GENEX
ActiveGENEX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €182k and a net result of €27k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 1455 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
59 d early
2023
40 d early
2022
49 d early
2021
39 d early
2020
26 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€182k▲ 17.3%
2024 · €155k
2019: €86k
2020: €89k
2021: €98k
2022: €118k
2023: €146k
2024: €155k
2019 → 2025
Net result
€27k▲ 196%
2024 · €9k
2019: €100k
2020: €48k
2021: €9k
2022: €20k
2023: €28k
2024: €9k
2019 → 2025
Total assets
€302k▲ 13.6%
2024 · €266k
2019: €295k
2020: €307k
2021: €191k
2022: €229k
2023: €245k
2024: €266k
2019 → 2025
Solvency
60.4%▲ 1.9pp
2024 · 58.5%
2019: 29.0%
2020: 29.1%
2021: 51.2%
2022: 51.5%
2023: 59.8%
2024: 58.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€118k▲ 20.3%€146k▲ 24.0%€155k▲ 6.2%€182k▲ 17.3%
Operating result€19k-€31k▲ 65.6%€41k▲ 31.7%€15k▼ 63.3%€36k▲ 142%
Net result€9k-€20k▲ 122%€28k▲ 41.9%€9k▼ 67.9%€27k▲ 196%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 142% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€72k▼ 16.5%
Current assets
€230k▲ 28.2%
Equity and liabilities €302k
Equity
€182k▲ 17.3%
Debt
€120k▲ 8.4%
The debt ratio falls from 41.5% to 39.6%: equity grows faster than debt.
Key figures and ratios
Solvency
60.4%▲
2024 · 58.5%
ROE
14.8%▲
2024 · 5.8%
ROA
8.9%▲
2024 · 3.4%
Debt
€120k▲
2024 · €110k
Debt ≤ 1 year
€119k▲
2024 · €109k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€302k▲
Fixed assets21/28€87k€72k▼
Tangible fixed assets22/27€87k€72k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€80k€69k▼
Financial fixed assets28€75€75=
Current assets29/58€179k€230k▲
Amounts receivable within one year40/41€42k€44k▲
Trade receivables40€35k€44k▲
Other amounts receivable41€7k€0▼
Cash at bank and in hand54/58€132k€182k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€266k€302k▲
Equity10/15€155k€182k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€87k€114k▲
Amounts payable17/49€110k€120k▲
Amounts payable within one year42/48€109k€119k▲
Financial debts43€15k€0▼
Other loans439€15k€0▼
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€675€4k▲
Taxes450/3€675€4k▲
Other amounts payable47/48€89k€109k▲
Accrued charges and deferred income492/3€1k€209▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€956€767▼
Gross operating margin9900€32k€53k▲
Operating profit (loss)9901€15k€36k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€12k€36k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€9k€27k▲
Profit (loss) for the period to be appropriated9905€9k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€114k▲
Profit (loss) brought forward from the previous period14P€78k€87k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €150kEq €155k ▲6.2%
6 profitable years in a row build equity to €155k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €100kEq €118k ▲20.3%
4 profitable years in a row build equity to €118k.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet €9k ▼81.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiliaanstraat 802570 DuffelGround area
446 m²
Building footprint
203 m²
Volume, LiDAR
1,345 m³
Parcel 12009A0593/00H000, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kiliaanstraat 80, 2570 Duffel
since 19922.058.480.253
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0593/00H000 | Flanders | 446 m² | 1 · 203 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HUMIDA
BE 0649.837.543
Tessenderlo-Ham · Eq €185k
VANHORENBEKE EXPERTISES
BE 0535.872.540
Braine-l'Alleud · Eq €179k
BUREAU D'ETUDES ET D'EXPERTISE
BE 0437.412.491
Nivelles · Eq €188k
ALFA EXPERTS
BE 0457.065.186
Bredene · Eq €191k
EXPERTISEBUREAU CLAUDE VAN DAELE
BE 0899.782.292
Evergem · Eq €174k
Of 850 companies in sector 66210 we hold annual accounts for 511. 438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-06-1992
Fiscal year end30-06
Activities, NACEBEL
66210Risk and damage evaluation
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.