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deGary

Active
Private limited company (pre-2019)founded 1998active for 28 yearsKapelsesteenweg 198, 2930 Brasschaat, BelgiumKBO/BCE: BE 0464.308.118
Summary

The computed 12-month bankruptcy probability of deGary is 3.1% (moderate). The 2024 annual accounts show negative equity (-€91,518) and a net result of -€7,680. Equity is shrinking by about 39% per year across the filed financial years. Its solvency ranks better than 9% of 3,512 sector peers (NACE 95, financial year 2024). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Repair and maintenance of other personal and household goods
NACE 95290Retail sale of wines and spirits NACE 47251
1 site
Size
€59,992turnover 2024
Equity
-€91,518
Loss
-€7,680
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Structure
2025 accounts not filed, 88 days past the deadline1 deed in the Belgian Official Gazette
Why 49raises riskFigures for financial year 2024 (filed 28-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 120 days late; 3 of the last 3 latelowers riskFounded in 1998Size: turnover €59,992, total assets €134,381Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 95, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -68.1% of total assets
Liquidity 6+3
short-term debt 168.1% · cash 5.1%
Profitability 8+8
return on assets -5.7%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,122 companies, NACE 95, micro)
Last 24 months 11-2024: 3.3% 12-2024: 4.3%▲ +1.0 percentage point vs 11-2024 01-2025: 4.8%▲ +0.5 percentage points vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 4.8%● unchanged vs 02-2025 04-2025: 4.9%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 4.7%▼ -0.2 percentage points vs 04-2025 06-2025: 4.3%▼ -0.4 percentage points vs 05-2025 07-2025: 4.2%▼ -0.1 percentage points vs 06-2025 08-2025: 4.3%▲ +0.1 percentage points vs 07-2025 09-2025: 4.2%▼ -0.1 percentage points vs 08-2025 10-2025: 4.2%● unchanged vs 09-2025 11-2025: 4.3%▲ +0.1 percentage points vs 10-2025 12-2025: 2.4%▼ -1.9 percentage points vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.2 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026lowest value 08-2026: 2.6%▲ +0.4 percentage points vs 07-2026 09-2026: 2.8%▲ +0.2 percentage points vs 08-2026 10-2026: 3.1%▲ +0.3 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.57, compared with 0.56 in 2023, below 1; short-term debt: 168.1% and cash: 5.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 6% on solvency, 6% on liquidity, 13% on profitability and 49% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 28-11-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 120 days late; 3 of the last 3 late
NBB · filings
lowers risk · Size: turnover €59,992, total assets €134,381
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
192021222324
2019 to 2024 · latest year -€91,518
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline27-10-2026 today
raises risk · 2024 accounts filed 120 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
120 days late
2023
153 days late
2022
122 days late
2021
153 days late
2020
92 days late
2019
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 132 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Weakest financial yearnet -€24,469

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€91,518 View
  • Risk: 6 loss-making years in a rowloss financial year 2024 -€7,680 View
  • Caution: Among the weakest 5% on equitysector median €45,694 · 3,517 companies -€91,518 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View

By topic

Financials

Financial year
2024
Turnover
€59,992
Loss
-€7,680
Solvency
-68.1%
Turnover▲ 28.0%
Net result
20192024
Go to Financials

Timeline

Events
27
Since
2000
  1. 30-11-2023Annual accounts filed
  2. 31-12-2022Annual accounts filed
  3. 31-10-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Repair and maintenance of other personal and household…NACE 95290
Founded
07-10-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about deGary

What is the company number of deGary?
0464.308.118. In Belgium the VAT number is the company number with BE in front: BE 0464.308.118.
Where is deGary based?
The registered office is at Kapelsesteenweg 198, 2930 Brasschaat.Company details
What does deGary do?
According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
What is the legal form of deGary?
Private limited company (pre-2019) (BVBA).
When was deGary founded?
On 07-10-1998.
Is deGary still active?
Yes, deGary is an active enterprise in the KBO register.
What is the turnover of deGary?
€59,992 in financial year 2024, according to the filed annual accounts.Financials
Is deGary profitable?
In financial year 2024, deGary made a loss of €7,680.
Where can I find the annual accounts of deGary?
deGary filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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