MARIN R.
ActiveMARIN R. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €195k and a net result of €79k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 1457 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
15 d early
2023
26 d early
2022
34 d early
2021
31 d early
2020
38 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€195k▲ 67.8%
2024 · €116k
2018: €101k
2019: €87k
2020: €84k
2021: €92k
2022: €101k
2023: €106k
2024: €116k
2018 → 2025
Net result
€79k▲ 672%
2024 · €10k
2018: €6k
2019: €-1k
2020: €5k
2021: €8k
2022: €9k
2023: €5k
2024: €10k
2018 → 2025
Total assets
€239k▲ 87.4%
2024 · €128k
2018: €108k
2019: €98k
2020: €91k
2021: €108k
2022: €112k
2023: €116k
2024: €128k
2018 → 2025
Solvency
81.3%▼ 9.5pp
2024 · 90.8%
2018: 93.0%
2019: 88.4%
2020: 92.9%
2021: 84.7%
2022: 90.3%
2023: 91.2%
2024: 90.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€101k▲ 10.0%€106k▲ 4.8%€116k▲ 9.6%€195k▲ 67.8%
Operating result€18k-€14k▼ 22.3%€8k▼ 44.8%€13k▲ 64.5%€235▼ 98.2%
Net result€8k-€9k▲ 21.3%€5k▼ 47.1%€10k▲ 110%€79k▲ 672%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€1k▼ 54.5%
Current assets
€238k▲ 90.6%
Equity and liabilities €239k
Equity
€195k▲ 67.8%
Debt
€45k▲ 280%
The debt ratio rises from 9.2% to 18.7%: debt grows faster than equity.
Key figures and ratios
Solvency
81.3%▼
2024 · 90.8%
ROE
40.4%▲
2024 · 8.8%
ROA
32.9%▲
2024 · 8.0%
Debt
€45k▲
2024 · €12k
Debt ≤ 1 year
€45k▲
2024 · €12k
Income taxes
€39k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€239k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€125k€238k▲
Amounts receivable within one year40/41€111k€179k▲
Trade receivables40€89k-
Other amounts receivable41€22k€179k▲
Current investments50/53€13k€58k▲
Cash at bank and in hand54/58€250€912▲
Deferred charges and accrued income490/1€295€369▲
Equity and liabilities
Total equity and liabilities10/49€128k€239k▲
Equity10/15€116k€195k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€54k€133k▲
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€41k€120k▲
Amounts payable17/49€12k€45k▲
Amounts payable within one year42/48€12k€45k▲
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44€80€397▲
Suppliers440/4€80€397▲
Taxes, remuneration and social security45€6k€42k▲
Taxes450/3€6k€42k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€536€548▲
Gross operating margin9900€15k€2k▼
Operating profit (loss)9901€13k€235▼
Financial income75/76B€518€119k▲
Recurring financial income75€518€119k▲
Financial charges65/66B€-1k€1k▲
Recurring financial charges65€-1k€1k▲
Profit (loss) for the period before taxes9903€15k€118k▲
Income taxes67/77€5k€39k▲
Profit (loss) for the period9904€10k€79k▲
Profit (loss) for the period to be appropriated9905€10k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€79k▲
Transfer to equity691/2€10k€79k▲
To other reserves6921€10k€79k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €79k ▲672%
Net result €79k, the highest in the series.
31-12
Financial
Equity above €150kEq €195k ▲67.8%
6 profitable years in a row build equity to €195k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲10%
3 profitable years in a row build equity to €101k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-1k ▼120%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borgoumont 834987 StoumontGround area
2,916 m²
Building footprint
155 m²
Volume, LiDAR
1,073 m³
2 parcels, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hasoumont 71, 4987 Stoumont
since 20012.094.298.393
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63042B0309/00R000 | Wallonia | 1,846 m² | 1 · 155 m² | 9.7 m · 2 fl. |
| 63042A0598/00C000 | Wallonia | 1,069 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845002FFC6D50FS5C19
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Of 851 companies in sector 66210 we hold annual accounts for 512. 435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-12-2000
Fiscal year end31-12
Activities, NACEBEL
66210Risk and damage evaluation
67202
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.