HUI.HO.SO
ActiveHUI.HO.SO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €2k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-56
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 13.53 against 9.94 in 2024; short-term debt: 7.4% and cash: 0.8% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
131 d late
2023
14 d late
2022
30 d late
2021
2 d late
2020
142 d late
2019
507 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 2.0%
2024 · €104k
2019: €77k
2020: €70k
2021: €79k
2022: €84k
2023: €97k
2024: €104k
2019 → 2025
Total assets
€115k▼ 0.9%
2024 · €116k
2019: €103k
2020: €97k
2021: €85k
2022: €96k
2023: €114k
2024: €116k
2019 → 2025
Net result
€2k▼ 72.0%
2024 · €7k
2019: €23k
2020: €-7k
2021: €9k
2022: €6k
2023: €12k
2024: €7k
2019 → 2025
Working capital
€106k▲ 2.2%
2024 · €104k
2019: €75k
2020: €70k
2021: €77k
2022: €83k
2023: €96k
2024: €104k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€84k▲ 7.4%€97k▲ 14.6%€104k▲ 7.7%€106k▲ 2.0%
Operating result€10k-€4k▼ 56.1%€13k▲ 205%€6k▼ 54.1%€-882
Net result€9k-€6k▼ 35.9%€12k▲ 113%€7k▼ 39.8%€2k▼ 72.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €882 after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€206▼ 50.8%
Current assets
€114k▼ 0.7%
Equity and liabilities €115k
Equity
€106k▲ 2.0%
Debt
€8k▼ 27.1%
The debt ratio falls from 10.0% to 7.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-670▼
2024 · €6k
Cash flow
€2k▼
2024 · €8k
Solvency
92.6%▲
2024 · 90.0%
Current ratio
13.53▲
2024 · 9.94
Quick ratio
13.53▲
2024 · 9.94
Debt / equity
0.08▼
2024 · 0.11
ROE
2.0%▼
2024 · 7.1%
ROA
1.8%▼
2024 · 6.4%
Interest coverage
-2.61▼
2024 · 21.30
Debt
€8k▼
2024 · €12k
Debt ≤ 1 year
€8k▼
2024 · €12k
Income taxes
€2k▼
2024 · €4k
Staff costs
€1k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€115k▼
Fixed assets21/28€418€206▼
Tangible fixed assets22/27€418€206▼
Plant, machinery and equipment23€418€206▼
Current assets29/58€115k€114k▼
Amounts receivable within one year40/41€106k€107k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€97k€96k▼
Cash at bank and in hand54/58€1k€869▼
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€116k€115k▼
Equity10/15€104k€106k▲
Contributions10/11€19k€19k=
Reserves13€44k€44k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€42k€44k▲
Amounts payable17/49€12k€8k▼
Amounts payable within one year42/48€12k€8k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€988-
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€13k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€212€212=
Other operating charges640/8€765€2k▲
Gross operating margin9900€20k€2k▼
Operating profit (loss)9901€6k€-882▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€297€256▼
Recurring financial charges65€297€256▼
Profit (loss) for the period before taxes9903€11k€4k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€44k▼
Profit (loss) brought forward from the previous period14P€41k€42k▲
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
31-12
Financial
Equity above €100kEq €104k ▲7.7%
4 profitable years in a row build equity to €104k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 12.67
Current ratio from 3.49 to 12.67; short-term debt falls from €28k to €7k.
20-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 142 days late
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 507 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼131%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
10-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 406 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean Winance(WAR) 387548 TournaiGround area
1,094 m²
Building footprint
120 m²
Volume, LiDAR
725 m³
Parcel 57085A0062/00R000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUI.HO.SO
since 20022.094.727.272
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57085A0062/00R000 | Wallonia | 1,094 m² | 1 · 120 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BENOIT GILLET
BE 0470.516.217
Comblain-au-Pont · Eq €106k
RAFI BAGBAN
BE 0539.711.166
Antwerpen · Eq €107k
LCE RUAS SERVICES
BE 0759.740.028
Sint-Lambrechts-Woluwe · Eq €104k
FIETSEN NIJS
BE 0841.955.347
Heusden-Zolder · Eq €108k
PELVO
BE 0861.060.387
Dendermonde · Eq €104k
Of 2,544 companies in sector 95290 we hold annual accounts for 417. 329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-05-2002
Fiscal year end31-12
Activities, NACEBEL
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.