from 58.2% to 52.1%: equity grows faster than debt.
Key figures and ratios
Solvency
47.9%▲
2024 · 41.8%
ROE
23.1%▲
2024 · 19.1%
ROA
11.1%▲
2024 · 8.0%
Debt
€200k▲
2024 · €198k
Debt ≤ 1 year
€200k▲
2024 · €167k
Income taxes
€2k▼
2024 · €9k
Staff costs
€58k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€385k▲
Formation expenses20€0€0=
Fixed assets21/28€257k€257k▼
Tangible fixed assets22/27€1k€831▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Other tangible fixed assets26€1k€831▼
Financial fixed assets28€256k€256k=
Current assets29/58€82k€128k▲
Stocks and contracts in progress3€10k€15k▲
Contracts in progress37€10k€15k▲
Amounts receivable within one year40/41€499€24k▲
Trade receivables40€0€24k▲
Other amounts receivable41€499-
Cash at bank and in hand54/58€66k€83k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€340k€385k▲
Equity10/15€142k€185k▲
Contributions10/11€19k€20k▲
Reserves13€123k€164k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€121k€164k▲
Amounts payable17/49€198k€200k▲
Amounts payable after more than one year17€31k-
Financial debts170/4€31k-
Amounts payable within one year42/48€167k€200k▲
Current portion of amounts payable after more than one year42€33k€0▼
Financial debts43-€30k
Credit institutions430/8-€30k
Trade debts44€59k€133k▲
Suppliers440/4€59k€133k▲
Taxes, remuneration and social security45€63k€25k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€54k€20k▼
Other amounts payable47/48€12k€12k=
Income statement
Code20242025
Remuneration, social security and pensions62€59k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€584€584=
Other operating charges640/8€417€336▼
Gross operating margin9900€96k€34k▼
Operating profit (loss)9901€36k€-25k▼
Financial income75/76B€5k€70k▲
Recurring financial income75€5k€70k▲
Financial charges65/66B€5k€80▼
Recurring financial charges65€5k€80▼
Profit (loss) for the period before taxes9903€36k€45k▲
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€27k€43k▲
Profit (loss) for the period to be appropriated9905€27k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€43k▲
Transfer to equity691/2€27k€43k▲
To other reserves6921€27k€43k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €185k ▲30.1%
6 profitable years in a row build equity to €185k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial
Equity above €100kEq €115k ▲34%
4 profitable years in a row build equity to €115k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €59k ▲70.6%
Operating result €67k, net result €59k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heppensesteenweg 573945 Tessenderlo-HamGround area
1,446 m²
Building footprint
193 m²
Volume, LiDAR
887 m³
Parcel 71046A1336/00D002, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Heppensesteenweg 57, 3945 Tessenderlo-Ham
since 20162.251.218.164
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A1336/00D002 | Flanders | 1,446 m² | 1 · 193 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 81,551 EUR awarded · 64,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 64,000 EUR |
| 2024 | 1 | 81,551 EUR | 0 EUR |
Schemes
Ontwikkelingsproject
Federal government
2024 · 1 entry · 4,835 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2024 | FOD Mobiliteit | 1 | 4,835 EUR |
Budget allocations
Samenwerkingsakkoord - Kapitaaloverdrachten naar lokale overheden
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Of 850 companies in sector 66210 we hold annual accounts for 511. 437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2016
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
58110Book publishing
69109Other legal services
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.