LTECH PEETERS
ActiveSummary
LTECH PEETERS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,794 and a net result of -€3,147. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 2604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-51
Solvency55▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.37 in 2024; short-term debt: 70.1% and cash: 4.8% of total assets), and 70.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
-2.3%
Age of the figures
18 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-12-2025, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
on the day
2022
3 d early
2021
3 d early
2020
12 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 30 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€40,794▼ 7.2%
2024 · €43,942
Total assets
€136,518▼ 13.8%
2024 · €158,351
Net result
-€3,147
2024 · €4,036
Working capital
€36,263▼ 11.4%
2024 · €40,911
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,137-€3,602▲ 29.9%-€17,675▼ 391%€5,155-€3,835
Net result-€401within the sector's middle half-€6,214below the sector's middle half▼ 1,452%-€19,620below the sector's middle half▼ 216%€4,036within the sector's middle half-€3,147below the sector's middle half
Equity€65,740within the sector's middle half▼ 0.6%€59,526within the sector's middle half▼ 9.5%€39,906within the sector's middle half▼ 33.0%€43,942within the sector's middle half▲ 10.1%€40,794within the sector's middle half▼ 7.2%
Total assets€109,394within the sector's middle half▼ 14.1%€138,585within the sector's middle half▲ 26.7%€124,511within the sector's middle half▼ 10.2%€158,351within the sector's middle half▲ 27.2%€136,518within the sector's middle half▼ 13.8%
Debt€38,653▼ 31.3%€74,059▲ 91.6%€79,605▲ 7.5%€109,409▲ 37.4%€95,724▼ 12.5%
Working capital€61,695within the sector's middle half▼ 3.4%€47,307within the sector's middle half▼ 23.3%€32,299within the sector's middle half▼ 31.7%€40,911within the sector's middle half▲ 26.7%€36,263within the sector's middle half▼ 11.4%
Solvency60.1%within the sector's middle half▲ 8.2pp43.0%within the sector's middle half▼ 17.1pp32.1%within the sector's middle half▼ 10.9pp27.7%within the sector's middle half▼ 4.3pp29.9%within the sector's middle half▲ 2.1pp
Current ratio2.94above the sector's middle half▲ 0.491.65within the sector's middle half▼ 1.291.41within the sector's middle half▼ 0.251.37within the sector's middle half▼ 0.031.38within the sector's middle half=
Return on assets (ROA)-0.4%within the sector's middle half▼ 13.3pp-4.5%below the sector's middle half▼ 4.1pp-15.8%below the sector's middle half▼ 11.3pp2.5%within the sector's middle half▲ 18.3pp-2.3%below the sector's middle half▼ 4.9pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,835 after €5,155 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136,518
Fixed assets
€4,531 ▼ 43.6%
Current assets
€131,987 ▼ 12.2%
Equity and liabilities €136,518
Equity
€40,794 ▼ 7.2%
Provisions
€0 ▼ 100%
Debt
€95,724 ▼ 12.5%
Debt's share of the balance-sheet total rises from 69.1% to 70.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,831▼
2024 · €12,278
Cash flow
-€1,144▼
2024 · €11,159
Quick ratio
0.91▼
2024 · 1.08
Debt to equity
2.35▼
2024 · 2.49
ROE
-7.7%▼
2024 · 9.2%
Interest coverage
-0.97▼
2024 · 5.47
Debt ≤ 1 year
€95,724▼
2024 · €109,409
Income taxes
€401▲
2024 · €384
Staff costs
€0▼
2024 · €69
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a small loss
1.5%
went bankrupt
5.0%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €5,000 | - |
| Remuneration, social security and pensions62 | - | €137 | €38 | €69 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,904 | €5,528 | €7,649 | €7,123 | €2,004 | ▼ 71.9% |
| Other operating charges640/8 | - | €1,138 | €1,641 | €2,070 | €1,777 | ▼ 14.2% |
| Non-recurring operating charges66A | - | €21,004 | €0 | - | - | - |
| Gross operating margin9900 | €542 | €24,205 | -€8,347 | €14,418 | -€54 | ▼ 100% |
| Operating profit (loss)9901 | -€5,137 | -€3,602 | -€17,675 | €5,155 | -€3,835 | ▼ 174% |
| Financial income75/76B | - | €0 | - | €1,510 | €2,984 | ▲ 97.7% |
| Recurring financial income75 | €5,963 | €0 | - | €1,510 | €2,984 | ▲ 97.7% |
| Financial charges65/66B | - | €2,319 | €1,584 | €2,246 | €1,896 | ▼ 15.6% |
| Recurring financial charges65 | €916 | €2,319 | €1,584 | €2,246 | €1,896 | ▼ 15.6% |
| Profit (loss) for the period before taxes9903 | -€89 | -€5,921 | -€19,259 | €4,419 | -€2,747 | ▼ 162% |
| Income taxes67/77 | €311 | €293 | €361 | €384 | €401 | ▲ 4.4% |
| Profit (loss) for the period9904 | -€401 | -€6,214 | -€19,620 | €4,036 | -€3,147 | ▼ 178% |
| Profit (loss) for the period to be appropriated9905 | -€401 | -€6,214 | -€19,620 | €4,036 | -€3,147 | ▼ 178% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €109,394 | €138,585 | €124,511 | €158,351 | €136,518 | ▼ 13.8% |
| Fixed assets21/28 | €15,849 | €18,584 | €12,607 | €8,031 | €4,531 | ▼ 43.6% |
| Tangible fixed assets22/27 | €14,799 | €16,034 | €10,057 | €2,934 | €930 | ▼ 68.3% |
| Plant, machinery and equipment23 | - | €2,786 | €2,722 | €1,512 | €930 | ▼ 38.5% |
| Furniture and vehicles24 | - | €13,247 | €7,335 | €1,422 | €0 | ▼ 100% |
| Financial fixed assets28 | €1,050 | €2,550 | €2,550 | €5,097 | €3,601 | ▼ 29.4% |
| Current assets29/58 | €93,545 | €120,001 | €111,904 | €150,320 | €131,987 | ▼ 12.2% |
| Stocks and contracts in progress3 | - | - | €19,531 | €32,170 | €45,000 | ▲ 39.9% |
| Stocks30/36 | - | - | €19,531 | €32,170 | €45,000 | ▲ 39.9% |
| Amounts receivable within one year40/41 | €75,637 | €100,375 | €88,089 | €84,410 | €75,858 | ▼ 10.1% |
| Trade receivables40 | - | €75,732 | €48,513 | €42,592 | €24,528 | ▼ 42.4% |
| Other amounts receivable41 | - | €24,643 | €39,577 | €41,818 | €51,330 | ▲ 22.7% |
| Cash at bank and in hand54/58 | €17,180 | €18,651 | €3,357 | €32,755 | €6,574 | ▼ 79.9% |
| Deferred charges and accrued income490/1 | - | €975 | €926 | €984 | €4,555 | ▲ 363% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €109,394 | €138,585 | €124,511 | €158,351 | €136,518 | ▼ 13.8% |
| Equity10/15 | €65,740 | €59,526 | €39,906 | €43,942 | €40,794 | ▼ 7.2% |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €40,500 | €40,500 | €40,500 | €18,942 | €15,794 | ▼ 16.6% |
| Non-distributable reserves130/1 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves not available under the articles1311 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Distributable reserves133 | - | €38,000 | €38,000 | €16,442 | €13,294 | ▼ 19.1% |
| Profit (loss) carried forward14 | €240 | -€5,974 | -€25,594 | €0 | - | - |
| Provisions and deferred taxes16 | €5,000 | €5,000 | €5,000 | €5,000 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | - | €5,000 | €5,000 | €5,000 | €0 | ▼ 100% |
| Major repairs and maintenance162 | - | €5,000 | €5,000 | €5,000 | €0 | ▼ 100% |
| Amounts payable17/49 | €38,653 | €74,059 | €79,605 | €109,409 | €95,724 | ▼ 12.5% |
| Amounts payable after more than one year17 | €6,804 | €1,364 | €0 | - | - | - |
| Financial debts170/4 | - | €1,364 | €0 | - | - | - |
| Amounts payable within one year42/48 | €31,850 | €72,694 | €79,605 | €109,409 | €95,724 | ▼ 12.5% |
| Current portion of amounts payable after more than one year42 | - | €5,439 | €1,364 | €0 | - | - |
| Financial debts43 | - | €7,071 | €18,144 | €0 | €17,212 | - |
| Credit institutions430/8 | - | €7,071 | €18,144 | €0 | €17,212 | - |
| Trade debts44 | €23,173 | €50,438 | €58,125 | €48,825 | €74,468 | ▲ 52.5% |
| Suppliers440/4 | - | €50,438 | €58,125 | €48,825 | €74,468 | ▲ 52.5% |
| Advances received on contracts in progress46 | - | - | - | €60,200 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €9,746 | €1,972 | €384 | €4,043 | ▲ 954% |
| Taxes450/3 | - | €9,746 | €1,972 | €384 | €4,043 | ▲ 954% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€401 | -€6,214 | -€19,620 | €4,036 | -€3,147 | ▼ 178% |
| + Depreciation and write-downs630 | €4,904 | €5,528 | €7,649 | €7,123 | €2,004 | ▼ 71.9% |
| Operating cash flow (approximation) | €4,504 | -€686 | -€11,971 | €11,159 | -€1,144 | ▼ 110% |
| Investment in fixed assets (approximation) | - | -€8,262 | -€1,672 | -€2,547 | €1,496 | ▲ 159% |
| Change in cash | - | €1,471 | -€15,295 | €29,398 | -€26,181 | ▼ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €4,036
Net result €4,036 after 3 loss-making years.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet -€19,620
Net result drops to -€19,620, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2019
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 101 days late
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2000
Ground area
744 m²
Building footprint
114 m²
Volume, LiDAR
592 m³
Parcel 36015A0627/00H002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LTECH PEETERS
since 20002.099.686.150
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0627/00H002 | Flanders | 744 m² | 1 · 114 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,545 companies in sector 95290 we hold annual accounts for 419. 322 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-2000
Fiscal year end31-03
Activities, NACEBEL 2025
95290Repair and maintenance of other personal and household goods
25510Coating of metals
25530Machining of metals
46649Wholesale of other machinery and equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472093951
Also
9925:BE0472093951
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.