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Risk and damage evaluation

Current registrations 846division 66: 9,260
Starters, 12 months 364.3 per 100 · Belgium 8.9
Bankruptcies, 12 months 44.7 per 1,000 registrations · Belgium 6.2
Employment (FTE) 90562 employers · latest accounts
Median age 14.2 yearsBelgium 8.1 years
E-invoicing via Peppol 92.3%781 of 846 companies in the Peppol Directory · Belgium 85.0%

Filed accounts

NACE 66210 · financial year 2025 · 506 filed annual accounts
Median solvency
59.1%
division 44.7% · Belgium 46.1%
Median net result
€25,741
division €46,484 · Belgium €16,497
Median equity
€125,043
division €190,688 · Belgium €98,338
Loss-making
17.4%
division 16.4% · Belgium 26.7%
Negative equity
5.9%
division 6.3% · Belgium 12.4%
Median return on equity
18.3%
division 23.3% · Belgium 15.9%
Median liquidity
2.28
division 1.59 · Belgium 1.66
Filed late
35.2%
financial year 2024, 492 filings · division 38.8% · Belgium 38.4%
Missing or 90 days late
4.5%
of 535 companies with annual accounts · division 4.9% · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 52.6%53.6%54.5%56.0%57.6%59.1%
Median net result €14,040€19,049€19,633€17,830€21,858€25,741

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies

Bankruptcies, 5 years, still registered
9
1.06% of the registrations · Belgium 1.68%
Running bankruptcies
8
9.5 per 1,000 registrations

Recent bankruptcies

Date Company
08-07-2026 Eijk, Johnny
BE 0837.392.981 · sole trader · Zandhoven
30-12-2025 Vanaudenrode, Katrien
BE 0832.726.984 · sole trader · Knokke-Heist
22-12-2025 ASBEST CERTI
BE 0797.997.224
15-12-2025 BANZ CARS
BE 0720.965.465
24-09-2025 MRV CONSULT
BE 0734.451.138
12-11-2024 BANZ CARS
BE 0720.965.465
25-10-2024 DOMEXA
BE 0534.901.154
15-03-2024 Quevrin, Benoit
BE 0690.333.360 · sole trader

Every bankruptcy in division 66, last 90 days

Spread across the country

by region and province · 666 of 846 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 430 · 64.6%
  • Wallonia 192 · 28.8%
  • Brussels 41 · 6.2%
  • Abroad 3 · 0.5%
fewer moremax 158

Largest employers

NACE 66210 as first main activity · staff from the latest accounts
  1. 1 DEKRA BELGIUMZaventem 248 FTEfinancial year 2025
  2. 2 VAB Automotive SolutionsBeveren-Kruibeke-Zwijndrecht 96.3 FTEfinancial year 2025
  3. 3 Crawford & Company BelgiumMechelen 61.7 FTEfinancial year 2025
  4. 4 DP SURVEY GROUPBeveren-Kruibeke-Zwijndrecht 57.7 FTEfinancial year 2025
  5. 5 fincBrussels 46.0 FTEfinancial year 2025

Joint committees

from the latest accounts of 115 companies
  • 200 Auxiliary committee for white-collar workers 97
  • 100 Auxiliary committee for blue-collar workers 23
  • 226 White-collar workers in international trade, transport and logistics 8
  • 307 Insurance brokers and agencies 2
  • 112 Garages 1
  • 121 Cleaning 1
  • 124 Construction 1
  • 140.03 Road transport and logistics for third parties 1
Show the 10 others
  • 149.01 Electricians: installation and distribution 1
  • 149.02 Coachwork 1
  • 201 Independent retail 1
  • 210 White-collar workers in the steel industry 1
  • 220 White-collar workers in the food industry 1
  • 306 Insurance companies 1
  • 323 Building management, estate agents and domestic staff 1
  • 330.04 Health institutions and services 1
  • 336 Liberal professions 1
  • 337 Auxiliary committee for the non-profit sector 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

Division 66: Auxiliary financial services

Related activities

2 other activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Insurance agents and brokers66220 4,607 177 3 8,117
Activities auxiliary to financial services and insurance activities66290 235 9 0 772

Bankruptcies per year in division 66

Per year201520162017201820192020202120222023202420252026
Bankruptcies645370627748455057506333
Jobs lost85649211090601467182918990

2026 through August. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 66

1,454 employers
Median
€69,200
Belgium €61,400
Middle half
€59,100 to €80,300
half of the employers lie between
Place among sectors
29 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €67,500 €57,600 to €77,900 1,196
10 to 49 FTE €77,000 €68,000 to €89,000 221
50 to 249 FTE €87,100 €74,900 to €97,100 33

51 of the 7,907 companies in NACE division 66 have a parent company abroad. Main parent countries: Netherlands (13), United Kingdom (10) and France (6). Together they employ 1,966 of the division's 15,475 FTE: 13%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €21.0m awarded 1,483 recipients · 2022 to 2025 · largest: Subsidies jeugdhulp
  • Wallonia-Brussels Federation €1.2m paid 3 recipients · 2021 to 2025 · largest: Dépenses de toute nature relatives aux processus mis en œuvre pour améliorer la qualité et la performance de l'enseignement
  • Federal transfers 374,840 amount as published 4 recipients · 2023 to 2025 · largest: Maatschappijopbouw en goed bestuur (cf. art. 2.14.6 van de wetsbepalingen)
  • EU budget €25.4m attributed share 11 recipients · 2021 to 2025 · largest: Linked to buildings
  • EU research €625,610 EU contribution 4 recipients · 2014 to 2024 · largest: Seventh Framework Programme

Explore every recipient in this sector

Insights on Risk and damage evaluation

Balance sheet and result. The median net result of €25,741 is above Belgium's €16,497. 5.9% of the annual accounts show negative equity, against 12.4% in Belgium. Liquidity of 2.28 is above Belgium's 1.66.

Bankruptcies. The median bankruptcy probability of 0.1% is below Belgium's 0.2%.

Inflow and structure. Half of the companies are younger than 14.2 years, against 8.1 years in Belgium. In 12 months, 4.3 of 100 companies started, against 8.9 in Belgium. That is fewer than in 75% of the 87 NACE divisions. 21.3% of the companies are sole traders, against 41.6% in Belgium.

Staff and filing. The 5 largest employers hold 510 of the 905 FTE: 56.3%.

Direction. Median solvency rose from 52.6% in financial year 2020 to 59.1% in financial year 2025. The median net result rose from €14,040 in financial year 2020 to €25,741 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 09-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 66210 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,461 companies with a main activity, because only those belong to a division. The other 699,442 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.